Bad beat/Moaning/Venting thread - BabyforV

[Mellor]

I agree. I guess the missus could go on her own, but doubt she'd be happy, and if she goes she 100% won't be able to afford to go back with me at Xmas / Cousins Wedding.

Win/Win imo

[Raoul Duke III]

probably should have banked the roulette winnings.

I actually made a proft, not quite sure how. The terrible guy with the tie won all the moniez obv.

[SatNav]

GAB woke up to a nice surprise this morn in the staking thread!

[Iago]

I actually made a proft, not quite sure how. The terrible guy with the tie won all the moniez obv.

You're welcome

[Iago]

Definitely a Friday or Saturday next time around though, sub 4 hour sleep isn't as easy as it used to be on the old body

[Raoul Duke III]

Definitely a Friday or Saturday next time around though, sub 4 hour sleep isn't as easy as it used to be on the old body

yes but now you can speak Maltese like a Malteaser

[Denny Crane]

Definitely a Friday or Saturday next time around though, sub 4 hour sleep isn't as easy as it used to be on the old body

Probably should get to work to win back that money alright

[Iago]

I know it was hypothetical and that the renter is unlikely to stay put, but that's irrelevant really. No matter where they move to, they'll be paying rent, and in 20 years time it’ll be more than $1,200pm.
Even if the renter decided to downscale to save cash, the owner has that option too, they can rent out the house for and get somebody to pay their mortgage, while to a 1 bed and forget about babies (good luck ).

I wasn't assuming that rates would stay the same either. I fully accept that the cost could well increase, I’d expect them to at some point, but it would need to make up a lot to cover the $850k lifetime rent cost. And the more aggressive rates become over the 35 years, then the more aggressive rent increases would be.

Too tired to address this properly but I think your overall numbers are way off.

Here's a link that I think Emmet posted before, apologies if it was someone else, that shows the breakdown between rent/buying a home

http://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html?_r=0&abt=0002&abg=0

It works out at what monthly rent you are better of renting a place rather than buying it, it's built on the theory of "a similar home" and allows you to factor in inflation, rental increases, standing costs of home ownership etc

Now I know the counter argument is going to be around whether or not you can get a place for the rental amount available, but I'd argue that the freedom of renting allows you the chance to downsize/relocate/take advantage of opportunities in housing that aren't there with a mortgage.

Anyway, I'm not really trying to convince anyone one way or the other. It is shades of grey and is dependant on so many factors that each decision has to be taking individually.

[ArmaniJeans]

So it looks like a quite significant amount of TDs opposed to the sale is going to lead to us keeping our national airline, presumably because state run airlines have always been absolute cash cows and shining examples of how to run a business.

[Raoul Duke III]

So it looks like a quite significant amount of TDs opposed to the sale is going to lead to us keeping our national airline, presumably because state run airlines have always been absolute cash cows and shining examples of how to run a business.

we don't have a national airline

[ArmaniJeans]

we don't have a national airline

That factoid does seem to have gone missing in a lot of the debate.

[Raoul Duke III]

That factoid does seem to have gone missing in a lot of the debate.

a pension fund with wings

[Denny Crane]

What price did he pay for his stake?

[Teddie]

Question for the BBV.

My missus has been invited to her housemates wedding this November in Cancun. She isn't hugely good friends with this chick, she worked with her for a bit I guess, but they wouldn't socialise or hang out. Situational usage for lifts and favours are given both ways.

Anyway, I haven't spoken more than total 30 words to the bride, and less to the groom but my missus wants me to go.

I am vastly inexperienced with weddings, and how they operate these days, but it seems to me the bride and groom are pulling a fast one here? They are essentially getting a free wedding trip (if enough people book).

Its $1600 per person, all inclusive (and flights). Like the price isn't extortionate for an AI trip to Cancun for a week with flights, and its certainly not outrageous but its not cheap either.

I feel a bit dirty about it. I feel worse that none of Bride or Grooms family are going ('can't afford it'-bride), and only 17 people total, of about 40 +partners have been invited. Its not putting me under terrible strain financially but it may mean missing my cousins wedding or Christmas at home. It is putting the missus under pressure though. She desperately wants to go travel Asia and its a decent dent in her savings for that trip.

