Bad Beat/Moaning/Venting - pray for Lazare

[Denny Crane]

He obviously heard alphabet was a great investment.

[ArmaniJeans]

Yeah I'm directly comparing it to the holocaust alright, good man.

Isn't the 'first they came for' quote about Nazis/Jews, the growth of evil regimes etc?
Maybe I'm missing some subtlety.

[LuckyLloyd]

Yeah what will happen to all the people in future that refuse a sweet deal from arbitration?

What sweet deal would that be? The incorrectly reported numbers of 18% of the actual deal of 8% for 7% in productivity increases allied to extension of service time to hit the top pay bracket roundly rejected by the workers?

[Denny Crane]

Had to double check the user name here

Have myself sorted with some nice indoor plants to try and make it seem like I'm not a complete heathen.

[Emmet]

What sweet deal would that be? The incorrectly reported numbers of 18% of the actual deal of 8% for 7% in productivity increases allied to extension of service time to hit the top pay bracket roundly rejected by the workers?

Their existing contract was already an outrageously sweet deal!

Staying in work, shutting the fuck up, and not drawing attention to the fact that they were already overpaid by asking for an enormous wage increase would have been a sweet deal.

Taking the new contract that was offered to them would have been an even sweeter deal.

Now we're at the point where the deal is either "get the fuck back to work" or "if you really don't like it, there's no job here for you".

[Keane]

Have myself sorted with some nice indoor plants to try and make it seem like I'm not a complete heathen.

We bought a bonsai tree in Ikea a few months ago. There was no looking after the fucking thing. Began to die almost immediately after being taken out of the car.

When we realised it was intent on being contrary we gave up on it, and it now sits in the corner of the sitting room slowly collapsing in on itself like a dying star.

[AndyFatBastard]

Their existing contract was already an outrageously sweet deal!

Staying in work, shutting the fuck up, and not drawing attention to the fact that they were already overpaid by asking for an enormous wage increase would have been a sweet deal.

Taking the new contract that was offered to them would have been an even sweeter deal.

Now we're at the point where the deal is either "get the fuck back to work" or "if you really don't like it, there's no job here for you".

This.

Lloyd, you know I'm about as pro-union as it gets around here. Even I can admit the jig is up.

[RichieM]

What sweet deal would that be? The incorrectly reported numbers of 18% of the actual deal of 8% for 7% in productivity increases allied to extension of service time to hit the top pay bracket roundly rejected by the workers?

What exactly is wrong with asking for productivity increases in return for pay rises. My pay rises are linked directly to productivity - the more people I place, the more mentoring I do, the more training I do and the more service improvement I complete the more I can ask for in pay rises. If I don't improve I get nothing and realistically if I cant show that I have improved the companies bottom line through better process and results I get nothing except potentially a P45.

[Guest]

Lloyds first day in charge of the new Me Sinn Fein republic

http://www.youtube.com/watch?v=EV4N2dk0cMk

[Keane]

It is mind boggling to me that someone could complain about being asked to improve productivity in line with requested pay increases. If anything, you should have to demonstrate improved productivity before looking for the pay rise.

I think the LUAS drivers have been fucked over a good bit by the reporting of the proposal they rejected tbf, and I'm pretty queasy about the idea of getting the sack for going on strike, but these guys are just through the looking glass with the amount of pay they think they deserve for a job a computer could do.

[LuckyLloyd]

I didn't say there was something wrong with agreeing to productivity rises on order to achieve a pay rise.

I think there is something extremely fucking wrong with the media allowing Transdev to essentially straw man in public about '18%' pay rises though. There is no conversation going on about the ACTUAL terms offered and rejected. That is squarely SIPTUs fault mind - they have been shown up as utterly incapable of modern PR and media management.

And I think there's a level of vitriol in play here that is more furious and widespread than the likes of Quinn, Drumm et al received and that should give people pause.

[Hitchhiker's Guide To...]

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[Hitchhiker's Guide To...]

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[Mellor]

From the boards investment forum

Did he give any indication what he was expecting to happen with these shares?

[bp_me]

Did he give any indication what he was expecting to happen with these shares?

1. Invest
2. ???
3. Profit
4. Cash out
5. Rub on titties

http://www.youtube.com/watch?v=1WygW9HKE-Q

[Hitchhiker's Guide To...]

