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Originally posted by GimmeabreakIf you were to have the audience of a top jockey for an hour - what questions would you ask them?
What does the concentration of resources across a couple of yards mean for them for their weighroom colleagues ?
Do they think much about or plan for the future after race riding?
Just how low would you stoop to ride a winner
Originally posted by VI thought the recent OTB interview with Bryan Cooper was fascinating.Turning millions into thousands
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Originally posted by eoghan104 View PostCouldn't agree more, they would be up against the wall beside you and your airport selfie.
Some of the criticism of recruiters being a bunch of tools might be warranted.
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Originally posted by Strewelpeter View PostWould depend on who it is but lots about the competitiveness at the top and what you have to do to stay there.
What does the concentration of resources across a couple of yards mean for them for their weighroom colleagues ?
Do they think much about or plan for the future after race riding?
Just how low would you stoop to ride a winner
Where can I get to listen to that ? Had a quick search of the newstalk/offtheBalll site and don't see anything‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Originally posted by RichieM View PostLinkedIn post off an airport selfie telling the world they are on holidays because they have done such awesome work and need to recharge to smash targets on their return.
Some of the criticism of recruiters being a bunch of tools might be warranted.
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Originally posted by DeadParrot View Posta bad tradesman and all thatTurning millions into thousands
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Originally posted by DeadParrot View Postfuck that.
I sent an email.
Respond back accordingly.
If I wanted you to have my phone number I would have included it.
If I want someone to get my contact details it goes on the first email if I'm the sender otherwise the replies signature has no deets.
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Originally posted by Strewelpeter View PostIndeed, If I had anything more than a vague grasp on what the fuck I'm doing it would probably help, I do find it hard to deal with the transactional nature of it all especially when complex biz logic is being handled inside the Db . Not sure if it is the nature of the tool or the people who created the original crap 20+ years ago but is it any way normal to populate a table of c.120 elements from a stored procedure, one of 1500 in the system, this one > 4K lines with the value going into some of the elements being decided by massive case statements nested up to four deep
I mean it's not beyond the realms of possibility but from experience, that's old code that has been hacked in and added to rather than rebuilt from the ground up as newer practices became standard.
The architecture it's built on should give you a clue really as you can easily shave off hundred of lines of code over time using functions in the body of the sp instead of massive case statements. e.g comparing and returning values and/or splitting numerical and non numerical strings.
the downside is of course performance.
As always though, there's a large caveat based on use case and what's actually being done. It's unlikely a massive nested case statement is the optimal solution, but it could be.
anyway...dinner timeLast edited by DeadParrot; 01-11-18, 19:06.People say I should be more humble I hope they understand, they don't listen when you mumble
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Originally posted by Gimmeabreak
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Originally posted by DeadParrot View Postthe proc is 4k lines?
I mean it's not beyond the realms of possibility but from experience, that's old code that has been hacked in and added to rather than rebuilt from the ground up as newer practices became standard.
The architecture it's built on should give you a clue really as you can easily shave off hundred of lines of code over time using functions in the body of the sp instead of massive case statements. e.g comparing and returning values and/or splitting numerical and non numerical strings.
the downside is of course performance.
As always though, there's a large caveat based on use case and what's actually being done. It's unlikely a massive nested case statement is the optimal solution, but it could be.
anyway...dinner time
I don't see a problem with business logic being reflected in stored procedures and have never seen ORMs work well for complex data sets where queries are baked into code.Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt
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Last day in my job of 13 years today. At times like these you realise its less about the work and more about relationships and people. Kinda like being released from prison. You know it's good that you are going but you don't want to leave the inmates you have been having the craic with for years.
New, better paying, job starts Monday.
Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt
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Originally posted by DeadParrot View Postfuck that.
I sent an email.
Respond back accordingly.
If I wanted you to have my phone number I would have included it.
E-mail is a great tool and can be both very efficient and cost effective but only when it is used properly. Sometimes, you need to pick up the phone and speak to people.
It's not like I'm looking for somebody's home phone number or personal mobile, it's the landline sitting on your desk, the one you are paid to pick up and use as part of your job.
Maybe I'm the fucking eejit, maybe I should just sit back and let the bill rack up but it's something I really couldn't let myself do as for me, it's not the right thing to do. The right thing is to try and fix it as quick as possible and as cost effective as possible.