Am I wrong to think the whole situation is a bit unsavoury? I am of the view that a wedding should be something as convenient as the cost is reasonable for your friends and family? I'd hate to think my family or best mates or ANY one I invited couldn't attend because I had it in a completely ridiculous venue with a somewhat prohibitive cost and I'd hate it even more to think that my friends thought I only had it there to save me a few bob and get a free wedding trip.

I'm not sure if this is a Canadian only thing, I don't know if Irish people do such things. I know my cousins wedding is nothing of the sort.

Kinda catch 22 now, cos if I refuse to go, then the missus might reasonably or unreasonably ask why should we go to my cousins and not her mate/housemates, or she might say she'd rather go to Mexico than ireland in Winter.

The deposit it 250. I think the best line is to sink that and play the long game? Thoughts bbv collective?

Shouldn't even be a question. There is no way in hell I would go to the wedding in your position. As Mellor says $1,600 to go to a strangers wedding is beyond crazy unless $1,600 is the equivalent of $200 or so. Also if she turns around and asks why should we go to your cousins/housemates then simply say "Fair enough, I don't expect you to go and I have no issue with you not going". I'd never expect a partner to go with me to a strangers wedding and pay $1,600+ to do it. Bit of shitty thing to do really.

[Tar.Aldarion]

I wasn't assuming that rates would stay the same either. I fully accept that the cost could well increase, I’d expect them to at some point, but it would need to make up a lot to cover the $850k lifetime rent cost. And the more aggressive rates become over the 35 years, then the more aggressive rent increases would be.


Love living with people, or deep down despise each other and the marriage is out of desperation as they pass 35.

The 850k for 35 years or whatever it was seems too high?
I'm not old so my friends are in their twenties
I can understand why they like it, there is a big difference in living with close friends than strangers.It's like those evenings where you hang out with your friends and have a laugh, loving your evening together, but it happens every day. Plus it may be a country thing too.
However I hate people so would like to just live with my cats.

[Raoul Duke III]

What price did he pay for his stake?

don't know but they must be sitting on a handy paper profit (although fairly irrelevant in the context of their Balance Sheet)

I actually can't remember - did the EU order them to sell out of AL? I know the takeover was knocked back a few times

[Denny Crane]

No they weren't forced to sell (that might still be ongoing I think) but they still have the 29% or so.

[Emmet]

Is it time to face the reality of the farce of "Baptism-For-School" ?

[Aya14]

Stan Wawrinka's backhand is made for this Australian Open tournament it seems! Great game so far.

[Raoul Duke III]

mildly interesting CSO figures

kinda backs up my hunch that we Irish are not particularly sophisticated financially

only 10% of households with a voluntary pension is the standout one for me

[Strewelpeter]

The insanity around weddings has surely jumped the shark by now. Never mind you not going, for her own dignity make sure she doesn't go either. Stupic selfish princesses like that should be told to GTFO by everyone involved, it sounds like most of her own family have told her already but she's too self obsessed to listen.

[Mike]

don't know but they must be sitting on a handy paper profit (although fairly irrelevant in the context of their Balance Sheet)

I actually can't remember - did the EU order them to sell out of AL? I know the takeover was knocked back a few times

UK regulator ruled they have to reduce stake to 5%, they are currently challenging it.

http://www.irishtimes.com/business/transport-and-tourism/ryanair-expects-ruling-on-aer-lingus-shares-shortly-1.2064306

[Flushdraw]

Any GTA V Xbox fans out there can tell me how I can activate the cheats in the game? I somehow luckboxed them for the youngfella the other night, but no idea how i got into that game mode.

The game auto loads into Story Mode where you can't do cheats, and if you enter Online mode, you can't do them either. How do i get to the old school, run around the streets bashing people up mode where i can enter the cheats?

[Emmet]

This youtube channel is great for high level details about pretty much anything.

http://www.youtube.com/watch?v=1wo2TLlMhiw

[Tar.Aldarion]

I dont think I'm paid enough, everybody is getting new cars in work, good few around 60k+....One guy spent 30k on extras, is that even possible (bmw i3 electric)? Well I suppose you couild.

Money wasters.

[Dice75]

Question for the BBV.

My missus has been invited to her housemates wedding this November in Cancun. She isn't hugely good friends with this chick, she worked with her for a bit I guess, but they wouldn't socialise or hang out. Situational usage for lifts and favours are given both ways.