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[shrapnel]

The boss lady at work was saying her mother was in an internment camp in Poland due to being Jewish and when she was released at the end of the war she walked from Krakow to Tashkent in Uzbekistan alone with her five year old son (my boss hadn't been born yet; the father had gone to Berlin and it wasn't possible to follow). 5,000 fcking kilometres. A google suggests it would have taken her about 8 months. Jaysus.

Did you ever read the long walk by Rawicz?

truly epic escape journey from Siberia to India during the 1940s. Fantastic read.

[eoghan104]

Anyone know what is involved in an Irish VAT registered company claiming back VAT/Sales TAX paid on business purchases in the USA/UK?

An Irish VAT registered company should not be charged UK VAT for anything bar very specific services. It is more likely that the invoice is wrong and the supplier owes you a credit.

If VAT was correctly charged that can be claimed through an 8th Directive claim entered with the UK Revenue. You can find how to do this on their website.

Pretty sure you can not claim back US taxes but I'm no expert!

[Mellor]

There's probably much worse things you could do with your money. Indeed if you have (well not you mellor, of course) a pension in Irish Life / Eagle Star its probably being managed worse due to you paying fees for whatever voodoo nonsense of models they have.

Diversification might be his downfall, but apart from that its about as reasonable as most investment models.

I'm no going to lie, I'm not entirely au fait with even the most basic stock portfolio strategy.
But my very rough mental numbers add to maybe 500k invested over 8 years @ 5k a month.
The average growth is what, 10%. Over 8 years, that's maybe $750k, even gets more aggressive over time, lets say he hits 40 with $1m on the books.

What then?
That's not enough to get through the next 50 years, especially not if you're in a bracket with 5k spare each month. But maybe he lives in his mams attic.

[RichieM]

I'm no going to lie, I'm not entirely au fait with even the most basic stock portfolio strategy.
But my very rough mental numbers add to maybe 500k invested over 8 years @ 5k a month.
The average growth is what, 10%. Over 8 years, that's maybe $750k, even gets more aggressive over time, lets say he hits 40 with $1m on the books.

What then?
That's not enough to get through the next 50 years, especially not if you're in a bracket with 5k spare each month. But maybe he lives in his mams attic.

10% PA - really that already sounds pretty aggressive and high performing

[coillcam]

Fecking hell, that McGeever fella is a serious chancer.

http://www.irishtimes.com/news/crime-and-law/kevin-mcgeever-mayo-conman-branded-himself-for-life-1.2608108

Catch me if you Can esque

I remember reading the stories at the time about him having a house in Mullingar and the various cars but never saw a picture of him in any of the articles. Having read the article above I recognise him and would have served him many times in a local petrol station over the years. Always struck me as being a bit away with the fairies. He was always decked in the best of clothes and driving a Porsche or AMG merc but no-one local knew who he was or what he worked at.

[Kayroo]

Its just like the Holocaust alright.

comparing the plight of the Luas drivers to the Jews in the third reich. I can see how you got there as a group of socialists were to blame for both but a bit a stretch I would say.

Yeah what will happen to all the people in future that refuse a sweet deal from arbitration?

Their existing contract was already an outrageously sweet deal!

Staying in work, shutting the fuck up, and not drawing attention to the fact that they were already overpaid by asking for an enormous wage increase would have been a sweet deal.

Taking the new contract that was offered to them would have been an even sweeter deal.

Now we're at the point where the deal is either "get the fuck back to work" or "if you really don't like it, there's no job here for you".

First they came for LuckyLloyd and I said nothing, for I was not a LuckyLloyd...

[Raoul Duke III]

First they came for LuckyLloyd and I said nothing, for I was not a LuckyLloyd...

I'd like to see anyone come for Lucky Lloyd these days. Five years ago they might have had a sporting chance.

[Raoul Duke III]

10% PA - really that already sounds pretty aggressive and high performing

Guy's obviously a header. Iago might like to comment further.

[Hitchhiker's Guide To...]

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[Mellor]

10% PA - really that already sounds pretty aggressive and high performing

I'm pretty sure that's the S&P average over a pretty large sample.
Obviously alphabet selection methods is high variance and could be 0%, could be 15%, etc

[oleras]

I was involved in martial arts in my 20s to a good level . I know what is dangerous. MMA is a great sport but needs to protect the fighters better. Ground punching is not safe fact. Anyway end of my 2 cents on this

Knowing all the words and dance moves to "Kung Fu Fighting" doesn't count.

