Originally posted by Denny Crane
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Bad beat/Moaning/Venting thread - Mammy told me not to come.
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Originally posted by Tar.Aldarion View PostI went for the balanced approach of learning how to drive (in case of a zombie apocalypse) but not bothering to get my license, adds extra thrill if I do end up driving in said apocalypse. But this is all moot of the zombie uprising doesn't happen soon as electric cars will be fuck all use at that stage. There should be a film that includes that. I digress...
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From my early research - can change providers and clear about €2k in cash early on (the bank's cashback offer less the legal fees for switching, am asking my solicitor brother to look into exact fees here), then save €30/month on a 5 year fixed compared to the variable mortgage we currently have. So it does make sense, ASSUMING the hassle is worth it.
I only drive approximately 10k or less per year, don't drive to work, so know that having a car is basically a waste of money or could be considered a luxury for the family. Would be cheaper to hire cars and get taxis everywhere I'm sure. But it's one of those things worth wasting money on I think!
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People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
https://revolut.com/referral/jamesb8!G10D21
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Originally posted by ionapaul View PostFrom my early research - can change providers and clear about €2k in cash early on (the bank's cashback offer less the legal fees for switching, am asking my solicitor brother to look into exact fees here), then save €30/month on a 5 year fixed compared to the variable mortgage we currently have. So it does make sense, ASSUMING the hassle is worth it.
I only drive approximately 10k or less per year, don't drive to work, so know that having a car is basically a waste of money or could be considered a luxury for the family. Would be cheaper to hire cars and get taxis everywhere I'm sure. But it's one of those things worth wasting money on I think!
I think I’d do it if it was definitely 3.8k in net savings. An 8k bonus effectively so worth a bit of effort. Just make sure it’s a true saving. The pain of it though, you’d really feel like saying to your bank “don’t make me do all this lads just make me a decent counter offer”....I know they probably won’t negotiate but still.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Originally posted by Mike Bullocks View PostIf you can't outrun a zombie you deserve the entrails reefed out of you .People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
https://revolut.com/referral/jamesb8!G10D21
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Originally posted by DeadParrot View Postrecently as I was recovering from Achilles injury (then displaced cuboid on the other foot ) , I spent a lot more time than I should have imagining how quickly I'd die with something apocalyptic were to happen due to my inability to walk or run.
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Originally posted by DeadParrot View Postrecently as I was recovering from Achilles injury (then displaced cuboid on the other foot ) , I spent a lot more time than I should have imagining how quickly I'd die with something apocalyptic were to happen due to my inability to walk or run.
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Poor auld Fat Sam, brought on Sky Sports to talk transfer shite talk and two of his ex clubs where he got most abuse spending fortunes on the very type of players he needed(& would probably have ruined) when he was at them
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People in retail here really need to work on their sales patter.
Me, straight out of work, in full suit, shirt & tie walk into clothes shop.
Shop Assistant : Hi, are you having a nice day?
Me : Yeah, not bad now, still pretty warm out there.
SA : Are you on holidays?
Me (in my head) : Da Fuq wears a full suit, shirt and tie on holidays ya bleedin gimp?
Me (out loud) : No, just finished up work for the day and having a browse.
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Originally posted by Denny Crane View PostI'm just holding out hoping I'll get away with not learning how to drive.
Speaking of which; there's plenty of jobs going in my place all of the time. We were 8 handed when i moved over 2+ years ago, and now we're 60+ and have expanded right across the floor where our offices are situated. We're also opening an office in Barcelona in 2019 and we'll be able to stick about ~100 soldiers in there too!
You'll get a €2k travel allowance to use heading off wherever you want, a €1600 wellness benefit to use at gyms and looking after yourself. Lots of freebies from time to time like Bose Headphones, Kindle Paperweight, company branded gear, memberships to beach clubs, tickets to see top gigs like Pete Tong (and Faithless this Sunday) and other perks. Not to mention the all expenses paid trip to Cancun in April! Next month, a guy that's been working with me closely in the company for the past 3 years remotely, is making the move with his wife and 2 kids to join up on a full-time gig.
Might interest some of you looking for a new challenge. Check out our (in need of some love) website and let me know if anything here interests you and i'll be happy to help where I can
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With all yere talk of cars and pensions we must be back.