Slightly off topic but I'm a firm believer that business only works when there is a relationship (for all parties, whether you are a vendor or a customer) and you don't get a relationship over e-mail, you need to be able to interact via phone and face to face. The scary part about this is that I see younger people who are so embedded in social media/e-mail, that they don't know how to talk to customers and vendors and would happily send 50 e-mails back and forth rather then have a two minute phone call.
Originally posted by coillcam View Post+1. The amount of unsolicited crap and calls I get from vendors is ridiculous. No I don't want to buy your crap, no I didn't ask you to call me and no I don't want a follow up email. Please remove me from your DB and don't contact me again or get reported to data protection commissioner. Also whoever picks up our main line ALWAYS passes them through to me so I don't see the caller.
If I want someone to get my contact details it goes on the first email if I'm the sender otherwise the replies signature has no deets.
Sounds like, you've done something to majorly piss off the bint on reception and that's why all the calls get blind transferred to you
Originally posted by Lazare View PostThat and people who put your can of coke in with your chips.
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Originally posted by Wombatman View PostLast day in my job of 13 years today. At times like these you realise its less about the work and more about relationships and people. Kinda like being released from prison. You know it's good that you are going but you don't want to leave the inmates you have been having the craic with for years.
New, better paying, job starts Monday.
The girlfriend unexpectedly called time on their 17 year relationship recently. Hes from GB so was all in with her here and nothing much for him to stay for now so needed to pack in his job and move back to GB too. They were getting on fine as usual to suddenly within 3 weeks no gf-no job-back home.
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Originally posted by rounders123 View PostCongrats. Pal of mine last day too after 18 years under different circumstances.
The girlfriend unexpectedly called time on their 17 year relationship recently. Hes from GB so was all in with her here and nothing much for him to stay for now so needed to pack in his job and move back to GB too. They were getting on fine as usual to suddenly within 3 weeks no gf-no job-back home.Redbet at the Dublin Poker Invasion FTW
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Originally posted by The Aul Switcharoo View PostSurely he has friends and stuff here? One of the guys in our group is just about to do that. Broke up with gf of 7 years and handed in notice to go home up North where there's nothing. We're all hoping he comes back after a few months when he misses the craic
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Originally posted by Lao Lao View PostHaving your phone number on your e-mail doesn't lead to unsolicited calls, it's not as if the cold callers can hack into an e-mail you've sent and get your number from it, it's there if people you interact with already need to contact you and need to speak to you., which is part of doing business. From what you say above, you don't put your number on your e-mail but yet, you get a large volume of unsolicited calls, how do they manage that?
Sounds like, you've done something to majorly piss off the bint on reception and that's why all the calls get blind transferred to you
As for cold calls I think you could be on to something there, I should divert that person's extension directly to voicemail
As for the hacking side of it. At this stage with the prevalence of cyber-crime its safe to assume one of your colleagues or email contacts has been compromised at some point. Their address book and contact list dumped which would have your info. Unless you've a brand new number/email your details are going to be "out there" unfortunately. Interesting side fact - was doing some research for college recently and found out that the global cyber-crime economy is $1.5 trillion which equates to the GDP of Russia (The world's 12th largest economy).
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Had a somewhat interesting/eye-opening experience this week; am thinking about switching our mortgage provider to save some money and get a few hundred € via a €2k cashback offer (am planning that the total legal and other expenses will be approx €1.5k).
So I called up the prospective new provider to start the process, not in any rush. As it was just me on the call, I asked them to see if my salary alone would be sufficient for approval for the switcher mortgage.
For context, the total amount is just over 2x annual salary for me, the new mortgage payment would be slightly lower than the current one and I am currently also saving an amount greater than the current mortgage payment each month. There's no question in my mind that to any reasonable person going through the figures, it should be a straightforward 'yes, securing this new lower mortgage on your salary is fine' response.
Was told that given my situation (married, one child, paying into a pension and various insurances), the bank's calculator judged me to be left with something like €100 in free cash each month and I was offered a max mortgage of €22k on a 20 year term as a sole applicant
Completely different offer if the wife's salary is included but it surprised me and made me smile, I guess the bank has to use a standard calculation that in some ways needs to assume all applicants require €10/day for coffee, €20/day for avocado on toast breakfasts, get a new car every two years, etc...
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Originally posted by ionapaul View PostHad a somewhat interesting/eye-opening experience this week; am thinking about switching our mortgage provider to save some money and get a few hundred € via a €2k cashback offer (am planning that the total legal and other expenses will be approx €1.5k).
