Bad Beat/Moaning/Venting - pray for Lazare

[AndyFatBastard]

I see LGBTQ+ is now the preferred nomenclature for LGBT

Last I heard they were trying to take the G out as gay men are "too privileged".

[V for Vendetta]

This is very much my issue at the moment. Started saving almost two years ago with a view to buying. Decided with wanted to stay in our current area. Also figured it would be one a desirable area on a few years when they complete a light rail (Luas ) connection. Uncovered an issue mid last year, that took months to sort. And the market has exploded in the interim.

A lot if it is fueled by gung ho Chinese buyers paying way over the odds. Which is making it near impossible for anyone with a concept of value. One example, seen a 1 bed + study (had a fold down bed) for for $200k over the guide price at auction, $920k. madness

If you're trying to get funds out of China even an oversized shoebox bolthole in Oz doesn't seem like a bad idea I guess. Same thing going on in London from Russia/Middle East etc. These guys don't even want to let them as they want to make it look like a residence as much as possible for when the shtf.

[Guest]

I see the Healy Rae's are after taking a house beside me here. There goes the quiet life....

Please let me be your plus one if there is a house warming.

[Strewelpeter]

http://m.independent.ie/irish-news/e...-34586479.html

Sounds like good gas - her not announcing intentions to resign by now are, what...delusional?

Delusional I can think of a party leader who is clearly delusional but it ain't Joan
A leadership election is mandatory and she made it clear from right after the GE that she would not announce her decision on whether or not she would stand again until after the government is formed. It makes perfect sense on all levels for her to do this. Fairly desperate for a story when all there is to report is Sean Sherlock having a hissy fit

[Mellor]

Ahh. It referred to an earlier post by V4V mentioning that Irish gov had issued 100-year bonds

Seriously? why would anyone go near that. Can get a much better rate over 6-12 months

[Emmet]

Seriously? why would anyone go near that. Can get a much better rate over 6-12 months

Not for a few hundred million, you're looking at negative bonds!

[Guest]

Delusional I can think of a party leader who is clearly delusional but it ain't Joan
A leadership election is mandatory and she made it clear from right after the GE that she would not announce her decision on whether or not she would stand again until after the government is formed. It makes perfect sense on all levels for her to do this. Fairly desperate for a story when all there is to report is Sean Sherlock having a hissy fit

Has your leader a beard?

[dobby]

I see the Healy Rae's are after taking a house beside me here. There goes the quiet life....

Congrats. You'll never have to worry about getting anything fixed again.

[careca]

Congrats. You'll never have to worry about getting anything fixed again.

Dice better hurry up and transfer his vote to Kerry if he wants something fixed

Local politics... repeat after me...local politics

[Raoul Duke III]

Down 39lbs in the last number of months, finally getting back to some sort of fitness

Jaysus, wouldn't have thought you had much to lose! Well played.

[Mellor]

If you're trying to get funds out of China even an oversized shoebox bolthole in Oz doesn't seem like a bad idea I guess. Same thing going on in London from Russia/Middle East etc. These guys don't even want to let them as they want to make it look like a residence as much as possible for when the shtf.

Shoeboxes are only the tip of the iceberg. Some other Chinese buyers at currently trying to buy Kidman station/holdings. Probably the largest group of property in the world. Some north of 100,000 sq.km, making it about 30% bigger than Ireland. The treasury currently scrambling to block the deal again.

[Raoul Duke III]

I'm 32 so the prospect of buying / settling beginning to permeate to the front of my brain (I rent a nice place in a good area for a very reasonable rate but). Conversations with friends on the topic are grim. When a bunch of well paid professionals are concluding that Dublin is probably too expensive and an ultimate bad investment then we have a problem. There has to be some serious financial drool involved with many of those taking out mortgages over the past 12 months.

At least they are somewhat protected from the consequences of stupidity by the new loan to income and deposit rules.

The previous generation (mine) didn't even have that and boy, were they stupid.

[Guest]

Double digit growth on what should be a low volatility asset class in a low return environment is modest!

But it's quite possible for prices to rise modestly last month but still have double digit growth based on the preceding 11 months? Not an inconsistent statement imo.