Any interest in a random €100 premier league race to 15 draw?
Cliffs - 100 snot a head (trust or i'll collect at a 2 week deadline)
Winner - 1st team to score exactly 15 goals in the premier league.
(i.e. if your team goes into match 6 with 14 goals, scores 2, you are back to 1 goal...)
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Originally posted by Lao Lao View Post
Me (out loud): Da Fuq wears a full suit, shirt and tie on holidays ya bleedin gimp?
Me (in my head) : No, just finished up work for the day and having a browse.Turning millions into thousands
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Originally posted by Dice75 View PostWith all yere talk of cars and pensions we must be back.
Any interest in a random €100 premier league race to 15 draw?
Cliffs - 100 snot a head (trust or i'll collect at a 2 week deadline)
Winner - 1st team to score exactly 15 goals in the premier league.
(i.e. if your team goes into match 6 with 14 goals, scores 2, you are back to 1 goal...)
probably in anywayTurning millions into thousands
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Originally posted by Strewelpeter View PostFYP for me these days as what my family describe as my very own version of Asperger's progresses to absolutely not giving a feck what anyone thinks
You'll be battering young wans out of your way at the post office with your walking stick next."We are not Europeans. Those people on the continent are freaks."
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Originally posted by Dice75 View PostWill do a draw at midday 2mrw if interest..
Might never be won btw but i'll take the in account interest!
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Originally posted by Flushdraw View PostGet yourself back to Malta and you won't need to drive again
Speaking of which; there's plenty of jobs going in my place all of the time. We were 8 handed when i moved over 2+ years ago, and now we're 60+ and have expanded right across the floor where our offices are situated. We're also opening an office in Barcelona in 2019 and we'll be able to stick about ~100 soldiers in there too!
You'll get a €2k travel allowance to use heading off wherever you want, a €1600 wellness benefit to use at gyms and looking after yourself. Lots of freebies from time to time like Bose Headphones, Kindle Paperweight, company branded gear, memberships to beach clubs, tickets to see top gigs like Pete Tong (and Faithless this Sunday) and other perks. Not to mention the all expenses paid trip to Cancun in April! Next month, a guy that's been working with me closely in the company for the past 3 years remotely, is making the move with his wife and 2 kids to join up on a full-time gig.
Might interest some of you looking for a new challenge. Check out our (in need of some love) website and let me know if anything here interests you and i'll be happy to help where I can
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Originally posted by Flushdraw View PostGet yourself back to Malta and you won't need to drive again
Speaking of which; there's plenty of jobs going in my place all of the time. We were 8 handed when i moved over 2+ years ago, and now we're 60+ and have expanded right across the floor where our offices are situated. We're also opening an office in Barcelona in 2019 and we'll be able to stick about ~100 soldiers in there too!
You'll get a €2k travel allowance to use heading off wherever you want, a €1600 wellness benefit to use at gyms and looking after yourself. Lots of freebies from time to time like Bose Headphones, Kindle Paperweight, company branded gear, memberships to beach clubs, tickets to see top gigs like Pete Tong (and Faithless this Sunday) and other perks. Not to mention the all expenses paid trip to Cancun in April! Next month, a guy that's been working with me closely in the company for the past 3 years remotely, is making the move with his wife and 2 kids to join up on a full-time gig.
Might interest some of you looking for a new challenge. Check out our (in need of some love) website and let me know if anything here interests you and i'll be happy to help where I can
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Originally posted by Keane View PostIs that with the fella from Cavan!?
Originally posted by Tar.Aldarion View PostYou may not like it but that's a bit harsh
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Originally posted by V for Vendetta View PostHis debts are less than 50% of his net worth and he’s only 40 and in a pretty strong job situation. You’d swear he was teetering on the edge of bankruptcy the way they are going on.
If I hit it, I'll probably bump it back out again
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Originally posted by Raoul Duke III View PostDo people still consider their family home as an 'Asset'?
ruh-roh....
I mean of course it's an asset in it's purest sense but ultimately if/when you sell it the only part that you can realise is the part that isn't needed to replace it.
I guess if you inherit a home then it's a pure asset but given the uncertainty of when or if that might occur I think it's unwise to think of it as an asset.
