Originally posted by Mike Bullocks
View Post
Announcement
Collapse
No announcement yet.
Bad beat/Moaning/Venting thread - Mammy told me not to come.
Collapse
This topic is closed.
X
X
-
Hypothetically speaking, if one was debating buying a place in Dublin, would it be best to do it in 3/12/36 months? Interested to read the views on the potential brexit effect on London prices and wondering how people think it might influence Dublin. I see that prices here are basically flat over the last 4 months or so.
Comment
-
Originally posted by 5starpool View PostThe voice of that narrator in the Shergar thing on RTE One now is pretty annoying. Some mad nose on "Ireland's premier horse racing author", Guy someone or other too.
It's a story thats been done to death in that format but at the start of this program it was obvious it was going to focus on Stan Cosgrave - a man who would never speak of Shergar, according to the script - who was obviously going to release some new information seemingly.
I rang someone I know who knows Stan very well to make sure was he watching. I am says he, and I hope he doesn't fucking mention me.
Also, Tommo's cameo
Haven't see this trailer posted, "if I kill a man they call it muuurder, if they do it they call it war".
Comment
-
Originally posted by Gimmeabreakpeople in the media crying about PTSB selling off a delinquent loan book of 10,500 mortgages. 7,000 are owner/occupied. The average length of arrears in the loan book is 3.5 years. I'd imagine it would be hard to get a more toxic collection of loans. The bank should be rid of them and the people holding the loans are not capable of servicing them or are taking the piss. We need a properly functioning system that would have seen these houses sold 2 years ago.
Comment
-
Originally posted by RichieM View PostEurope will increase cap to make sure that the bill for Ireland regarding Brexit is kept to a minimum. Interconector will be approved and funded to the continent. Some sort of tax break for freight shipping to move all the goods.
In terms of optics they will want to see the uk crumble and the eu countries continue as if nothing happened in the short term. In the medium term the uk will have signed to return everything to the way it currently is but having paid a lot for it.
Brexit is national politics where you just have to make promises but it’s a big jump to the international political stage where they are finding out nobody wants to help fulfill them.People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
https://revolut.com/referral/jamesb8!G10D21
Comment
-
Originally posted by nicnicnic View PostI wasn't sure whether she was the most condescending narrator ever or it was her accent.
It's a story thats been done to death in that format but at the start of this program it was obvious it was going to focus on Stan Cosgrave - a man who would never speak of Shergar, according to the script - who was obviously going to release some new information seemingly.
I rang someone I know who knows Stan very well to make sure was he watching. I am says he, and I hope he doesn't fucking mention me.
That one never sat squarely with me.People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
https://revolut.com/referral/jamesb8!G10D21
Comment
-
Guest
Seeing a lot of articles about giving NI back to the Irish and NI needing to prepare for the possibility of a united Ireland
Not seeing any articles explaining to the North or the Brits that if the Republic had a vote it would probably be a no thanks & the longer they wait the more likely the no will be
Comment
-
Originally posted by DeadParrot View PostThe EU working in the background to assist ireland would suggest to me there will be some prime money making opportunities around he border counties in the next few years
The global trade savings of negotating as a block is worth so much to Germany, France and all the other major economy’s that a small cost to keep it together rather than the amount you loose coming from a weaker position globally must have a huge gap.
Bit of a leap to get to the EU laying out cash but hopefully we are using this crisis to leverage some relief on the debt burden - doubt it tho.
Comment
-
Originally posted by Elshambles View PostSeeing a lot of articles about giving NI back to the Irish and NI needing to prepare for the possibility of a united Ireland
Not seeing any articles explaining to the North or the Brits that if the Republic had a vote it would probably be a no thanks & the longer they wait the more likely the no will be
Comment
-
Originally posted by Elshambles View PostSeeing a lot of articles about giving NI back to the Irish and NI needing to prepare for the possibility of a united Ireland
Not seeing any articles explaining to the North or the Brits that if the Republic had a vote it would probably be a no thanks & the longer they wait the more likely the no will be
1. Europe will pay
2. It will piss off Rory mc
3. Robert Emmets Epitaph can be written
4. Georgie Best can play for us
5. The Ommmpa Looompa marchers will be gulping back their own spit
6. It will be nice to be just Ireland right before the weather kills us all off anyway
7. We can have Paisley Junior and the Healy Raes in the same building every week for great LOLS
8. We can knock down the Giants causeway and build some badly needed houses
9. We can finally be ruled by Rome as is our ultimate dream.
10. It will be a United Ireland so it will, so it is , so’s yer face.
Comment
-
only 10 days left for entry in the IPB FPL people.
