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    There is no way that betting site shut them down over nothing, basically your mate is not telling you something such as him being limited there before or something. People will swear to anything they've done nothing wrong, they nearly always have.

    Seems like a shit settlement for them, when the betting site probably really don't want their T&C's tested in court? Dunno anything about it though. Nice for the solicitor though.

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      @sp, here's the Celtico carpaccio - would pay a lot in a restaurant for this:

      20210408_134314.jpg
      "We are not Europeans. Those people on the continent are freaks."

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        In the golf, when arranging tee times and pairings, I assume this is not a random process in the first two rounds and is pretty much done based on player profile? i.e. they will stick three high profile players in a group at a time that gets max TV coverage?
        "We are not Europeans. Those people on the continent are freaks."

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          Originally posted by Raoul Duke III View Post
          In the golf, when arranging tee times and pairings, I assume this is not a random process in the first two rounds and is pretty much done based on player profile? i.e. they will stick three high profile players in a group at a time that gets max TV coverage?
          Yes, definitely. Selected by a combination of the TV companies and the local organisers to come up with interesting pairings and a steady flow of the high-profile contenders throughout the day.

          Comment


            Originally posted by Pat Mustard View Post

            I have a friend who's a broker, says he's essentially a document collector and storyteller.they try to show you in the best light possible, he tells a story of hard working, frugal clients, up to the lenders to decide whether they want to believe it or not. Him saying "ah come on lads, they are good for it, that was only a few bets around Cheltenham" means nothing if they don't pass the required stress tests and criteria which differ depending on institution. He just knows which are more cautious and what they look for.
            But thats what we want. Both Ed and myself in our respective situations probably pass whatever stress tests, Ed just need someone to cut through bullshit about why a €25 transfer to a godson is a valid transfer.
            "We're not f*cking Burundi" - Big Phil

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              oh i feel that was an awkward conversation with the big B just there. They asked all the tough questions and I don't know - I definitely rambled a lot.
              "We're not f*cking Burundi" - Big Phil

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                Noticed a lot of chat in the 'buying now' thread on boards.ie that people who were bidding on the basis of being told by the banks 'oh, you'll definitely get an exemption' that said exemptions are not actually coming through when attempting to get full mortgage approval on the property they're sale agreed on. This is annoying, as it obviously wastes time for both sides of the transaction but also is driving up prices across the board by facilitating bids that are not backed by $$$.

                I'm going to start to add 'am not relying on an exemption to CB lending rules' bullet to my list of reasons why we are a great prospective buyer when selling ourselves to the EA/seller during the bidding process

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                  Question for the gym peoples...is the stronglifts 5x5 one of the best like the internet tells me ?

                  Mainly to lose weight but wouldend mind some sexy shoulders...
                  This too shall pass.

                  Comment


                    Originally posted by Hitchhiker's Guide To... View Post

                    But thats what we want. Both Ed and myself in our respective situations probably pass whatever stress tests, Ed just need someone to cut through bullshit about why a €25 transfer to a godson is a valid transfer.
                    Honestly, I just want this nonsense over so I can buy some new speakers with my euro millions money

                    Comment


                      Originally posted by ionapaul View Post
                      Noticed a lot of chat in the 'buying now' thread on boards.ie that people who were bidding on the basis of being told by the banks 'oh, you'll definitely get an exemption' that said exemptions are not actually coming through when attempting to get full mortgage approval on the property they're sale agreed on.
                      The lady who processed our application told us as much. We got the exemption last year and she said it'd be a lot trickier this time round.

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                        Originally posted by oleras View Post
                        Question for the gym peoples...is the stronglifts 5x5 one of the best like the internet tells me ?

                        Mainly to lose weight but wouldend mind some sexy shoulders...
                        it's a great program. i really like it and did it for a long time. it's short and super efficient. not sure if it's the best for weight loss though, but if you decide to do it add 30 minutes on the rower or cross trainer for some cardio

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                          Originally posted by shrapnel View Post

                          it's a great program. i really like it and did it for a long time. it's short and super efficient. not sure if it's the best for weight loss though, but if you decide to do it add 30 minutes on the rower or cross trainer for some cardio
                          Ill keep up the hour+ walking daily..while I am still vaccine dodging...sooner its in my arm sooner im back working for the man.
                          This too shall pass.