Anyway, I haven't spoken more than total 30 words to the bride, and less to the groom but my missus wants me to go.

I am vastly inexperienced with weddings, and how they operate these days, but it seems to me the bride and groom are pulling a fast one here? They are essentially getting a free wedding trip (if enough people book).

Its $1600 per person, all inclusive (and flights). Like the price isn't extortionate for an AI trip to Cancun for a week with flights, and its certainly not outrageous but its not cheap either.

I feel a bit dirty about it. I feel worse that none of Bride or Grooms family are going ('can't afford it'-bride), and only 17 people total, of about 40 +partners have been invited. Its not putting me under terrible strain financially but it may mean missing my cousins wedding or Christmas at home. It is putting the missus under pressure though. She desperately wants to go travel Asia and its a decent dent in her savings for that trip.

Am I wrong to think the whole situation is a bit unsavoury? I am of the view that a wedding should be something as convenient as the cost is reasonable for your friends and family? I'd hate to think my family or best mates or ANY one I invited couldn't attend because I had it in a completely ridiculous venue with a somewhat prohibitive cost and I'd hate it even more to think that my friends thought I only had it there to save me a few bob and get a free wedding trip.

I'm not sure if this is a Canadian only thing, I don't know if Irish people do such things. I know my cousins wedding is nothing of the sort.

Kinda catch 22 now, cos if I refuse to go, then the missus might reasonably or unreasonably ask why should we go to my cousins and not her mate/housemates, or she might say she'd rather go to Mexico than ireland in Winter.

The deposit it 250. I think the best line is to sink that and play the long game? Thoughts bbv collective?

Pain in the ass spot to be in assuming your missus is adamant she wants to go (why I don't know). Is she throwing you the "it'd be nice if you could come too" or really putting the pressure on? If its the second i wouldn't be impressed. Anyway to answer your question, I would make a decision on it now, paying deposit and spending a few months trying to get out of it will only lead to trouble imo.

[Iago]

mildly interesting CSO figures

kinda backs up my hunch that we Irish are not particularly sophisticated financially

only 10% of households with a voluntary pension is the standout one for me

Are PS pensions considered voluntary? I suspect potentially not as 10% seems very low purely on that basis alone.

[Lord Sir Banter]

I dont think I'm paid enough, everybody is getting new cars in work, good few around 60k+....One guy spent 30k on extras, is that even possible (bmw i3 electric)? Well I suppose you couild.

Money wasters.

Does it have a cup holder?

[Tar.Aldarion]

I'll find out, sham if not. I picture it like this by now

[Megatron]

I am getting a new Car tomorrow.
Current Car is not taxed and is going in part exchange tomorrow.
What's the story with the out standing tax? Is it me or is it him?

[Raoul Duke III]

The insanity around weddings has surely jumped the shark by now. Never mind you not going, for her own dignity make sure she doesn't go either. Stupic selfish princesses like that should be told to GTFO by everyone involved, it sounds like most of her own family have told her already but she's too self obsessed to listen.

you must be due a wedding soon?

When that happy time comes I'd say between Mrs sp and the betrothed one, your views on this topic will be given the respect they deserve

[SatNav]

I am getting a new Car tomorrow.
Current Car is not taxed and is going in part exchange tomorrow.
What's the story with the out standing tax? Is it me or is it him?

depends really on the colour of the car

[The Situation]

Three hours in and Wawrinka hits his fastest serve, could be an epic final set here, Murray must be delighted either way.

[elbows]

Three hours in and Wawrinka hits his fastest serve, could be an epic final set here, Murray must be delighted either way.

Drugs obv

[Megatron]

Shocking memory. Asked this last week!

I am getting a new Car tomorrow.
Current Car is not taxed and is going in part exchange tomorrow.
What's the story with the out standing tax? Is it me or is it him?

It just gets forgotten about and you're liable from date of sale.

[Megatron]

depends really on the colour of the car

Both Black.

[Frossach]

I dont think I'm paid enough, everybody is getting new cars in work, good few around 60k+....One guy spent 30k on extras, is that even possible (bmw i3 electric)? Well I suppose you couild.

Money wasters.