[Guest]

I'm 32 so the prospect of buying / settling beginning to permeate to the front of my brain (I rent a nice place in a good area for a very reasonable rate but). Conversations with friends on the topic are grim. When a bunch of well paid professionals are concluding that Dublin is probably too expensive and an ultimate bad investment then we have a problem. There has to be some serious financial drool involved with many of those taking out mortgages over the past 12 months.

I look at my friends parents growing up and life seemed to be much more simple.
If you had a job you coud afford a house even in a single income family.

Now this was in small town ireland.
Now even two professionals with decent jobs struggle which stinks and no wonder we have emmigration of new graduates its hard to make a life in ireland with out getting financially raped.

The city needs to build up this lark of commuting 90 mins each way to work from the hinterland of leinster is no good.
People need a work life balance spending up to 20 hours a week just getting to work because you canot afford to live close to it is a joke.

[Fiery Wasabi]

Anyone fancy a freebie visit to the new Kilmainham Gaol Exhibition. Free for the first 5000 applicants.

Link here.... http://kilmainhamgaol.admit-one.eu/?...=TOUR&lang=ENG

Very slow btw as it's getting hammered, so be warned.

[Guest]

At least they are somewhat protected from the consequences of stupidity by the new loan to income and deposit rules.

The previous generation (mine) didn't even have that and boy, were they stupid.

Sure some obv deluded folks giving out about having to need a deposit.
Simply if you are unable to save a deposit how can you pay a mortgage?

Some friends of mine a couple had decent jobs got part time ones at weekends and basically became hermits for 2 years and saved every penny.
They built on the farm and had no mortgage just a personal loan.
Now that would be impossible in dublin but who wants to be stranged with a 35-40 year mortgage.

[Strewelpeter]

Trump realises the joke has gone too far and is trying to derail his own campaign.
Only logical explanation IMO

[Emmet]

The city needs to build up this lark of commuting 90 mins each way to work from the hinterland of leinster is no good.
People need a work life balance spending up to 20 hours a week just getting to work because you canot afford to live close to it is a joke.

+10,000

Have been putting off the inevitable move to London because of the terror of commuting. Am spoiled absolutely rotten by by 9 minute drive.

Would be the same heading home too

[Keane]

Trump realises the joke has gone too far and is trying to derail his own campaign.
Only logical explanation IMO

What did he do now?

[LuckyLloyd]

By the way, the conclusion we are generally reaching is:

- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told

That's my plan anyway.

[ArmaniJeans]

What did he do now?

Trapping interviewer : If abortion is illegal should there be punishment for women who have abortions?
Trump not seeing the trap : Yes, yes there should be.

[LuckyLloyd]

What did he do now?

http://www.bbc.com/news/world-us-canada-35931103

[Strewelpeter]

What did he do now?

'Criminalise women who get abortions' ... Later he retracts by saying 'Oh no I meant we should criminalise the doctors'

[Emmet]

By the way, the conclusion we are generally reaching is:

- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told

That's my plan anyway.

Definitely the right plan!

Have been very loud in here about the remote dev option. Unfortunately they're only currently prepared for specialist dev positions to take 1 day max per week as a home day .

Only problem with the oul "leg it from the city" plan is if any of them little fuckers arrive out.

[Strewelpeter]

We just need to build up, a lot, in areas between the Canals and the M50.

[Tar.Aldarion]

Somewhere around the middle of that would be, leave Ireland, perhaps.

[Keane]

Trapping interviewer : If abortion is illegal should there be punishment for women who have abortions?
Trump not seeing the trap : Yes, yes there should be.

http://www.bbc.com/news/world-us-canada-35931103

'Criminalise women who get abortions' ... Later he retracts by saying 'Oh no I meant we should criminalise the doctors'

Oh yeah I saw that and couldn't understand the fuss. If something is illegal it's pretty reasonable that there should be a punishment for it and I saw that as a very pro-choice person.

I remember posting here a few months ago about the irony of Irish people eye-rolling at the stupid Yanks and Trump, well here we are sitting smugly in a country that threatens a woman with 14 years in jail for having an illegal abortion while an accepted wingnut get pilloried for a reasonable pro-law&order statement.

Way to show your support for pro-choice rights Ireland

[AndyFatBastard]

RIP Ronnie Corbett

http://www.bbc.com/news/entertainment-arts-35934024

[Guest]

By the way, the conclusion we are generally reaching is:

- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told

That's my plan anyway.