Now, if you were mortgage free you could think of it as a dividend paying asset class one that returns the difference between renting and paying 0 for accommodation (after property tax, maintenance, house insurance etc) I guess but ultimately you kind of have to forget about the capital from an asset perspective I think.
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Originally posted by Dice75 View PostLooks like 10 interested so far.
Will do it for €50 so as seems to be preferred. Will leave open till this evening and do draw at 6pm.
10 spots left.
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In for €50People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
https://revolut.com/referral/jamesb8!G10D21
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Tesla Board Confirms It Never Saw LBO "Financing Plan" From Musk
While Tesla's board has held multiple discussions about the proposal - as it documented in its statement on Wednesday - it has "not yet received a detailed financing plan from Musk and specific information on who will provide the funding."
I really think when the book is written about this whole saga that around the time of the "pedo" tweet is when it all really started becoming undone.
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Originally posted by Denny Crane View PostTesla Board Confirms It Never Saw LBO "Financing Plan" From Musk
While Tesla's board has held multiple discussions about the proposal - as it documented in its statement on Wednesday - it has "not yet received a detailed financing plan from Musk and specific information on who will provide the funding."
I really think when the book is written about this whole saga that around the time of the "pedo" tweet is when it all really started becoming undone.
It does however create superb entertainment that you usually don't get in the business media."We are not Europeans. Those people on the continent are freaks."
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Originally posted by V for Vendetta View PostSo when are u shorting it? Very tempting st this stage...
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Originally posted by Denny Crane View PostDon't htink there's much to lootTurning millions into thousands
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Originally posted by Silver-Tiger View PostCan someone please randomise the 20 Premier League teams for me please. Numbered 1-20 beside them?
Everton
Crystal Palace
Tottenham Hotspur
Arsenal
Liverpool
Burnley
West Ham United
Brighton & Hove Albion
Manchester City
Chelsea
Newcastle United
AFC Bournemouth
Watford
Cardiff City
Huddersfield Town
Wolverhampton Wanderers
Fulham
Leicester City
Manchester United
Southampton
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Finally pulled the trigger (long awaited) on a S&P 500 inverse tracker ETF. After all the chat here earlier, now thinking about a Tesla short vehicle: https://beursproducten.vontobel.com/.../DE000VA3PXR0?
Available on Degiro. Anyone else getting stuck in?
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Visited a Tesla showroom in Santa Monica, they really do have the looks and feels knocked out of the park. Will be almost tragic if/when it all goes tits-up.Low fee Euro/UK money transfer, 1st transfer free through my referral
https://transferwise.com/u/bfa0e
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All I know of Musk is his unfounded and irrational hatred of hydrogen as a fuel source while roundly ignoring the elephant in the battery room being the dwindling supplies of lithium. I'm on the hydrogen train so I hope he fails.
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Originally posted by Silver-Tiger View PostMy Friend's company bought him a Model S with all the extras. He was on a waiting list for a Model 3.
The thing is absolutely incredible.
I could think of plenty more cars i'd rather own for 107k but he is in heaven.
Originally posted by Strewelpeter View PostFrom what I see amongst a whole generation of people with more money than sense and all those aspiring to be them, Tesla are turning out the single most sought after object of desire of the age.
Originally posted by Raoul Duke III View PostI'm sure there's both tech and enginneering skills?
They've had a lot of high level departures in the last few months.
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The Boris Johnson story is an extraordinarily crafted piece of political manipulation.
Its worth reading the original article to see how carefully he constructs it to draw attention to a couple of lines that are designed to offend
he leads with : 'the burqa is oppressive'
then throws in
it is absolutely ridiculous that people should choose to go around looking like letter boxes
Before starting to get to the point under debate
If a constituent came to my MP’s surgery with her face obscured, I should feel fully entitled to ask her to remove it so that I could talk to her properly.
But then lobs in another remark designed to be gratuitously offensive to people whose culture includes this form of dress.
If a female student turned up at school or at a university lecture looking like a bank robber then ditto
He finishes with stating a watery enough position against the Danish law. He then sits back and waits for the whole thing to explode, disappears from view until his Tory opponents are forced to come out against him at which point, yesterday, an entire regiment of supporters appear on every available media outlet framing it as an argument about Free speech and he didn't realllllly say anything all that offensive , well did he?