60k on a i3 no thanks 135k on the i8 yes please

[Raoul Duke III]

could be an epic final set here

choke-arama

[thechamp87]

Drugs obv

The Curious Case of Rafael Nadal

[Strewelpeter]

you must be due a wedding soon?

When that happy time comes I'd say between Mrs sp and the betrothed one, your views on this topic will be given the respect they deserve

I have a Niece who I would have expected to be immune to the whole MeFest bollocks but she seems to be going for the whole 9 yards. She's marrying an American dude so there is going top be a registry office there which I think her family are expected to go to followed by the whole 'Irish Wedding' experience.

I'm all for the ceremonial (... can't find the right word for marking significant moments not quite rites of passage ...) and all that but once it takes more than two days to find a bridesmaids dress or you spend more than €2 per invitation then you are doing something terribly wrong.

Get married, throw a big party, try to get as many people who matter to you and as many family members as you can (no matter how much you despise them) to come along. Feed them well, try and get everyone to mingle.Something most couples miss is that its actually not all about you. If you push dozens or hundreds of people into sharing a day together it is your responsibility to make sure they have fun. Give them some drink but mostly make them buy their own. Later you put on some music they can dance to and also and this is another most important thing people miss out on there should also be an area for people to sit around and chill and chat without having their eardrums smashed by the awful dance music.
All this can be done for a fraction of what people typically spend.

[Silver-Tiger]

The Curious Case of Rafael Nadal

I'm under the impression that he is juicing along with the rest but i stopped reading that article here

This victory raised at least a few eyebrows, not the least of which was ESPN sportscaster skip Bayless, who suggested that steroids might have played a role.

If you're not familiar with him think of a PED using Dunphy.
Any article quoting him should be binned immediately.

[Lord Sir Banter]

You should get into wedding planning sp.

[Guest]

Get behind me curve

Is it time to face the reality of the farce of "Baptism-For-School" ?

We are a republic

By definition republic are secular, so the main/larger state schools should not be allowed choose students based on religion (specialist needs of minor religions may muddy that a bit but shouldn't)

Jasas this country would be a fine spot if I hadent kept telling the labour party to fuck off when they followed me round, cap in hand, asking me to join


All those years i could have been in the dail shouting "fuck off ya bollix" at alll sorts of gombeens

[Guest]

I have a Niece who I would have expected to be immune to the whole MeFest bollocks but she seems to be going for the whole 9 yards. She's marrying an American dude so there is going top be a registry office there which I think her family are expected to go to followed by the whole 'Irish Wedding' experience.

I'm all for the ceremonial (... can't find the right word for marking significant moments not quite rites of passage ...) and all that but once it takes more than two days to find a bridesmaids dress or you spend more than €2 per invitation then you are doing something terribly wrong.

Get married, throw a big party, try to get as many people who matter to you and as many family members as you can (no matter how much you despise them) to come along. Feed them well, try and get everyone to mingle.Something most couples miss is that its actually not all about you. If you push dozens or hundreds of people into sharing a day together it is your responsibility to make sure they have fun. Give them some drink but mostly make them buy their own. Later you put on some music they can dance to and also and this is another most important thing people miss out on there should also be an area for people to sit around and chill and chat without having their eardrums smashed by the awful dance music.
All this can be done for a fraction of what people typically spend.

Best man getting his hole

You forgot, best man getting his hole!

I don't know lottie, not sure SP is up to the job at all at all

[Guest]

The insanity around weddings has surely jumped the shark by now. Never mind you not going, for her own dignity make sure she doesn't go either. Stupic selfish princesses like that should be told to GTFO by everyone involved, it sounds like most of her own family have told her already but she's too self obsessed to listen.

Might be taking the plunge soon myself, very tempted to have an immediate family only wedding, I feel utter dread when I think about all the shite that a typical Irish wedding entails. I would be more in favour of having a few extras than Gf, but once you start adding names politics comes into it. Far easier to fuck off abroad with close family then everyone else breathes a massive sigh of relief that they aren't receiving a fine in the post

[tylerdurden94]

Dont mean to butt in Danny but I have a Synology Diskstation DS412+ with 8TB's including synology's RAID system.
I can access anything from it at any time and stream even over 3g. Theres a number of android apps that can assist. I have the UPC 240/24 and I feel I'm finally where I want to be with my storage.
It's reasonably priced considering what it can do.