So I called up the prospective new provider to start the process, not in any rush. As it was just me on the call, I asked them to see if my salary alone would be sufficient for approval for the switcher mortgage.
For context, the total amount is just over 2x annual salary for me, the new mortgage payment would be slightly lower than the current one and I am currently also saving an amount greater than the current mortgage payment each month. There's no question in my mind that to any reasonable person going through the figures, it should be a straightforward 'yes, securing this new lower mortgage on your salary is fine' response.
Was told that given my situation (married, one child, paying into a pension and various insurances), the bank's calculator judged me to be left with something like €100 in free cash each month and I was offered a max mortgage of €22k on a 20 year term as a sole applicant
Completely different offer if the wife's salary is included but it surprised me and made me smile, I guess the bank has to use a standard calculation that in some ways needs to assume all applicants require €10/day for coffee, €20/day for avocado on toast breakfasts, get a new car every two years, etc...
Approval in principle took less than 2 weeks - although we do have a couple of really minor pieces of paperwork left to send in to complete the job, it's done and those are in the post today. I actually found the IFSC branch very efficient.
(less straightforward is actually finding a house that fits our target criteria, that we don't continuously keep getting outbid on - just gave up on this after several rounds. , although even if we had got it a building project would have been required)"We are not Europeans. Those people on the continent are freaks."
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As a matter of interest, the non-mortgage debt overhang in this country must still be quite significant.
Went through the process with 2 banks and both mortgage advisors did a serious double-take at the fact we had no PCPs, no credit card debt, no CU loans etc. I did ask the AIB lady about that and she said it was unusual, particularly for 'people at your stage of life'.
Middle-agedness ftl I guess"We are not Europeans. Those people on the continent are freaks."
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Originally posted by Hitchhiker's Guide To... View Postyeah you kinda stop making friends after a certain point, unless your a bit of an excessively socially outgoing weirdo. Would suck to be going to UK though as a result. I'd imagine he's made that decision too hastily. Probably thought: fck you all, but then he'll get back to the grimness and sober up.
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Originally posted by Wombatman View PostAlways onto a loser when you don't know the difference between set-based and procedural programming. Shitty normalization is the often the root of problem leading to spaghetti SQL.
I don't see a problem with business logic being reflected in stored procedures and have never seen ORMs work well for complex data sets where queries are baked into code.
The latter drives me bugshit at times.
Shitty architecture and incorrectly stored datatypes along with poor logic is my current bane of existence.
A lot of our legacy code was built using some substituting excel for SQL and as such approaching it arse ways.
Unless I took you up wrong.People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
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Originally posted by Gimmeabreakthere are 3 sides to every story.
I'd put it on the shortlist for the greatest story ever told in film and its a highly entertaining watch as well.Turning millions into thousands
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Originally posted by Denny Crane View PostQuite noticeable too that even the friends you do have start to drop off rapidly around 30, people go out substantially less. And the generation behind barely go out at all so it's curtains really.
I have two groups of friends (of my age) - those that actively remember they have a life outside of work\home\family, and those that don't. The ones in the first group more or less force themselves to go out and do things.
The look of awe and astonishment on the faces of those in the second group when you explain you are off on a debauched rugby 4-day extravanganza in southern France with members of the first group is always worth the undoubted life-shortening impact of such activity.
Most young-family rearing, mortgage-paying, childcare-forking-out people are in the second group. Netflix is their new God."We are not Europeans. Those people on the continent are freaks."
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Originally posted by Strewelpeter View PostThere is a 1950 Japanese film made by Akira Kurosawa called Rashomon most people here are likely to know it from the South Park version or one of the many references in other modern media.
I'd put it on the shortlist for the greatest story ever told in film and its a highly entertaining watch as well.
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Originally posted by Raoul Duke III View PostI actually found the mortgage process quite straightforward. They were very thorough but I had all the relevant paperwork ready. AIB fwiw.
Approval in principle took less than 2 weeks - although we do have a couple of really minor pieces of paperwork left to send in to complete the job, it's done and those are in the post today. I actually found the IFSC branch very efficient.
(less straightforward is actually finding a house that fits our target criteria, that we don't continuously keep getting outbid on - just gave up on this after several rounds. , although even if we had got it a building project would have been required)
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Originally posted by Goodluck2me View PostWould you not be tempted by the 5yr fix with BOI? I found AIB desperately uncompetitive despite banking with them my entire life. Fair enough if you’re want a SVR but it’s hard to see how this isn’t close to the trough in rates. Albeit competition could push it further rather than benchmarks.