                          Comment


                            Originally posted by oleras View Post
                            Question for the gym peoples...is the stronglifts 5x5 one of the best like the internet tells me ?

                            Mainly to lose weight but wouldend mind some sexy shoulders...
                            It's not good for weightloss, it's not good for building muscle (in comparison to other programs), what it is good for is taking newish people to weightlifting and making them much stronger much faster. You're more looking for high volume programs for weightloss and maximal muscle gain.

                            Comment


                              Originally posted by oleras View Post
                              Question for the gym peoples...is the stronglifts 5x5 one of the best like the internet tells me ?

                              Mainly to lose weight but wouldend mind some sexy shoulders...
                              It's a very good program to start with because it's simple to follow and it gives solid strength gains - your body will build strength and muscle if you follow it properly. I would highly recommend it as a training program for someone who's been inactive because there aren't heavy joint impacts like in running or HIIT. That said talk to someone who is knowledgeable about weights and exercise as they will give you plenty of pointers on form etc. Yoga will also be massively complimentary to weight lifting if you try it. Flexibility and core muscle groups will go through the roof from it. Fantastic for injury prevention and recovery between gym sessions. I can't recommend it enough

                              Weight loss can be simplified as (calories burned > calories consumed). Technically you can sit on your hole and lose weight by reducing calories but that doesn't mean it's a good thing. Anyway your calories burned by activities must exceed your intake to lose weight.

                              Will you lose weight doing stronglifts? Yes but only if you're running a calorie deficit and you can get loads of online calculators or info on this. The best way to track calories I find is an app such as myfitnesspal but you must be 100% truthful in every single snack or food that's consumed.

                              Weight loss is approximately 90% diet, 10% exercise and 100% mindset. Good luck to you Oleras.

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                                Originally posted by Hitchhiker's Guide To... View Post
                                oh i feel that was an awkward conversation with the big B just there. They asked all the tough questions and I don't know - I definitely rambled a lot.
                                Isn't that okay though? My understanding of news media interviews with experts is that they spend loads of time asking questions and getting detailed answers and then pick a ridiculously small number of sentences for the piece. You could have spent 80% of the time talking about bananas and it would probably have the same result.

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                                  Person...Woman...Man......Camera..TV

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                                    Originally posted by Ed View Post

                                    The lady who processed our application told us as much. We got the exemption last year and she said it'd be a lot trickier this time round.
                                    What do you mean by exemption? Being able to buy above 3.5 times? Or is the first time buyer thing an exemption?
                                    "We're not f*cking Burundi" - Big Phil

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                                      Originally posted by balfejohn View Post
                                      Powerful Aggie 4.00 Gowran Park
                                      Came 4th
                                      "I can’t find anyone who agrees with what I write or think these days, so I guess I must be getting closer to the truth." - Hunter S. Thompson

                                      Comment


                                        Originally posted by Hitchhiker's Guide To... View Post

                                        What do you mean by exemption? Being able to buy above 3.5 times? Or is the first time buyer thing an exemption?
                                        There's some leeway on the 3.5x criteria that allows banks to approve up to 4.5 times. Not sure how you qualify for it though

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                                          Great British Menu this week is one of the best I've ever seen. Kim and Ollie 2 of the best chefs I've seen on it. Rooting for Kim, she seems like she would be great fun to work with.

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                                            Par 67. Lolz.
                                            Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                              Originally posted by AndyFatBastard View Post

                                              Came 4th
                                              Needed another 1/2 mile by the looks of it
                                              sorry bout that

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                                                Signed contract for the house yesterday. Paid deposit across to solicitor.

                                                Couldn't have been a less interesting transaction, got a yellow receipt for transfer and that's it. Not even a jokey blank key or key fob. Serious anti climax.

                                                Sale Agreed in September to Sold in April, to hopefully in the fucking house before 2022.

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                                                  Originally posted by Wombatman View Post
                                                  Par 67. Lolz.
                                                  Justin Rose thinks so .

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                                                    Dr. Martin Tobin the the lead expert in the George Floyd / Derek chauvin case today.
                                                    ﴾͡๏̯͡๏﴿

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                                                      Also - you're all welcome. Backed DeChambeau to take him out of contention.

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                                                        Go on Shane. Great finish.
                                                        Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                                          What drugs is this Rose fella on?

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                                                            I'd love Rose to say sure it's a par 67 around here in the interview.