Dont go to country.
Seeing you with a pack of beagles and a fine lump of a horse chasing a fox would be to much.
Have a couple of friends and two sisters in the sticks in galway.
Its nice but even simple stuff like getting a loaf f bread is 5 minutes in the car.
A night out is a logistical nightmare even a few quiet pints.
And your never really a local even if you grew up 10 miles away.

[Keane]

By the way, the conclusion we are generally reaching is:

- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told

That's my plan anyway.

As my fed-up-with-Dublin meter continues to rise I'm slowly but surely settling on two options for the medium term - namely move to California or move back to Munster.

As you said I think you would have to be nuts to contemplate buying in Dublin in the next couple of years (unless you buy somewhere to stay very long term and are very financially secure) while at the same time the cost of living as a renter is just unpalatable.

[AndyFatBastard]

Dont go to country.
Seeing you with a pack of beagles and a fine lump of a horse chasing a fox would be to much.
Have a couple of friends and two sisters in the sticks in galway.
Its nice but even simple stuff like getting a loaf f bread is 5 minutes in the car.
A night out is a logistical nightmare even a few quiet pints.
And your never really a local even if you grew up 10 miles away.

Yeah you really gotta think about your old age as well. Living in the middle of nowhere with complete reliance on a car will be a nightmare when you're infirm.

We're hopefully going to buy a house somewhere in Dublin's suburbia this year. Fuck long commutes.

[AndyFatBastard]

As my fed-up-with-Dublin meter continues to rise I'm slowly but surely settling on two options for the medium term - namely move to California or move back to Munster.

You think Dublin is bad for wages versus cost of living complaints, so you're gonna move to California???

[V for Vendetta]

Yeah you really gotta think about your old age as well. Living in the middle of nowhere with complete reliance on a car will be a nightmare when you're infirm.

We're hopefully going to buy a house somewhere in Dublin's suburbia this year. Fuck long commutes.

Self drive cars. Game changer.

[Keane]

You think Dublin is bad for wages versus cost of living complaints, so you're gonna move to California???

Yeah well there would be a large 'for the craic' element to California but I could move to San Diego and double my wages.

[Keane]

Self drive cars. Game changer.

Apparently Slovakia is set to have the world's first hyperloop up and running by 2020 also *crosses fingers*

Actually think of the difference it could be if we could even build current or near-future rail infrastructure on this tiny island and the pressure that could take off commuters.

[Solskjaer]

Fuck that Kilmainham Gaol website I'll pay in dafuck.

[Dice75]

Yeah you really gotta think about your old age as well. Living in the middle of nowhere with complete reliance on a car will be a nightmare when you're infirm.

We're hopefully going to buy a house somewhere in Dublin's suburbia this year. Fuck long commutes.

Come live near me. We can go for pints with the Healey Rae's. Craic.

[Tar.Aldarion]

Jail is free first wednesday of every month

[AndyFatBastard]

Come live near me. We can go for pints with the Healey Rae's. Craic.

I'd say Danny H-R could give you a run for your money on the drinking stakes. He looks like he's been hitting it hard since he was 12 years old.

Dunno if I can afford to live somewhere that swanky m8.

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[V for Vendetta]

By the way, the conclusion we are generally reaching is:

- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told

That's my plan anyway.

So I have the first two and once things settle in this gig I can definitely manage to work from home 1-2 days a week.

However, my wife doesn't have that even though with the right employer she could in theory. Plus I have a kid who I like to see.

Therefore the issue becomes about length of commute, managing my kids schooling and giving her an opportunity to socialise with friends and not spend her life in the back of a car.

Plus if you become too locked in with a particular employer they may screw you on bonus/salary etc. knowing that you value the flexibility so highly.

Long story short Lloyd, is that the theory is good and sound but other things may derail you - I guess just bear that in my mind when you're planning.

[Emmet]

Is VAT on houses 33%?

http://www.todayfm.com/The-days-of-the-long-commute-are-back-due-to-house-prices

The Construction Industry Federation has said the cost of a €300,000 house could be cut to €200,000 if the next Government reduces tax levels.