[Guest]

It is mind boggling to me that someone could complain about being asked to improve productivity in line with requested pay increases. If anything, you should have to demonstrate improved productivity before looking for the pay rise.

I'd agree with most of what you say on the LUAS stuff but this is a bit...

If you feel you're not getting paid enough for what you do and ask for more, getting asked to do more for the extra money does somewhat negate the payrise

[Strewelpeter]

I think there is something extremely fucking wrong with the media allowing Transdev to essentially straw man in public about '18%' pay rises though. There is no conversation going on about the ACTUAL terms offered and rejected.

Its not really though.
If you end up with 18% more in your pay packet next year than you got this year that is an 18% pay rise... Just because some part of the increase was pre ordained on existing agreements doesn't change the basic facts.

[Lord Sir Banter]

send me and damo in with the bear hugs

http://www.rte.ie/ten/news/2016/0413/781428-bono/

[CHDad]

send me and damo in with the bear hugs

http://www.rte.ie/ten/news/2016/0413/781428-bono/

Fight them with music.

Lets send Bono. The world is broken, Bono make it better.

[Lord Sir Banter]

thought you'd like that mate.

[Mellor]

Oh no, his growth expectations are bizarre (but 10% is the approximate annual growth in stock markets over history). Its more that his alphabethical stock picking strategy is not necessarily worse than detailed technical stock picking models.

That's more that I was getting at, how he thinks this he'd be anywhere close to mortgage free out and ready to hang up the boots. Sure, he'd have a decent amount of capital invested, but thats about it tbh.

Curious now, might dig up the thread

[CHDad]

thought you'd like that mate.

[shrapnel]

Fight them with music.

Lets send Bono. The world is broken, Bono make it better.

definitely send Bono. Music soothes the savage beast and all that.

worst case scenario, they kill Bono (although that actually sounds like best case scenario).

[DeadParrot]

I didn't say there was something wrong with agreeing to productivity rises on order to achieve a pay rise.

I think there is something extremely fucking wrong with the media allowing Transdev to essentially straw man in public about '18%' pay rises though. There is no conversation going on about the ACTUAL terms offered and rejected. That is squarely SIPTUs fault mind - they have been shown up as utterly incapable of modern PR and media management.

And I think there's a level of vitriol in play here that is more furious and widespread than the likes of Quinn, Drumm et al received and that should give people pause.

The only question I have is the rejection reason.
I've had folks tell me the reason for the initial rejection was because transdev were pulling up the ladder for staff entering past the agreement date meaning anyone coming in later would be on a reduced rate.
Existing members rejecting this is clever imo. But if that is the case SIPTU have failed massively not getting that across

[Strewelpeter]

If hes got 5K a month to invest why doesn't he just pay down his fucking Mortgage with it

[Lord Sir Banter]

His mortgage won't return 10% per year profit?

[CHDad]

definitely send Bono. Music soothes the savage beast and all that.

worst case scenario, they kill Bono (although that actually sounds like best case scenario).

Les grands esprits se rencontrent m8

[RichieM]

If hes got 5K a month to invest why doesn't he just pay down his fucking Mortgage with it

mortgage begins with M where as investment beings with I obv

[Strewelpeter]

Relevant to the Any oul school will do discussion we were having last week fairly shocking figures in the IT today

It would be interesting to see what the variance is like between different types of school in small and medium sized towns around the country

DUBLIN POSTCODE LOTTERY: COLLEGE PARTICIPATION RATES
Dublin 1... 23%
Dublin 2... 26%
Dublin 3... 60%
Dublin 4... 84%
Dublin 5... 47%
Dublin 6... 99%
Dublin 6W... 82%
Dublin 7... 41%
Dublin 8... 28%
Dublin 9... 55%
Dublin 10... 16%
Dublin 11... 28%
Dublin 12... 37%
Dublin 13... 36%
Dublin 14... 76%
Dublin 15... 47%
Dublin 16... 79%
Dublin 17... 15%
Dublin 18... 58%
Dublin 20... 32%
Dublin 22... 26%
Dublin 24... 29%
DUBLIN AVERAGE... 47%
NATIONAL AVERAGE... 52%

And this quote from a trinity student from Ballyfermot

...I knew that I wanted go to college and study science. I wanted to do physics for the Leaving Cert, but my school didn’t have the facilities. We had really good teachers who urged us to go to college, but the class sizes in my school were big. There was only really one teacher who could take on higher level maths, and in some subjects students were encouraged to drop down to ordinary level.

