Great to see banks hurting, but its a bit leopards ate my face.
I don't get how they can't be profitable in Ireland... 20-30% down payments on houses, strict risk averse criteria for granting them AND they make you get Mortgage Insurance (which the majority of people get blindly to "check the box for the bank").
It's a little maddening to see them rip people off, but a little great to see suffer, but a little depressing knowing less banks is a bad thing.
Christ.
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