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[V for Vendetta]

Actually thats a great point. Literally happening to my brother at the moment as they know he loves the two days remote working due to having to live in Naas for somewhere affordable. If he was to take on another job in Dublin it would be back to 5-days-a-week of a horrible commute at least at the beginning, and there's not much happening in Naas obviously.

Being willing to change job and not having a mortgage tied around my neck has been worth a lot to me over the past 10 years. There's a lot to be said for not telling people in work much about your life circumstances as it will get used against you both explicitly and implicitly - but it's a shit way to live!

Interesting debate going on internally here around the virtual watercooler, about the real rate of inflation in the UK and other developed economies. The gist of the argument is that given how much inflation indices struggle to keep in touch with the impact of online buying and discounting patterns impacting on retail purchases by consumers there is a strong argument that actual experienced inflation could be as much 0.5% to 1.0% below what is being reported. It makes a lot of sense to me and has some interesting knock on effects on things like wage inflation expectations etc.

[CHDad]

Are we having a pound, or double or quits on that pint you lost at sheep.
Two pints and a packet of crisps or quits.
The crisps are the vig.

You taking Conor?

[Mickey Rosa]

Took a couple of photos around town last night. Photography company coming closer to fruition too

SPOILER

The Shelbourne Hotel by Stephen Devine, on Flickr


Toner's of Baggot Street by Stephen Devine, on Flickr

[Mickey Rosa]

Jaysus, wouldn't have thought you had much to lose! Well played.

Cheers, you'd be surprised what some well tailored clothes can hide.

[Denny Crane]

I'm 32 so the prospect of buying / settling beginning to permeate to the front of my brain (I rent a nice place in a good area for a very reasonable rate but). Conversations with friends on the topic are grim. When a bunch of well paid professionals are concluding that Dublin is probably too expensive and an ultimate bad investment then we have a problem. There has to be some serious financial drool involved with many of those taking out mortgages over the past 12 months.

Whenever I glance in an estate agents window outside the pale I almost fall over. Houses outside Dublin look like pocket money.

[Raoul Duke III]

Whenever I glance in an estate agents window outside the pale I almost fall over. Houses outside Dublin look like pocket money.

house\earnings ratio is probably the same as Dublin though

[Denny Crane]

By the way, the conclusion we are generally reaching is:

- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told

That's my plan anyway.

I feel like moving out of the city = giving up on life

There's a lot more friction regarding going out, and there goes spontaneous weekday nights out

[Denny Crane]

house\earnings ratio is probably the same as Dublin though

They were places that were comfortable commuting distance.

[CHDad]

I feel like moving out of the city = giving up on life

There's a lot more friction regarding going out, and there goes spontaneous weekday nights out

You need to spend some time around Ireland you West Brit.

[V for Vendetta]

They were places that were comfortable commuting distance.

Seriously? What's comfortable? I wouldn't fancy anything more than 1.5 hours round trip per day at 07.30 and 18.00 travel times. How far does that get me from the city centre?

[Denny Crane]

Drogheda commuting time isn't really your issue there though

You need to spend some time around Ireland you West Brit.

You're definitely right, it's frightening how much of my life I spend within a few square miles of Dublin.

[Raoul Duke III]

Drogheda commuting time isn't really your issue there though .

Sitting on a train to\from Drogheda wouldn't be the worst commute ever, assuming you worked near a station in Dublin. Get a seat, read a book, go to sleep....I could handle that.

Whereas driving from, say, Newbridge, would be an absolute killer

[Strewelpeter]

Actually thats a great point. Literally happening to my brother at the moment as they know he loves the two days remote working due to having to live in Naas for somewhere affordable. If he was to take on another job in Dublin it would be back to 5-days-a-week of a horrible commute at least at the beginning, and there's not much happening in Naas obviously.

Don't be dissing Naas, its a great place to shop

[Raoul Duke III]

The Aintree Grand National meeting
Really takes a fair bit of beating
So sign up today
To come and play
The stewards will police any cheating

[V for Vendetta]

Anyone fancy a freebie visit to the new Kilmainham Gaol Exhibition. Free for the first 5000 applicants.

Link here.... http://kilmainhamgaol.admit-one.eu/?...=TOUR&lang=ENG

Very slow btw as it's getting hammered, so be warned.

Thanks Martin! Booked in for May.