I feel sorry for anybody who misses it, would be almost like having the winning lotto ticket and then putting it through the wash in your favourite jeans
which shrank because you had it on the wrong setting
and turned a shade of salmon pink because you forgot to take out the unmentionables first
still, worse things happen at sea...
Comment
-
Guest
Originally posted by Mike Bullocks View PostI’d vote yes, some reasons off the top of me head.
7. We can have Paisley Junior and the Healy Raes in the same building every week for great LOLS
Comment
-
Originally posted by Gimmeabreakpeople in the media crying about PTSB selling off a delinquent loan book of 10,500 mortgages. 7,000 are owner/occupied. The average length of arrears in the loan book is 3.5 years. I'd imagine it would be hard to get a more toxic collection of loans. The bank should be rid of them and the people holding the loans are not capable of servicing them or are taking the piss. We need a properly functioning system that would have seen these houses sold 2 years ago.
It's a perverse cycle. Distressed mortgagors can't get rental accommodation because the prices are too high, driven by renters with higher incomes (generally - not always) who can't get a mortgage because there is a lack of sufficient housing stock.
That in turn drives up interest rates to offset the insane risk profile of Irish loan books which, in turn, makes mortgages less affordable.You are technically correct...the best kind of correct
World Record Holder for Long Distance Soul Reads: May 7th 2011
Comment
-
Originally posted by Denny Crane View Post
Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt
Comment
-
Originally posted by nicnicnic View Post... it was going to focus on Stan Cosgrave
...
Also, Tommo's cameo
Tommos bit is an all time classic
Originally posted by DeadParrot View PostI didn't watch it but I hope there was something more fanciful than it was the 'ra suggested.
That one never sat squarely with me.
Saw the doc a few months ago and I'd say that O'Callaghans story is as close as you are going to get to the truth.Turning millions into thousands
Comment
-
Originally posted by Kayroo View PostThe great unspoken truth is that our mortgage arrears crisis and our rental sector crisis are the same thing. We have a generation of people who can afford mortgages but can't buy a house so their higher affordability levels drive up rents. Conversely we have a generation who can't afford to pay their mortgages but won't face the normal consequence of that situation.
It's a perverse cycle. Distressed mortgagors can't get rental accommodation because the prices are too high, driven by renters with higher incomes (generally - not always) who can't get a mortgage because there is a lack of sufficient housing stock.
That in turn drives up interest rates to offset the insane risk profile of Irish loan books which, in turn, makes mortgages less affordable.
The latter admittedly mainly through political pressure from first Noonan and then O'Donohue."We are not Europeans. Those people on the continent are freaks."
Comment
-
I'd imagine the risk profile of Irish Banks has as much to do with the cowboy practices that went on, from a regulatory and management perspective, as it that to do with the risk profile of residential mortgage holders. The corporate risk weight is higher than residential for probably similar reasons.Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt
Comment
-
Originally posted by Wombatman View PostI'd imagine the risk profile of Irish Banks has as much to do with the cowboy practices that went on, from a regulatory and management perspective, as it that to do with the risk profile of residential mortgage holders. The corporate risk weight is higher than residential for probably similar reasons."We are not Europeans. Those people on the continent are freaks."
Comment
-
These are some rather fancy libraries."We are not Europeans. Those people on the continent are freaks."
Comment
-
Originally posted by Raoul Duke III View PostNot to rain on your enjoyable polemical parade but both the risk profile of Irish banks and the SVRs they charge have both come down sharply in the last few years.
The latter admittedly mainly through political pressure from first Noonan and then O'Donohue.
The rest holds up fine.You are technically correct...the best kind of correct
World Record Holder for Long Distance Soul Reads: May 7th 2011
Comment
-
Originally posted by Kayroo View PostFine. Entirely ignore the last paragraph. I’ve no problem with that (seriously).
The rest holds up fine.
Most people, of all generations, are doing fine. You have demonstrated an extremely common logical fallacy - arguing from the specific to the general.
Frankly, I'm a little disappointed."We are not Europeans. Those people on the continent are freaks."
Comment
-
Originally posted by Raoul Duke III View PostIt doesn't really. You speak airily of 'generations' but these are swingeing generalisations and not correct in fact.
Most people, of all generations, are doing fine. You have demonstrated an extremely common logical fallacy - arguing from the specific to the general.
Frankly, I'm a little disappointed.
