Originally posted by Gimmeabreak
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Bad Beat/Moaning/Venting - pray for Lazare
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Originally posted by V for Vendetta View PostYeah it is. You'd get some of the spouses income allowance which would reduce the income tax bill. Just google the PwC tax calculator and stick in the numbers. A single person would pay more. Having a kid isn't a big tax benefit.People say I should be more humble I hope they understand, they don't listen when you mumble
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Originally posted by Lazare View PostThis is my household.
My wife took redundancy from a 70k job in Dec 2015 to be a stay at home mother.
This is incredibly lucky.
My mrs handed in her notice in the airport as it became apparent that airport shift work for here, leopardstown commute for me and a new baby didnt exactly gel well together.
I would have torn Michael O'Leary's arm off for a redundancy offer.People say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
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Originally posted by ArmaniJeans View PostGreen. Marginally better result than black bin I'd have thought as its mostly clean stuff (paper and plastic and tins).
http://www.thejournal.ie/contaminate...06788-Jan2017/
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Originally posted by careca View Post
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Originally posted by ArmaniJeans View PostAnyone any idea if Shelbourne Pk dogs is going ahead this week, have heard that its been cancelled a few times recently because of pickets by the HRX trainers. Was thinking of bringing niblings tonight.
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Originally posted by GimmeabreakInterest relief - tell me more. Does that get allowed at source or how do I hook myself up with it? I paid my first mortgage payment in December.
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Originally posted by ArmaniJeans View PostWhilst some of those are chancers filling up their 'free' green bin there's probably also an element of dumbness. We have a recycling bin in work and people throw half eaten sandwiches and burritos into it. When asked about it they genuinely think that the recycling bin is the intended place for that sort of stuff. Presumably they do the same at home.
Only way its going to work properly is pay by weight for landfill and punishing fines for messing up recycling bins.Turning millions into thousands
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Originally posted by Raoul Duke III View PostJust had a new experience: first ever Pilates class (all part of the 'fix my fucking back' project).
Jaysis, 'twould be a fine auld place to meet women. If you were into that sort of craic.
Was on tinder in Oxford when visiting my brother recently, great place to go for a date if you want to go out with some incredibly rich hot person with an amazing career potential, if you were into that sort of craic. The profiles looked fake, only you know they weren't. Should be tinder holidays to these locations. "Bag yourself an eastern european nuclear scientist" package.
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Originally posted by ArmaniJeans View PostWhilst some of those are chancers filling up their 'free' green bin there's probably also an element of dumbness. We have a recycling bin in work and people throw half eaten sandwiches and burritos into it. When asked about it they genuinely think that the recycling bin is the intended place for that sort of stuff. Presumably they do the same at home.No beast so fierce but knows some touch of pity, but I know none, therefore am no beast.
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Originally posted by Hitchhiker's Guide To... View PostWell its country-dependent, but 4% fixed for 7 years is woeful. Standard across a few continental european countries at the moment is 2% fixed for life of mortgage. But then again if its all you can get...
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Originally posted by Hitchhiker's Guide To... View Postah i know, yeah, its just that objectively its a bad deal. May as well wait for the new entrants to come into the market and get a proper deal rather than signing up to 7-years fixed.
tbh I wouldn't touch fixed in your case as its only for a few years. You're paying for all the assumed interest rate rises in the fixed rate, plus an extra bank profit margin, so why pay them all that extra?
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The banks can secure their funding for fixed rates and lock in a profit on the transaction. The variable rate funding isn't as straightforward and hence they are making it less attractive. You also need to take a view on your own ability to access a decent lump sum to pay off a chunk of principal within that time frame. As otherwise you aren't really capable of bagging the benefit of the variable rate which it to pay off a chunk early with no penalty.
Also you need to assess if you will have any other major purchases in the time frame as you won't get cheaper money then a mortgage.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Originally posted by V for Vendetta View PostThe banks can secure their funding for fixed rates and lock in a profit on the transaction. The variable rate funding isn't as straightforward and hence they are making it less attractive. You also need to take a view on your own ability to access a decent lump sum to pay off a chunk of principal within that time frame. As otherwise you aren't really capable of bagging the benefit of the variable rate which it to pay off a chunk early with no penalty.
Also you need to assess if you will have any other major purchases in the time frame as you won't get cheaper money then a mortgage.
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...Last edited by Hitchhiker's Guide To...; 23-02-17, 12:35."We're not f*cking Burundi" - Big Phil
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Originally posted by Tar.Aldarion View PostPeople say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
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3 trees down close to where I live and I considered taking chainsaw out for some 'free' wood when I returned. I was only away for an hour and on way back I see someone has beat me to it. No way was it a council approved action that quick. I suppose I was lucky as its breaking the law afaik as tree belongs to someone but I would only have been clearing the road to prevent an accident
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Originally posted by Hitchhiker's Guide To... View PostWithout wanting to be pedantic, surely you should only not pass a picket if you agree with the reason for picketing. What if the picketing was a protest at a business hiring black people? Just because something is being picketed doesn't make the picketeers automatically right.