So day 1, our mortgage would be X.
Day 2 (the day our cheque clears from the sale), it would be ~ 1/3 X.
Can't do that on a fixed without penalties. Might look at fixed after that."We are not Europeans. Those people on the continent are freaks."
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Originally posted by Raoul Duke III View PostAs a matter of interest, the non-mortgage debt overhang in this country must still be quite significant.
Went through the process with 2 banks and both mortgage advisors did a serious double-take at the fact we had no PCPs, no credit card debt, no CU loans etc. I did ask the AIB lady about that and she said it was unusual, particularly for 'people at your stage of life'.
Middle-agedness ftl I guess
Savings does nothing for your credit rating apparently
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I'm 3.5 years into Mortgage. If i had went 5 year fixed (Which i was advised by a few) I'd be quite significantly out of pocket. Ended up doing 3 (Still the wrong decision) and now on SVR at the moment(AIB) and not coming off it for foreseeable.
Still lost out fixing for 3.
GL2M why you recommend fixing for 5?
It's a strange game. read this yesterday https://www.independent.ie/business/...-37477298.html
Does this hold any water?
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Originally posted by RichieM View PostWe were looking at mortgages recently and were advised to take out a loan to show we could repay it as i have no debt history bar an overdraft when i was in college and the misses repaid a loan about 8 years ago and nothing since.
Savings does nothing for your credit rating apparently
But we had to go through this rigmarole for a 10k CU loan last year.
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Originally posted by Raoul Duke III View PostBah, it's a mindset.
I have two groups of friends (of my age) - those that actively remember they have a life outside of work\home\family, and those that don't. The ones in the first group more or less force themselves to go out and do things.
The look of awe and astonishment on the faces of those in the second group when you explain you are off on a debauched rugby 4-day extravanganza in southern France with members of the first group is always worth the undoubted life-shortening impact of such activity.
Most young-family rearing, mortgage-paying, childcare-forking-out people are in the second group. Netflix is their new God.
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The bank we're talking to are AIB and I'm also planning to go with a SVR, no interest in fixed. Don't think ECB rates are going up anytime soon (we're around the corner from a recession IMHO) and for me there's more likelihood SVR will go down then up in the medium term in Ireland, our margins are still very high!
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Originally posted by Silver-Tiger View PostThat's fcuking BS. We had no problems like that when getting the mortgage and in a very similar scenario to you. No debt whatsoever.
But we had to go through this rigmarole for a 10k CU loan last year.
Not saying that we couldn’t get ourselves into debt but apparently it’s a bit easier if your already in it.
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Originally posted by Keane View PostI presume everyone knows you can split your mortgage into different tranches? For example we took 50% under fixed terms for security (not my idea ) and 50% under SVR.
We can overpay the SVR tranche to our heart's content as the situation allows.
we just got our mortgage and put it on a 2 year fixed, we'll then move it most probably to a 5 year fixed as we'll as we'll have gone through a threshold which will considerably improve the rate
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Originally posted by shrapnel View PostThe SVR rate would be massive no? can i ask what it is in Ireland? what's your fixed rate?
we just got our mortgage and put it on a 2 year fixed, we'll then move it most probably to a 5 year fixed as we'll as we'll have gone through a threshold which will considerably improve the rate
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Originally posted by Hitchhiker's Guide To... View Post.
Meant to add this quote to post above but had to wade through loads of crap from Raoul saying how there would definitely be no deal
"We are not Europeans. Those people on the continent are freaks."
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We had our 1st night in the house last night. We we're ready to move in a couple of weeks ago but I was away with work. We still have lots to do but it's a relief.
Our primary issue now seems to be that the internet in the estate is unobtainable for the next few weeks. It's a new build but the road it's on has a number of housing estates so it's not an issue with the area.
Technicians have visited a few other houses in the estate but to no avail so far, I'm hoping it's sorted soon because I'm hoping to be working from home quite a bit.
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Originally posted by Keane View PostI presume everyone knows you can split your mortgage into different tranches? For example we took 50% under fixed terms for security (not my idea ) and 50% under SVR.
We can overpay the SVR tranche to our heart's content as the situation allows.
Feeling a bit left out of the mortgage chat, but a) a single b) no real career security c) no real idea of where I want to live long-term.
you'd have to imagine the long-term pressure on prices is strongly to the upside though given influx of brexit, the age profile of our population, and our complete inability to build with any sort of density.Last edited by Denny Crane; 02-11-18, 12:06.