My central thesis, that the mortgage arrears and rental crises are linked - as are their solutions - I believe is fundamentally correct though.You are technically correct...the best kind of correct
World Record Holder for Long Distance Soul Reads: May 7th 2011
Comment
-
Guest
Having some craic with the plane. After dropping it mid Feb for maintenance I finally get a list of required parts in mid May. Parts arrived mid June with the wrong paperwork. I locate some paperwork and send it late June and suggest a workaround to the engineer. After numerous calls, texts, and emails and he finally gets back early July saying he can't use the workaround.
I reply saying the only option then is to send them back to the US and get them re-issued. Silence. Few more calls, texts, emails...silence. 3 weeks since I've heard a thing. Not sure if its time to get angry, as he kind of has me snookered by having my plane in bits in his hangar, and he's the one writing the invoice.
Comment
-
Originally posted by Flushdraw View PostArsenal v Chelsea in the Aviva has gotten off to a lively start. 15 mins gone and Chelsea are 1-0 up and have missed a peno. Both sides have relatively strong lineups.
Watching on ESPN2, but also on Setanta on some other random stations!Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt
Comment
-
Originally posted by Wombatman View PostLooking like typical Arsenal. Passing and possession with no end product. Vulnerable to the counterattack.
Comment
-
Going by the conversation this morning on PTSB and mortages, you would be nearly mad to keep paying...
Borrow 200k over 25 years, you end up paying back around 300.
The bank has sold these for 35c in the €. The new bank will settle for 50/60c to clear the loan.
I am sure there are lots of people not paying purely for this reason alone.This too shall pass.
Comment
-
Originally posted by Keane View PostAnyone have any idea how much it would cost to get a plumber in and replace six or eight old style radiator valves with TRVs?
Prices differ I'd say between 150 to 200 might b a rough estimate
Lads are getting fancy prices at the moment
Comment
-
Originally posted by Flushdraw View PostArsenal v Chelsea in the Aviva has gotten off to a lively start. 15 mins gone and Chelsea are 1-0 up and have missed a peno. Both sides have relatively strong lineups.
Watching on ESPN2, but also on Setanta on some other random stations!
Comment
-
I am not sure how it works just for Rads, but SEAI have a grant available.
Its something i need to get done myself.This too shall pass.
Comment
-
Originally posted by oleras View PostI am not sure how it works just for Rads, but SEAI have a grant available.
Its something i need to get done myself.
Comment
-
House popped up 5 mins from my home home on daft.ie @ 380k. Couldn't afford that even with a serious deposit as a UK buyer needs 40% deposit and > €150k p/a to get involved.
Folks' went to see it the other week, it's a fucking wreck. Needs ~100k of work. We had a chat, potential for it to be an investment property between the two of us.
We decide it makes sense to go to make an offer at ~€395k, get laughed out as current offer @ €440k.
House now @ €495k.
FFS, will I ever get home?!
Comment
-
Originally posted by Emmet View PostHouse popped up 5 mins from my home home on daft.ie @ 380k. Couldn't afford that even with a serious deposit as a UK buyer needs 40% deposit and > €150k p/a to get involved.
Folks' went to see it the other week, it's a fucking wreck. Needs ~100k of work. We had a chat, potential for it to be an investment property between the two of us.
We decide it makes sense to go to make an offer at ~€395k, get laughed out as current offer @ €440k.
House now @ €495k.
FFS, will I ever get home?!
Comment
-
Originally posted by Dice75 View PostDepends how flexible you are on location. 5 mins from Gick is not flexible
Comment
-
Originally posted by Tar.Aldarion View PostGood resources for learning about investing? Gotta get my money out of bank accounts and I'm sure there is a better thing to do that stick into random free ETFs on degiro which is my current plan. Speaking of which, they still don't do US ones?
If you are wondering whether to dive in, give a couple posts a quick read. You’ll capture the blog’s essence. If after reading those The Stock Series is appealing, you will very likely enjoy it all. If by the same token your reaction is, “This doesn’t feel right for me,” it very likely isn’t. Stock Series:... [Continue Reading]
He has a book out but it's the same content by and large I'd say.
Comment
-
Incidentally, we had a financial advisor from this place in to us in work for the last few weeks doing workshops and 1-on-1 sessions who made a point that the 8 year deemed disposal for EU funds might not be as bad as I had been making out because 8 years of growth on the whole pie before paying tax could work out well compared to (year 1 growth minus tax + year 2 growth - tax + year 3 growth - minus tax +....).
I haven't bothered to do the calculation as I'm too busto to restart investing again at the minute, obviously the higher tax rate on the EU funds comes into play as well.
Comment
-
...Last edited by Hitchhiker's Guide To...; 02-08-18, 11:22."We're not f*cking Burundi" - Big Phil
Comment
Comment