...Grinds just weren’t done in my peer group: not only were they quite expensive, but also there was a social stigma attached to doing them.

A social stigma

[Strewelpeter]

send me and damo in with the bear hugs

http://www.rte.ie/ten/news/2016/0413/781428-bono/

TBF thats probably the most sensible thing Bonio has said in public for years

[Hitchhiker's Guide To...]

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[Denny Crane]

Etf's are terrible for tax purposes especially if buying at different prices, it's not really mad , anything you buy at random you are buying at par value I believe the market is efficient so par value minus spreads and costs , I am not foolish enough to think I can pick stocks , just buy anything you want and you will get same result as stock pickers. What's mad is people think they can pick companies and say they are a great buy , imagine how many people know much more about a company than you , people with inside knowledge etc , buying random companies at market value is as good a way as any . Every so often I'll look at how exposed I am to sectors and rebalance but I'll still pick a random company in a sector and waste no more than seconds in my decision.

Not totally crazy I suppose, but not optimal imo!

[elbows]

My eldest got a place in Helens in Portmarnock today even though we are not yet living there. Big relief as other options were not great.

[Emmet]

Not totally crazy I suppose, but not optimal imo!

That's about 95th percentile stuff

[DeadParrot]

Relevant to the Any oul school will do discussion we were having last week fairly shocking figures in the IT today

It would be interesting to see what the variance is like between different types of school in small and medium sized towns around the country

DUBLIN POSTCODE LOTTERY: COLLEGE PARTICIPATION RATES
Dublin 1... 23%
Dublin 2... 26%
Dublin 3... 60%
Dublin 4... 84%
Dublin 5... 47%
Dublin 6... 99%
Dublin 6W... 82%
Dublin 7... 41%
Dublin 8... 28%
Dublin 9... 55%
Dublin 10... 16%
Dublin 11... 28%
Dublin 12... 37%
Dublin 13... 36%
Dublin 14... 76%
Dublin 15... 47%
Dublin 16... 79%
Dublin 17... 15%
Dublin 18... 58%
Dublin 20... 32%
Dublin 22... 26%
Dublin 24... 29%
DUBLIN AVERAGE... 47%
NATIONAL AVERAGE... 52%

And this quote from a trinity student from Ballyfermot

A social stigma

That's where I went to school/grew up
She/He's not wrong.

Actually...she went to school in the Assumption in Walkinstown.

[DeadParrot]

Huh,

My creep factor just increased by in an unreal manner.
found the source article Strewl quoted from
Found the ballyer girl quote
Found her details on trinity
found her review of a local takeaway
from that found her facebook page
and discovered she isnt from ballyer after all.

I feel dirty how easy that was

[Teddie]

They really do hit it out of the park sometimes.

http://waterfordwhispersnews.com/2016/04/13/i-dont-need-to-know-the-details-to-form-an-opinion-on-mma/

[Theresa]

Reckon ~30% of the posts I thank are because my finger is too fat when changing pages on mobile.

[Emmet]

Hopefully this can be made into a song.

Tuesday 5th - email Audi about calling in on Friday to test drive a car

Friday 8th - having heard nothing I called Audi who told me their email server had crashed and were without email all week. I gave them a pass and arrange to pop down for a test drive c.10.30am. Having completed the test drive they check out my car for trade in purposes and salesman tells me he will call me that afternoon with a price etc.

Tuesday 12th - At 5pm and having heard nothing I decided to call but couldn't get past the receptionist. She tells me I will get a call asap. That evening I notice online that they have dropped the price of the car by €2,000 online.

Wednesday 13th - still nothing.

We're back baby!

http://www.youtube.com/watch?v=ABuWphlnZ1A

[Theresa]

They really do hit it out of the park sometimes.

http://waterfordwhispersnews.com/201...pinion-on-mma/

The Minister for Sport and Tourism coming out today and saying "I saw this coming" is so offside its infuriating.