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                                                              I always thought Ian Woosnam was a very enjoyable name to pronounce. A bit like woozle in Winnie the Pooh.

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                                                                Originally posted by hotspur View Post
                                                                I always thought Ian Woosnam was a very enjoyable name to pronounce. A bit like woozle in Winnie the Pooh.
                                                                Met him in the poteen still in Rathcoole years ago. He was so pissed he couldn't even say his own name. Falling against the bar. Must be a difficult name to say when you are drunk and trying to appear sober.

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                                                                  Originally posted by oleras View Post
                                                                  Question for the gym peoples...is the stronglifts 5x5 one of the best like the internet tells me ?

                                                                  Mainly to lose weight but wouldend mind some sexy shoulders...
                                                                  Agree with the above. It's a good basic program for learning movements and basics of linear progression. But there are better versions of it.(Strong lifts was based on Starting Strength, which included chin-ups, power cleans)
                                                                  It's a strength program, so there are better programs specifically for muscle building or weight loss. But the biggest driver of both of those is diet.

                                                                  Stronglifts + Cardio is a good option. (alternatively Starting Strength + Cardio)

                                                                  Alternative, if you wanted more weights rather than adding cardio. Ice Cream Fitness is a good option.
                                                                  Basically Stronglifts + more isolation exercises. Which will help more with muscle building, energy burned an weight loss.
                                                                  https://www.muscleandstrength.com/wo...novice-workout

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                                                                    Originally posted by Emmet View Post
                                                                    What drugs is this Rose fella on?
                                                                    I was about to BBV Rose around the turn by mentioning that the MASSIVE lucky bounce for eagle would going to gloss over his round. Obviously I didn't post and he birdies 6 of the back 9.

                                                                    The real question is if Rose would like to share some of those drugs with McIlroy just before the Ryder Cup starts.

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                                                                      IPB Masters Sweep 2021 Standings Update
                                                                      Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                                                        I hold silver in tit for tat, and I love you for that

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                                                                          Prince Phillip browners
                                                                          I hold silver in tit for tat, and I love you for that

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                                                                            Ooni arrives today, just the 155 days lead time.
                                                                            "We are not Europeans. Those people on the continent are freaks."

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                                                                              Originally posted by Lazare View Post
                                                                              Prince Phillip browners
                                                                              Can't imagine lizzy staying on the throne much longer after this.

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                                                                                Originally posted by shrapnel View Post

                                                                                Can't imagine lizzy staying on the throne much longer after this.
                                                                                Not the done thing old chap. Stiff upper lip, what what.
                                                                                "We are not Europeans. Those people on the continent are freaks."

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                                                                                  Originally posted by Lazare View Post
                                                                                  Prince Phillip browners
                                                                                  Agonisingly shy of the century, UL but a fine knock all the same.

                                                                                  How are you and the kids feeling?
                                                                                  "We are not Europeans. Those people on the continent are freaks."

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                                                                                    old silly phillys bloopers will soon be doing the rounds.

                                                                                    3 months from a telegram from the missus . 99 decent spin .

                                                                                    A great comedian gone too soon


                                                                                    i seem to remember his quip about there being eating dogs for anorexics to a wheelchair bound blind girl and her dog.

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                                                                                      How come he's prince and not king?
                                                                                      like the missus is the queen?
                                                                                      ﴾͡๏̯͡๏﴿

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                                                                                        Only noticed today that DAB radio in Ireland is gone. Quite the short lived waste of time/ investment. https://www.rte.ie/news/ireland/2021...e-dab-network/
                                                                                        Person...Woman...Man......Camera..TV

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                                                                                          Originally posted by Micknail View Post
                                                                                          How come he's prince and not king?
                                                                                          like the missus is the queen?
                                                                                          Only the direct line are 'real' Kings or Queens.
                                                                                          e.g., Charles will be King eventually but Camilla will probably just have some posh title - even if she was called Queen it would be a temporary title as she would lose it automatically on Charles death.
                                                                                          William & Kate might be interesting - the public love them so much that I think there'll be a demand that she be given Queen.

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                                                                                            Originally posted by shrapnel View Post

                                                                                            Can't imagine lizzy staying on the throne much longer after this.
                                                                                            Why is Ann below Andrew but Charlotte is above Louis? Going to have to do up one for these succession lines for my estate.

