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Originally posted by Mellor View PostThis is very much my issue at the moment. Started saving almost two years ago with a view to buying. Decided with wanted to stay in our current area. Also figured it would be one a desirable area on a few years when they complete a light rail (Luas ) connection. Uncovered an issue mid last year, that took months to sort. And the market has exploded in the interim.
A lot if it is fueled by gung ho Chinese buyers paying way over the odds. Which is making it near impossible for anyone with a concept of value. One example, seen a 1 bed + study (had a fold down bed) for for $200k over the guide price at auction, $920k. madness‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Originally posted by LuckyLloyd View Posthttp://m.independent.ie/irish-news/e...-34586479.html
Sounds like good gas - her not announcing intentions to resign by now are, what...delusional?
A leadership election is mandatory and she made it clear from right after the GE that she would not announce her decision on whether or not she would stand again until after the government is formed. It makes perfect sense on all levels for her to do this. Fairly desperate for a story when all there is to report is Sean Sherlock having a hissy fitTurning millions into thousands
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Originally posted by Strewelpeter View PostDelusional I can think of a party leader who is clearly delusional but it ain't Joan
A leadership election is mandatory and she made it clear from right after the GE that she would not announce her decision on whether or not she would stand again until after the government is formed. It makes perfect sense on all levels for her to do this. Fairly desperate for a story when all there is to report is Sean Sherlock having a hissy fit
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Originally posted by V for Vendetta View PostIf you're trying to get funds out of China even an oversized shoebox bolthole in Oz doesn't seem like a bad idea I guess. Same thing going on in London from Russia/Middle East etc. These guys don't even want to let them as they want to make it look like a residence as much as possible for when the shtf.
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Originally posted by LuckyLloyd View PostI'm 32 so the prospect of buying / settling beginning to permeate to the front of my brain (I rent a nice place in a good area for a very reasonable rate but). Conversations with friends on the topic are grim. When a bunch of well paid professionals are concluding that Dublin is probably too expensive and an ultimate bad investment then we have a problem. There has to be some serious financial drool involved with many of those taking out mortgages over the past 12 months.
The previous generation (mine) didn't even have that and boy, were they stupid."We are not Europeans. Those people on the continent are freaks."
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Originally posted by V for Vendetta View Post
Double digit growth on what should be a low volatility asset class in a low return environment is modest!
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Originally posted by LuckyLloyd View PostI'm 32 so the prospect of buying / settling beginning to permeate to the front of my brain (I rent a nice place in a good area for a very reasonable rate but). Conversations with friends on the topic are grim. When a bunch of well paid professionals are concluding that Dublin is probably too expensive and an ultimate bad investment then we have a problem. There has to be some serious financial drool involved with many of those taking out mortgages over the past 12 months.
If you had a job you coud afford a house even in a single income family.
Now this was in small town ireland.
Now even two professionals with decent jobs struggle which stinks and no wonder we have emmigration of new graduates its hard to make a life in ireland with out getting financially raped.
The city needs to build up this lark of commuting 90 mins each way to work from the hinterland of leinster is no good.
People need a work life balance spending up to 20 hours a week just getting to work because you canot afford to live close to it is a joke.
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Anyone fancy a freebie visit to the new Kilmainham Gaol Exhibition. Free for the first 5000 applicants.
Link here.... http://kilmainhamgaol.admit-one.eu/?...=TOUR&lang=ENG
Very slow btw as it's getting hammered, so be warned.
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Originally posted by Raoul Duke III View PostAt least they are somewhat protected from the consequences of stupidity by the new loan to income and deposit rules.
The previous generation (mine) didn't even have that and boy, were they stupid.
Simply if you are unable to save a deposit how can you pay a mortgage?
Some friends of mine a couple had decent jobs got part time ones at weekends and basically became hermits for 2 years and saved every penny.
They built on the farm and had no mortgage just a personal loan.
Now that would be impossible in dublin but who wants to be stranged with a 35-40 year mortgage.
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Originally posted by Sickpuppy View PostThe city needs to build up this lark of commuting 90 mins each way to work from the hinterland of leinster is no good.
People need a work life balance spending up to 20 hours a week just getting to work because you canot afford to live close to it is a joke.
Have been putting off the inevitable move to London because of the terror of commuting. Am spoiled absolutely rotten by by 9 minute drive.