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Originally posted by Strewelpeter View PostSounds like Africa ticks all those boxes especially the travelling solo part.
Addis makes a good base and you can fly anywhere from there with Ethiopian. A day or two in the city and you can take a trip out into the mountains and visit the monasteries. From there I'd look at going to places like Kigali for the genocide museum, the Gorillas and a look at how they have managed to rebuild, maybe Kampala for a contrasting style of governance that's still safe to visit and fun. Zanzibar or somewhere near Maputo for a bit of beach and seafood. Okavango delta or Masi Mara for safari and wildlife the possibilities are endless.
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Originally posted by Denny Crane View PostQuite noticeable too that even the friends you do have start to drop off rapidly around 30, people go out substantially less. And the generation behind barely go out at all so it's curtains really.
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It definitely sucks when people go into a relationship or have a child and then they are essentially dead. I have more friends now than I ever did even with rarely drinking now, so I guess it depends on what you like to do.
Kinda want to buy a house personally but dunno where I want to live so have to keep at paying too much rent and saving with no real purpose.
My friend did the splitting mortgage thing which seems like a great idea. Is it still a case that people can't get mortgages from other countries btw?
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Originally posted by Hitchhiker's Guide To... View PostSeems to be first step at the moment. They are just leaving the EU but being forced to agree to not change anything. Who knows what will happen in a few years, but once again a deal will be struck then too."We are not Europeans. Those people on the continent are freaks."
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Originally posted by Denny Crane View PostGoing to be booking something along this in the next couple of days
We're heading to this place in Mexico next week for two weeks. It will be my first time doing one of these all inclusive resort style holidays so interested to see how I'll find it compared to the tour type trips we have been doing for the last few years. If I avoid putting on two stone it will probably be a win.
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Originally posted by Hitchhiker's Guide To... View PostSeems to be first step at the moment. They are just leaving the EU but being forced to agree to not change anything. Who knows what will happen in a few years, but once again a deal will be struck then too.
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One of my main customers is a bit of a fruitcake. Into all sorts of pseudo bullshit, numbers have deep meanings etc, auras, energies etc, all that nonsense.
Anyway she's trying to push homeopathy on me, sending me a number for her 'homeopath' (put in parenthesis because it's a bullshit made up term just like the bullshit peddled), giving me 'remedy pills', basically sugar with made up Latin names.
Apparently masenium or whatever the fuck it was called will 'promote healing' and stitch my calf muscle together.
I can't laugh at her and tell her to fuck off, she gives me too much business.
She's gonna keep asking me did I contact her looney.
Advice please.I hold silver in tit for tat, and I love you for that
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Also, on the subject of mortgages, I moved from a 3 year to a 5 year fixed with BOI. The rate I got was 0.2%lower than the advertised rate, so I'm fixed now at 2.8% for 5 years. I'm also overpaying by 10% a months (which I can stop /start whenever I want for no fee).
The fee for breaking is derived from the cost of finance to the bank at the time of fixing and breaking, so in some cases it might cost relatively little to change product, especially if close together in time.
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Originally posted by 5starpool View PostIf the EU and UK negotiators agree stuff in the next few weeks, do you genuinely think that the UK parliament will back it?
EU: "OK, you want to leave the EU. Fine. Here are the rules by which we will preserve the integrity of the Union and we will not negotiate beyond those. This tall French chap is our representative - he speaks for us and has full authority. We speak with one voice. Best of luck."
In the intervening time since the vote, it's been up to the Brits to come up with a formula that will define their future relationship with the EU. The Brits are impossibly divided politically, with a lunatic press egging on the worst political chancers and an opposition that wouldn't be out of place in Petrograd 1917. And they persist in the delusion that they somehow have the majority of the leverage in the negotiations. Hence....
UK: "Insane suggestion # 1, 2, 3......"
EU: "eh, we refer you to our opening position."
Hitch is suggesting that the UK will both leave and remain at the same time. This, is, of course completely politically impossible from a UK domestic standpoint. So I'd like to see how that little circle gets squared."We are not Europeans. Those people on the continent are freaks."
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Originally posted by Keane View PostThat looks class. You might share your itinerary when you have it hammered out just out of interest.
We're heading to this place in Mexico next week for two weeks. It will be my first time doing one of these all inclusive resort style holidays so interested to see how I'll find it compared to the tour type trips we have been doing for the last few years. If I avoid putting on two stone it will probably be a win.
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