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Originally posted by Hitchhiker's Guide To... View PostWithout wanting to be pedantic, surely you should only not pass a picket if you agree with the reason for picketing. What if the picketing was a protest at a business hiring black people? Just because something is being picketed doesn't make the picketeers automatically right.
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Originally posted by 5starpool View PostI've never even had a sip of coffee I believe. Not going to start now.
Fast foward two years, I arrive in Oz and spent the first 2 months moaning about how shite the coffee is until my taste buds adopted. I now drink coffee every day and also tea depending on mood and work loadNo beast so fierce but knows some touch of pity, but I know none, therefore am no beast.
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Guy measured his heart rate when coming off coffee in work a while back, was like 10 beats lower afterwards. If I ever have an espresso I get even more giddy than normal and my lip twitches just wanting to laugh for no reason, find it hard not to laugh (more than usual).
People in work are so addicted, if the coffee machine is out of order you'd swear it was the end of the world and is top priority.
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Originally posted by ArmaniJeans View PostOut of interest why? One niece is coming up especially so would need to stop her soon if we weren't going.
Wouldn't pass a picket but been told on boards.ie that there aren't any tonight.
Passing the picket in Ballyer marks your cards in more ways than onePeople say I should be more humble I hope they understand, they don't listen when you mumble
Get a shiny metal Revolut card! And a free tenner!
https://revolut.com/referral/jamesb8!G10D21
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Fuck IT support, bunch of monkey ankle grinders
My Wifi has been offline for 10 days + now, am onto live support every day now, and 1st 30 mins is always the fuckin same...
Me: my wifi offline
Support: what seem to be the issue?
Me: my wifi offline
Support: what lights are on the modium?
Me: all green apart from online logo which is white (should b gree)
Support: have you tried turning on and off the modium?
Me: yeah about 50+ times
Support: can you give me your account number
Me: 3473737373
Support: please give me your full name and dob
Me: xxxxx
Support: hang on while I do some checks
.... (10 mins later)
Support: everything seem to fine from what I can see... what seem to be the issue?
Me: my wifi offline
Support: can you try turning off and on please
Me: !+#@@@
Support: I see you have a gateway model, I am not trained up on this model type. Please wait while I transfer to you an specialist that is...
.... (15 mins later)
Me: My wifi is offline
Specialist: what seem to be the issue?
Me: The online logo on the modium is flashing white.
Specialist: Have you tried turning the modium off and on again?
....
Every fucking time over the last three days!!!No beast so fierce but knows some touch of pity, but I know none, therefore am no beast.
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The New Yorker is scathing about the ability or willingness of the Republicunts to deal with the monster they have unleashed.
Remember when even the opposition media would sit back for the first 100 days.
Section 4 of the Twenty-fifth Amendment to the Constitution allows for the removal of a President who can no longer discharge his duties but is unable or unwilling to say so. It empowers the Vice-President, along with “a majority of either the principal officers of the executive departments or of such other body as Congress may by law provide,” to declare the President unfit and to install the Vice-President as Acting President. Section 4 has never been invoked. In 1987, when Ronald Reagan appointed Howard Baker to be his new chief of staff, the members of the outgoing chief’s team warned their replacements that Reagan’s mental ineptitude might require them to attempt the removal of the President under Section 4. Baker and his staff, at their first official meeting with Reagan, watched him carefully for signs of incapacity—but the President, apparently cheered by the arrival of newcomers, was alert and lively, and he served out the rest of his second term.
After a month in office, Donald Trump has already proved himself unable to discharge his duties. The disability isn’t laziness or inattention. It expresses itself in paranoid rants, non-stop feuds carried out in public, and impulsive acts that can only damage his government and himself. Last week, at a White House press conference, the President behaved like the unhinged leader of an unstable and barely democratic republic. He rambled for nearly an hour and a half, on script and off; he flung insults at reporters; he announced that he was having fun; and he congratulated himself so many times and in such preposterous terms (“this Administration is running like a fine-tuned machine”) that the White House press corps could only stare in amazement.
An authoritarian and erratic leader, a chaotic Presidency, a supine legislature, a resistant permanent bureaucracy, street demonstrations, fear abroad: this is what illiberal regimes look like. If Trump were more rational and more competent, he might have a chance of destroying our democracy.Turning millions into thousands
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X can be anything, any number, that is what’s CRAZY about X.
Because X doesn’t roll like that, because X can’t be pinned down!
$ Free Travel Credit with Airbnb $
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Originally posted by Lord Sir Christmas View Post
Labour court swings it imo.
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Originally posted by Lord Sir Christmas View PostTurning millions into thousands
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Originally posted by Strewelpeter View PostScab
'A strikebreaker (sometimes derogatorily called a scab, blackleg, or knobstick) is a person who works despite an ongoing strike. Strikebreakers are usually individuals who are not employed by the company prior to the trade union dispute, but rather hired after or during the strike to keep the organization running.
I'm not working there m8.X can be anything, any number, that is what’s CRAZY about X.
Because X doesn’t roll like that, because X can’t be pinned down!
$ Free Travel Credit with Airbnb $
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Originally posted by ArmaniJeans View PostOut of interest why? One niece is coming up especially so would need to stop her soon if we weren't going.