Would be the same heading home too
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By the way, the conclusion we are generally reaching is:
- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told
That's my plan anyway."Worldly wisdom teaches that it is better for reputation to fail conventionally than to succeed unconventionally." - John Maynard Keynes
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Originally posted by Keane View PostWhat did he do now?"Worldly wisdom teaches that it is better for reputation to fail conventionally than to succeed unconventionally." - John Maynard Keynes
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Originally posted by LuckyLloyd View PostBy the way, the conclusion we are generally reaching is:
- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told
That's my plan anyway.
Have been very loud in here about the remote dev option. Unfortunately they're only currently prepared for specialist dev positions to take 1 day max per week as a home day .
Only problem with the oul "leg it from the city" plan is if any of them little fuckers arrive out.
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Originally posted by ArmaniJeans View PostTrapping interviewer : If abortion is illegal should there be punishment for women who have abortions?
Trump not seeing the trap : Yes, yes there should be.Originally posted by LuckyLloyd View PostOriginally posted by Strewelpeter View Post'Criminalise women who get abortions' ... Later he retracts by saying 'Oh no I meant we should criminalise the doctors'
I remember posting here a few months ago about the irony of Irish people eye-rolling at the stupid Yanks and Trump, well here we are sitting smugly in a country that threatens a woman with 14 years in jail for having an illegal abortion while an accepted wingnut get pilloried for a reasonable pro-law&order statement.
Way to show your support for pro-choice rights Ireland
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Originally posted by LuckyLloyd View PostBy the way, the conclusion we are generally reaching is:
- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told
That's my plan anyway.
Seeing you with a pack of beagles and a fine lump of a horse chasing a fox would be to much.
Have a couple of friends and two sisters in the sticks in galway.
Its nice but even simple stuff like getting a loaf f bread is 5 minutes in the car.
A night out is a logistical nightmare even a few quiet pints.
And your never really a local even if you grew up 10 miles away.
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Originally posted by LuckyLloyd View PostBy the way, the conclusion we are generally reaching is:
- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told
That's my plan anyway.
As you said I think you would have to be nuts to contemplate buying in Dublin in the next couple of years (unless you buy somewhere to stay very long term and are very financially secure) while at the same time the cost of living as a renter is just unpalatable.
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Originally posted by Sickpuppy View PostDont go to country.
Seeing you with a pack of beagles and a fine lump of a horse chasing a fox would be to much.
Have a couple of friends and two sisters in the sticks in galway.
Its nice but even simple stuff like getting a loaf f bread is 5 minutes in the car.
A night out is a logistical nightmare even a few quiet pints.
And your never really a local even if you grew up 10 miles away.
We're hopefully going to buy a house somewhere in Dublin's suburbia this year. Fuck long commutes."I can’t find anyone who agrees with what I write or think these days, so I guess I must be getting closer to the truth." - Hunter S. Thompson
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Originally posted by Keane View PostAs my fed-up-with-Dublin meter continues to rise I'm slowly but surely settling on two options for the medium term - namely move to California or move back to Munster."I can’t find anyone who agrees with what I write or think these days, so I guess I must be getting closer to the truth." - Hunter S. Thompson
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Originally posted by AndyFatBastard View PostYeah you really gotta think about your old age as well. Living in the middle of nowhere with complete reliance on a car will be a nightmare when you're infirm.
We're hopefully going to buy a house somewhere in Dublin's suburbia this year. Fuck long commutes.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Originally posted by V for Vendetta View PostSelf drive cars. Game changer.
Actually think of the difference it could be if we could even build current or near-future rail infrastructure on this tiny island and the pressure that could take off commuters.
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Originally posted by AndyFatBastard View PostYeah you really gotta think about your old age as well. Living in the middle of nowhere with complete reliance on a car will be a nightmare when you're infirm.
We're hopefully going to buy a house somewhere in Dublin's suburbia this year. Fuck long commutes.
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Originally posted by Dice75 View PostCome live near me. We can go for pints with the Healey Rae's. Craic.
Dunno if I can afford to live somewhere that swanky m8."I can’t find anyone who agrees with what I write or think these days, so I guess I must be getting closer to the truth." - Hunter S. Thompson
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Originally posted by LuckyLloyd View PostBy the way, the conclusion we are generally reaching is:
- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told
That's my plan anyway.
However, my wife doesn't have that even though with the right employer she could in theory. Plus I have a kid who I like to see.