I really dont trust the google cloud thing. have you seen CitizenFour?

Forgot to answer this bit last night, have seen it and really liked it I've read a bunch about the whole thing and was nice to see the story unfold on the screen.

Question for the BBV.

My missus has been invited to her housemates wedding this November in Cancun. She isn't hugely good friends with this chick, she worked with her for a bit I guess, but they wouldn't socialise or hang out. Situational usage for lifts and favours are given both ways.

Anyway, I haven't spoken more than total 30 words to the bride, and less to the groom but my missus wants me to go.

I am vastly inexperienced with weddings, and how they operate these days, but it seems to me the bride and groom are pulling a fast one here? They are essentially getting a free wedding trip (if enough people book).

Its $1600 per person, all inclusive (and flights). Like the price isn't extortionate for an AI trip to Cancun for a week with flights, and its certainly not outrageous but its not cheap either.

I feel a bit dirty about it. I feel worse that none of Bride or Grooms family are going ('can't afford it'-bride), and only 17 people total, of about 40 +partners have been invited. Its not putting me under terrible strain financially but it may mean missing my cousins wedding or Christmas at home. It is putting the missus under pressure though. She desperately wants to go travel Asia and its a decent dent in her savings for that trip.

Am I wrong to think the whole situation is a bit unsavoury? I am of the view that a wedding should be something as convenient as the cost is reasonable for your friends and family? I'd hate to think my family or best mates or ANY one I invited couldn't attend because I had it in a completely ridiculous venue with a somewhat prohibitive cost and I'd hate it even more to think that my friends thought I only had it there to save me a few bob and get a free wedding trip.

I'm not sure if this is a Canadian only thing, I don't know if Irish people do such things. I know my cousins wedding is nothing of the sort.

Kinda catch 22 now, cos if I refuse to go, then the missus might reasonably or unreasonably ask why should we go to my cousins and not her mate/housemates, or she might say she'd rather go to Mexico than ireland in Winter.

The deposit it 250. I think the best line is to sink that and play the long game? Thoughts bbv collective?

As Dice said better off making the decision now that way it's done & dusted, $1,600 for one person to go and doubled for you & the missus is kinda hefty & could well be the way to get out of not going "just too expensive" you defo shouldn't go if you are feeling iffy about it, girlfriend might be doing it out of guilt but then you're doing it out of guilt for her.

[Guest]

Question for the BBV.

My missus has been invited to her housemates wedding this November in Cancun. She isn't hugely good friends with this chick, she worked with her for a bit I guess, but they wouldn't socialise or hang out. Situational usage for lifts and favours are given both ways.

Anyway, I haven't spoken more than total 30 words to the bride, and less to the groom but my missus wants me to go.

I am vastly inexperienced with weddings, and how they operate these days, but it seems to me the bride and groom are pulling a fast one here? They are essentially getting a free wedding trip (if enough people book).

Its $1600 per person, all inclusive (and flights). Like the price isn't extortionate for an AI trip to Cancun for a week with flights, and its certainly not outrageous but its not cheap either.

I feel a bit dirty about it. I feel worse that none of Bride or Grooms family are going ('can't afford it'-bride), and only 17 people total, of about 40 +partners have been invited. Its not putting me under terrible strain financially but it may mean missing my cousins wedding or Christmas at home. It is putting the missus under pressure though. She desperately wants to go travel Asia and its a decent dent in her savings for that trip.

Am I wrong to think the whole situation is a bit unsavoury? I am of the view that a wedding should be something as convenient as the cost is reasonable for your friends and family? I'd hate to think my family or best mates or ANY one I invited couldn't attend because I had it in a completely ridiculous venue with a somewhat prohibitive cost and I'd hate it even more to think that my friends thought I only had it there to save me a few bob and get a free wedding trip.

I'm not sure if this is a Canadian only thing, I don't know if Irish people do such things. I know my cousins wedding is nothing of the sort.

Kinda catch 22 now, cos if I refuse to go, then the missus might reasonably or unreasonably ask why should we go to my cousins and not her mate/housemates, or she might say she'd rather go to Mexico than ireland in Winter.