Anyone who plays any contact sports should blush at the ignorance of that idiot.

[Solskjaer]

Knowing all the words and dance moves to "Kung Fu Fighting" doesn't count.

even the smiley looks like Carl Douglas. Lol WP.

[V for Vendetta]

My dad was telling me last night he has diabetes. Quite a common enough thing now, but seems like an absolute bollix of a thing to have, especially seeing as its largely avoidable (although he seems to have the genetic diabetes Type 1 rather than the lifestyle one, but they're not sure yet). Has to inject himself like a junkie in the stomach or leg with something each day, and then you have that constant vigilance.

Its still in the early stages of treating as when he went into the doctor puzzling about why he had, as a thin man, lost a good few kilo of weight, he had what I think is an astronomical blood sugar level of 25. Seemingly the sugar eats the fat cells which is why he had lost all the weight. Has it down to 12 now and its meant to be 6. I was telling him to take it easy until they get everything under control but he's off doing a million things, which seems the height of stupidity.

You could tell he'd been googling it, as he was quietly mentioning in a slightly odd voice that he had to go in for extra tests in case the diabetes was a symptom of something more serious. I googled it myself and the first hit is 'you might have 'your-fcked' levels of pancreatic cancer'. Of course it then goes on to say that this is in a miniscule number of cases, but I bet he just read the main headline and is now walking around thinking he's a dead man walking.

Ugh, waiting on those tests not knowing if they'll call you in and go 'I'm sorry but...'. Suppose there's nothing to do but wait really and keep the fingers crossed.

I wanted to tell him not to listen to my sister no matter what she says as she has a rather unique ability to start with even the most positive news and 30 minutes later have you convinced that its the worse thing ever.

Its getting to that age for both the parents (and maybe the average age of parents of everyone on here), where you could be receiving that phonecall from them that their previous indestructability which you took for granted as a kid has now developed a kink in the armour.

My father sends me a text out of the blue. "I'm getting a stent in this morning - might need you to pick me up from the hospital" A great communicator clearly!

[Hitchhiker's Guide To...]

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[V for Vendetta]

Hopefully this can be made into a song.

Tuesday 5th - email Audi about calling in on Friday to test drive a car

Friday 8th - having heard nothing I called Audi who told me their email server had crashed and were without email all week. I gave them a pass and arrange to pop down for a test drive c.10.30am. Having completed the test drive they check out my car for trade in purposes and salesman tells me he will call me that afternoon with a price etc.

Tuesday 12th - At 5pm and having heard nothing I decided to call but couldn't get past the receptionist. She tells me I will get a call asap. That evening I notice online that they have dropped the price of the car by €2,000 online.

Wednesday 13th - still nothing.

We're back baby!

You're clearly the issue. Look at your track record on this. Either they think you're a bluffer or it's a long game to really upsell you to something very expensive...

[Iago]

Guy's obviously a header. Iago might like to comment further.

Certainly, and all for the low low price of just €99.99 but wait, if you call in the next 20 minutes you won't just get my bestselling book 'How to be a winner picker- GUARANTEED' you'll also get access to my private online forum where I discuss optimum stock picking strategy including such gems as

1. Why catching a falling knife works sometimes
2. System smishtem, why you're losing before you even begin
3. How I earned €50k a day by only spending 30 mins online

& there's more..the first 100 callers will also get a complimentary pass to my upcoming seminar 'Your money & you, how to turn your Life around & make a million in your first year with no risk' this seminar is almost fully booked out and normally costs €1,500 to attend but I've put aside 100 passes for the first 100 callers so act now and call before you miss the chance.

Do you really want to still be poor this time next year? CALL NOW

1800-give-me-your-money-666

CALL NOW!!!!!!!

[CHDad]

They really do hit it out of the park sometimes.

http://waterfordwhispersnews.com/201...pinion-on-mma/

Sums up several people in here.

[Strewelpeter]

Louis ck borrowed to finish horace&pete

http://www.theguardian.com/tv-and-radio/2016/apr/13/louis-ck-is-in-millions-of-dollars-of-debt-horace-and-pete

[Dice75]

Weather bird looking pretty tasty on RTE at the mo