Therefore the issue becomes about length of commute, managing my kids schooling and giving her an opportunity to socialise with friends and not spend her life in the back of a car.
Plus if you become too locked in with a particular employer they may screw you on bonus/salary etc. knowing that you value the flexibility so highly.
Long story short Lloyd, is that the theory is good and sound but other things may derail you - I guess just bear that in my mind when you're planning.Last edited by V for Vendetta; 31-03-16, 12:40.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Is VAT on houses 33%?
The days of the long commute are back with a new wave of house buyers willing to travel for over an hour to work in order to find affordable housing.Accordin...
The Construction Industry Federation has said the cost of a €300,000 house could be cut to €200,000 if the next Government reduces tax levels.
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Originally posted by Hitchhiker's Guide To... View PostActually thats a great point. Literally happening to my brother at the moment as they know he loves the two days remote working due to having to live in Naas for somewhere affordable. If he was to take on another job in Dublin it would be back to 5-days-a-week of a horrible commute at least at the beginning, and there's not much happening in Naas obviously.
Interesting debate going on internally here around the virtual watercooler, about the real rate of inflation in the UK and other developed economies. The gist of the argument is that given how much inflation indices struggle to keep in touch with the impact of online buying and discounting patterns impacting on retail purchases by consumers there is a strong argument that actual experienced inflation could be as much 0.5% to 1.0% below what is being reported. It makes a lot of sense to me and has some interesting knock on effects on things like wage inflation expectations etc.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Took a couple of photos around town last night. Photography company coming closer to fruition too
SPOILER
The Shelbourne Hotel by Stephen Devine, on Flickr
Toner's of Baggot Street by Stephen Devine, on Flickr
The sport that unites Catholic, Protestant and dissenter has had its day of days. Pity anybody who can't enjoy it. Some day. Gerry Thornley 23/3/09
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Originally posted by Raoul Duke III View PostJaysus, wouldn't have thought you had much to lose! Well played.The sport that unites Catholic, Protestant and dissenter has had its day of days. Pity anybody who can't enjoy it. Some day. Gerry Thornley 23/3/09
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Originally posted by LuckyLloyd View PostI'm 32 so the prospect of buying / settling beginning to permeate to the front of my brain (I rent a nice place in a good area for a very reasonable rate but). Conversations with friends on the topic are grim. When a bunch of well paid professionals are concluding that Dublin is probably too expensive and an ultimate bad investment then we have a problem. There has to be some serious financial drool involved with many of those taking out mortgages over the past 12 months.
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Originally posted by Denny Crane View PostWhenever I glance in an estate agents window outside the pale I almost fall over. Houses outside Dublin look like pocket money."We are not Europeans. Those people on the continent are freaks."
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Originally posted by LuckyLloyd View PostBy the way, the conclusion we are generally reaching is:
- work / save in Dublin for a few years
- establish certain degree of seniority / usefulness in your industry or profession
- ultimately buy a place in the country and work remotely for way less than you could earn in Dublin
- but that actually affords you greater quality of overall life all told
That's my plan anyway.
There's a lot more friction regarding going out, and there goes spontaneous weekday nights out
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Originally posted by Denny Crane View PostThey were places that were comfortable commuting distance.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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Originally posted by Denny Crane View PostDrogheda commuting time isn't really your issue there though .
Whereas driving from, say, Newbridge, would be an absolute killer"We are not Europeans. Those people on the continent are freaks."
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Originally posted by Hitchhiker's Guide To... View PostActually thats a great point. Literally happening to my brother at the moment as they know he loves the two days remote working due to having to live in Naas for somewhere affordable. If he was to take on another job in Dublin it would be back to 5-days-a-week of a horrible commute at least at the beginning, and there's not much happening in Naas obviously.Turning millions into thousands
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The Aintree Grand National meeting
Really takes a fair bit of beating
So sign up today
To come and play
The stewards will police any cheating"We are not Europeans. Those people on the continent are freaks."
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Originally posted by Fiery Wasabi View PostAnyone fancy a freebie visit to the new Kilmainham Gaol Exhibition. Free for the first 5000 applicants.
Link here.... http://kilmainhamgaol.admit-one.eu/?...=TOUR&lang=ENG
Very slow btw as it's getting hammered, so be warned.‘IF YOU had not committed great sins, God would not have sent a punishment like me upon you.” Genghis Khan
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