                                                                                            https://en.wikipedia.org/wiki/Succes...British_throne
                                                                                            Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                                                                              Originally posted by Micknail View Post
                                                                                              How come he's prince and not king?
                                                                                              like the missus is the queen?
                                                                                              He is with the real king now . Right Laz?

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                                                                                                I'm guessing no sports events are in danger of being cancelled - football, Aintree etc?
                                                                                                The older posters might remember how out of control it got in 1997 for Diana with a week of random postponements.
                                                                                                Reaching a zenith with UEFA/FIFA being put under pressure to cancel WC qualifier games to show their respect.

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                                                                                                  Originally posted by Solksjaer! View Post

                                                                                                  He is with the real king now . Right Laz?
                                                                                                  Ben E. ?
                                                                                                  ﴾͡๏̯͡๏﴿

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                                                                                                    Brutal start for Shane. Will be F-ing and blinding all day, and Justin will have to listen to it.
                                                                                                    Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                                                                                      Originally posted by Raoul Duke III View Post

                                                                                                      Agonisingly shy of the century, UL but a fine knock all the same.

                                                                                                      How are you and the kids feeling?
                                                                                                      We're all doing good, I'm well over the worst thankfully, and it seemed to bounce off the kids.

                                                                                                      Wife has started to come down with some symptoms though, so waiting on an appointment for a second test for her.

                                                                                                      Thanks for asking.
                                                                                                      I hold silver in tit for tat, and I love you for that

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                                                                                                        Person...Woman...Man......Camera..TV

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                                                                                                          FFS, everything cancelled on BBC1 and 2 for news about the dead lad.
                                                                                                          Person...Woman...Man......Camera..TV

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                                                                                                            Property market update. Just accepted an offer on an apartment I'm selling. I actually accepted a lower bid as it was a cash buyer.

                                                                                                            Agent called back a short while later to say there'd been a late offer, 20 mins past the cutoff point for bids. Between the to-ing and fro-ing over the next couple of hours there were a couple of additional bids and I ended up settling for 10% higher than the original price I'd have ben perfectly happy with.

                                                                                                            Nice to be on the right side of if for a change!

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                                                                                                              Jayzus, Sheila! I forgot me feckin' trousers

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                                                                                                                Originally posted by ComradeCollie View Post
                                                                                                                FFS, everything cancelled on BBC1 and 2 for news about the dead lad.
                                                                                                                It's like Budget Day from years ago when it used be on RTE 1 & 2 with no cartoons.

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                                                                                                                  Originally posted by ArmaniJeans View Post
                                                                                                                  I'm guessing no sports events are in danger of being cancelled - football, Aintree etc?
                                                                                                                  The older posters might remember how out of control it got in 1997 for Diana with a week of random postponements.
                                                                                                                  Reaching a zenith with UEFA/FIFA being put under pressure to cancel WC qualifier games to show their respect.
                                                                                                                  WTF older members, '97 is a blink ago FFS, I assumed u were 55+

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                                                                                                                    Originally posted by oleras View Post
                                                                                                                    Question for the gym peoples...is the stronglifts 5x5 one of the best like the internet tells me ?

                                                                                                                    Mainly to lose weight but wouldend mind some sexy shoulders...
                                                                                                                    It's gone out of fashion. The Reddit fitness forum is very against it. The first few weeks are good but after that you're spending an excessive amount of time on squats. Think there's better programs these days.

                                                                                                                    I was reading this guy's book recently. He takes a topic, spends months researching it, and writes up his synopsis.
                                                                                                                    https://www.julian.com/

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                                                                                                                      Originally posted by ComradeCollie View Post
                                                                                                                      FFS, everything cancelled on BBC1 and 2 for news about the dead lad.
                                                                                                                      "Protests" called off up North as a mark of respect
                                                                                                                      Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                                                                                                        My golf picks copied from ye lads

                                                                                                                        Leishman, Harman, Speith, Champ, Garcia and Langer all EW

                                                                                                                        What could possibly go wrong......gulp

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                                                                                                                          Originally posted by Wombatman View Post

                                                                                                                          "Protests" called off up North as a mark of respect
                                                                                                                          The Sinn Fein leadership consoling with QE2 when they would have gladly blown them to smithereens given half the chance not so long ago takes the biscuit for me.
                                                                                                                          Person...Woman...Man......Camera..TV

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