Meanwhile commentators recognise that this is a two pronged attack challenging May's leadership on the one hand while setting off a barrage of dog whistles that are sweet music to the only constituency that matter to him now: Gammon Man with a vote in the Tory party leadership election.
SPOILERAh Denmark, what a country. If any society breathes the spirit of liberty, this is it.
It was only a few weeks ago that I was in Copenhagen for some international conference, and as ever I rose early and went for a run. As I passed through some yuppie zone of warehouse conversions and posh restaurants I saw to my amazement that the Danes had also got up early for exercise – and they were diving stark naked into the bracing waters of the harbour. And I thought to myself – that’s the Danes for you; that’s the spirit of Viking individualism. I mean, we have a climate warmer than Denmark; but even so, would you expect to see Brits disrobing and plunging into the waters of Canary Wharf, or even Greenwich? We are pretty easy-going, but not that easy-going.
If you wanted to visit a country that seemed on the face of it to embody the principles of JS Mill – that you should be able to do what you want provided you do no harm to others – I would advise you to head for wonderful, wonderful Copenhagen
Denmark is the only country in Europe, as far as I know, that still devotes a large proportion of its capital city to an anarchist commune, called Christiania, where I remember spending a happy afternoon 25 years ago inhaling the sweet air of freedom. It is the Danes who still hold out against all sorts of EU tyrannies, large and small.
They still chew their lethal carcinogenic tobacco; they still eat their red-dyed frankfurters; they still use the krone rather than the euro; they still refuse to let foreigners buy holiday homes in Jutland; and of course it was the heroic population of Denmark that on that magnificent day in June 1992 stuck two fingers up to the elites of Europe and voted down the Maastricht treaty – and though that revolt was eventually crushed by the European establishment (as indeed, note, they will try to crush all such revolts), that great nej to Maastricht expressed something about the Danish spirit: a genial and happy cussedness and independence.
It is a spirit you see everywhere on the streets of Copenhagen in the veneration for that supreme embodiment of vehicular autonomy, the bicycle. The Danes don’t cycle with their heads down, grimly, in Lycra, swearing at people who get in their way. They wander and weave helmetless down the beautiful boulevards on clapped-out granny bikes, with a culture of cycling in which everyone is treated with courtesy and respect. Yes, if you wanted to visit a country that seemed on the face of it to embody the principles of JS Mill – that you should be able to do what you want provided you do no harm to others – I would advise you to head for wonderful, wonderful Copenhagen.
If you tell me that the burqa is oppressive, then I am with you. If you say that it is weird and bullying to expect women to cover their faces, then I totally agree
So I was a bit surprised to see that on August 1 the Danes joined several other European countries – France, Germany, Austria, Belgium – in imposing a ban on the niqab and the burka – those items of Muslim head-gear that obscure the female face. Already a fine of 1000 kroner – about £120 – has been imposed on a 28-year-old woman seen wearing a niqab in a shopping centre in the north eastern town of Horsholm. A scuffle broke out as someone tried to rip it off her head. There have been demonstrations, on both sides of the argument. What has happened, you may ask, to the Danish spirit of live and let live?
If you tell me that the burka is oppressive, then I am with you. If you say that it is weird and bullying to expect women to cover their faces, then I totally agree – and I would add that I can find no scriptural authority for the practice in the Koran. I would go further and say that it is absolutely ridiculous that people should choose to go around looking like letter boxes; and I thoroughly dislike any attempt by any – invariably male – government to encourage such demonstrations of “modesty”, notably the extraordinary exhortations of President Ramzan Kadyrov of Chechnya, who has told the men of his country to splat their women with paintballs if they fail to cover their heads.
I am against a total ban because it is inevitably construed – rightly or wrongly – as being intended to make some point about Islam
If a constituent came to my MP’s surgery with her face obscured, I should feel fully entitled – like Jack Straw – to ask her to remove it so that I could talk to her properly. If a female student turned up at school or at a university lecture looking like a bank robber then ditto: those in authority should be allowed to converse openly with those that they are being asked to instruct. As for individual businesses or branches of government – they should of course be able to enforce a dress code that enables their employees to interact with customers; and that means human beings must be able to see each other’s faces and read their expressions. It’s how we work.
All that seems to me to be sensible. But such restrictions are not quite the same as telling a free-born adult woman what she may or may not wear, in a public place, when she is simply minding her own business.Turning millions into thousands
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