Wouldn't pass a picket but been told on boards.ie that there aren't any tonight.
Sent from my Vodafone Smart ultra 6 using Tapatalk
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Originally posted by Hitchhiker's Guide To... View PostWithout wanting to be pedantic, surely you should only not pass a picket if you agree with the reason for picketing. What if the picketing was a protest at a business hiring black people? Just because something is being picketed doesn't make the picketeers automatically right.
Sent from my Vodafone Smart ultra 6 using Tapatalk
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Caffeine is class. Make brain go good. Just like any other drug, it has some side effects that require management. Overuse is bad but withdrawals can be equally bad. Still a top notch drug. Easily in my top 5.Last edited by AndyFatBastard; 23-02-17, 14:51."I can’t find anyone who agrees with what I write or think these days, so I guess I must be getting closer to the truth." - Hunter S. Thompson
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Rant time.
Bought 2 licences and permits for years game fishing costing me £152 ( fish 2 rods a time on boat)
Coarse fishing is less than £50 for 2 rods on same waterway
Over 60 yrs old and its £28 a rod
Claiming DLA and its £28 a rod
Know guy whos 'collecting' £400 a week DLA along with free car, free tax and insurance who is in pub 7 days a week and driving a lorry when hes not out in the fields with his shotgun shooting game birds. His wife gets the same and was told by his brother its all a con.
Know many other ppl at it as well.
Guy claiming £30,000 to heat a horse ( Horse solarium) and another guy claiming £80,000 a year to heat sheds which have huge metal doors with vehicles moving in and out constantly
Its no ferking wonder this place is feked as straight guy getting screwed and understand the saying atm "Drain the Swamp"
Ferking feking fuck fuck fuck it, I am off to shed to rearrange my fishing tacke box!
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Originally posted by DeadParrot View PostTesco is the current big picket item this week.
Passing the picket in Ballyer marks your cards in more ways than oneairport, lol
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Originally posted by TheDrunkenOne View PostRant time.
Bought 2 licences and permits for years game fishing costing me £152 ( fish 2 rods a time on boat)
Coarse fishing is less than £50 for 2 rods on same waterway
Over 60 yrs old and its £28 a rod
Claiming DLA and its £28 a rod
Know guy whos 'collecting' £400 a week DLA along with free car, free tax and insurance who is in pub 7 days a week and driving a lorry when hes not out in the fields with his shotgun shooting game birds. His wife gets the same and was told by his brother its all a con.
Know many other ppl at it as well.
Guy claiming £30,000 to heat a horse ( Horse solarium) and another guy claiming £80,000 a year to heat sheds which have huge metal doors with vehicles moving in and out constantly
Its no ferking wonder this place is feked as straight guy getting screwed and understand the saying atm "Drain the Swamp"
Ferking feking fuck fuck fuck it, I am off to shed to rearrange my fishing tacke box!
Ridiculous little statelet that is going to be so fucked over by Brexit it is going to be horrible.
As someone who has vigorously defended the right of NI to go its own way, mainly on the principal of not wanting any hand act or part in a state that a million Unionists are dragged kicking and screaming into, I am just about on the point of changing my mind.
Now is the time for our own bananna republic to make itself an attractive enough place for those people to want to live when they find them abandoned by the 'mainland' at the first sight of them failing economically in the years following Brexit.
The peace process only ever made sense in the context of Europe and without it, well where you have a border you will have a border campaign and they haven't gone away you knowTurning millions into thousands
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Originally posted by TheDrunkenOne View PostRant time.
Bought 2 licences and permits for years game fishing costing me £152 ( fish 2 rods a time on boat)
Coarse fishing is less than £50 for 2 rods on same waterway
Over 60 yrs old and its £28 a rod
Claiming DLA and its £28 a rod
Know guy whos 'collecting' £400 a week DLA along with free car, free tax and insurance who is in pub 7 days a week and driving a lorry when hes not out in the fields with his shotgun shooting game birds. His wife gets the same and was told by his brother its all a con.
Know many other ppl at it as well.
Guy claiming £30,000 to heat a horse ( Horse solarium) and another guy claiming £80,000 a year to heat sheds which have huge metal doors with vehicles moving in and out constantly
Its no ferking wonder this place is feked as straight guy getting screwed and understand the saying atm "Drain the Swamp"
Ferking feking fuck fuck fuck it, I am off to shed to rearrange my fishing tacke box!
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Originally posted by Strewelpeter View PostYiz ill all still vote Orange or Green next week, even if you didn't want to there is literally no choice.
Ridiculous little statelet that is going to be so fucked over by Brexit it is going to be horrible.
As someone who has vigorously defended the right of NI to go its own way, mainly on the principal of not wanting any hand act or part in a state that a million Unionists are dragged kicking and screaming into, I am just about on the point of changing my mind.
Now is the time for our own bananna republic to make itself an attractive enough place for those people to want to live when they find them abandoned by the 'mainland' at the first sight of them failing economically in the years following Brexit.
The peace process only ever made sense in the context of Europe and without it, well where you have a border you will have a border campaign and they haven't gone away you know"We are not Europeans. Those people on the continent are freaks."
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