The deposit it 250. I think the best line is to sink that and play the long game? Thoughts bbv collective?

Go the fuck & drink your body weight in tequila!

[Opr]

http://www.youtube.com/watch?v=-suvkwNYSQo

Opr

[Megatron]

Might be taking the plunge soon myself, very tempted to have an immediate family only wedding, I feel utter dread when I think about all the shite that a typical Irish wedding entails. I would be more in favour of having a few extras than Gf, but once you start adding names politics comes into it. Far easier to fuck off abroad with close family then everyone else breathes a massive sigh of relief that they aren't receiving a fine in the post

Currently going through organising a Wedding for this July. Really wish I had gone abroad at this stage. Costs etc getting silly. I have semi avoided guest list as I know it will be a complete mare.

Given the choice again I'd be heading off but am pot committed at this stage with deposits paid.

[Guest]

Currently going through organising a Wedding for this July. Really wish I had gone abroad at this stage. Costs etc getting silly. I have semi avoided guest list as I know it will be a complete mare.

Given the choice again I'd be heading off but am pot committed at this stage with deposits paid.

I have an out for you sir.
Normally a Dundalk accent would do it but we need something stronger.
Ring with your best traveller accent or hire one to ask how things are coming along boss.
Ask as your paying big bucks for a few bales of hay for the horses.
Also a few free parking spaces for the caravans and some power points for a couple of generators.
Obv missus be heartbroken butc an then scoot abroad= happieness.

[Dice75]

Currently going through organising a Wedding for this July. Really wish I had gone abroad at this stage. Costs etc getting silly. I have semi avoided guest list as I know it will be a complete mare.

Given the choice again I'd be heading off but am pot committed at this stage with deposits paid.

Is that an open IPB invite

[Megatron]

I have an out for you sir.
Normally a Dundalk accent would do it but we need something stronger.
Ring with your best traveller accent or hire one to ask how things are coming along boss.
Ask as your paying big bucks for a few bales of hay for the horses.
Also a few free parking spaces for the caravans and some power points for a couple of generators.
Obv missus be heartbroken butc an then scoot abroad= happieness.

I used all the Traveller jokes when we doing viewing. I cracked myself up asking if there was a spot for guests to park their own accommodation.

[Megatron]

Is that an open IPB invite

I'll probably just ask the money men as I know they will fill the Cards.

[Dice75]

I'll probably just ask the money men as I know they will fill the Cards.

Actually, speaking of which. I am groomsman at a wedding in a few months (we tossed a coin between 2 of us & thankfully i lost). The groom has been to all our circle of friends weddings & never once given a present. He was single at all of them. If we don't give a anything his bride will think we are all a miserable shower so do you say something beforehand or just throw money in the card and forget about it?

[Megatron]

Actually, speaking of which. I am groomsman at a wedding in a few months (we tossed a coin between 2 of us & thankfully i lost). The groom has been to all our circle of friends weddings & never once given a present. He was single at all of them. If we don't give a anything his bride will think we are all a miserable shower so do you say something beforehand or just throw money in the card and forget about it?

Give him a toaster between you imo.
Go 4 slicer or something high spec though.

[Guest]

Actually, speaking of which. I am groomsman at a wedding in a few months (we tossed a coin between 2 of us & thankfully i lost). The groom has been to all our circle of friends weddings & never once given a present. He was single at all of them. If we don't give a anything his bride will think we are all a miserable shower so do you say something beforehand or just throw money in the card and forget about it?

How can you go to a full wedding and not give anyhing jesus.

[Wesley Harms]

Actually, speaking of which. I am groomsman at a wedding in a few months (we tossed a coin between 2 of us & thankfully i lost). The groom has been to all our circle of friends weddings & never once given a present. He was single at all of them. If we don't give a anything his bride will think we are all a miserable shower so do you say something beforehand or just throw money in the card and forget about it?

You tossed a coin as to who would be the groom?

[Dice75]

How can you go to a full wedding and not give anyhing jesus.

Yeah, he was my Groomsman & another's Best Man.

[Dice75]

You tossed a coin as to who would be the groom?

Meant for Best Man

[eamonhonda]

Give him a toaster between you imo.
Go 4 slicer or something high spec though.

Then amaze him with the fact that the number on the dial is not in fact a level of toastiness but minutes!