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    Ask Dillon 4.10 Exeter

    Comment


      Enjoyed that AMA on 2p2 from FTP.

      Comment


        Harsh on Lowe there, I don't think he touched the line
        Edit: OK there is another angle fair enough

        Ah FFS That was too easy for France
        Turning millions into thousands

        Comment


          Poor scrappy game. We deserved the win but nothing to take from that.

          Comment


            Originally posted by shrapnel View Post
            Poor scrappy game. We deserved the win but nothing to take from that.
            France took their chances and Ireland had a lucky bounce for the try. Ultimately poor defending out wide cost us for both tries but we didn't deserve to win. How Henderson and Healy came back from HIA I'll never know. Unless Ross Byrne learns to run and pass or even run I can't see him adding many more international caps albeit he did quite well when called upon today. Byrne Jr, and Healy should pass him out soon enough (I'm excluding Carberry from any discussion as I don't know if he'll every be a long term option). Cooney, Marmion, Blade and Carty all could have added something today but it wouldn't have been enough to change the result. There's just that bit of predictable ruthlessness missing from Schmidt's era and our stalwarts are no longer at their peak.

            Comment


              More classic dicking about from Leeds goalkeeper Meslier in the Arsenal Leeds game. Risk vs reward craziness.
              Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

              Comment


                "We're not f*cking Burundi" - Big Phil

                Comment


                  Originally posted by balfejohn View Post
                  Ask Dillon 4.10 Exeter
                  came 4th m9
                  "I can’t find anyone who agrees with what I write or think these days, so I guess I must be getting closer to the truth." - Hunter S. Thompson

                  Comment


                    Originally posted by AndyFatBastard View Post

                    came 4th m9
                    Came forth
                    Turning millions into thousands

                    Comment


                      time was round these parts you could stake your house on a horse tip. look at us now. 4th.
                      "We're not f*cking Burundi" - Big Phil

                      Comment


                        Originally posted by Goodluck2me View Post
                        Enjoyed that AMA on 2p2 from FTP.
                        What was this? I had a quick look on the site but couldn't see anything, have you a link?

                        I know Denny like 2+2, is it good reading outside of poker?

                        Comment


                          Originally posted by Hitchhiker's Guide To... View Post
                          time was round these parts you could stake your house on a horse tip. look at us now. 4th.
                          Stake your fort

                          Comment


                            Originally posted by Murdrum View Post

                            What was this? I had a quick look on the site but couldn't see anything, have you a link?

                            I know Denny like 2+2, is it good reading outside of poker?
                            https://forumserver.twoplustwo.com/2...012-a-1785447/

                            There are a few people that would know the people involved but I have a suspicion that the guy doing the AMA is a lad who used to be a semi reg in the Aquarium back in the day.
                            Turning millions into thousands

                            Comment


                              What's lowest cost SIPP style pension provider in Ireland?

                              As part of my Brexiting am losing my pension provision entitlements so need to start afresh.

                              (Understand that BBV's favourite topic is pensions)

                              Comment


                                Originally posted by Murdrum View Post

                                What was this? I had a quick look on the site but couldn't see anything, have you a link?

                                I know Denny like 2+2, is it good reading outside of poker?
                                I only ever read direct links from here, it’s too big to follow regularly.

                                Comment


                                  Originally posted by Murdrum View Post

                                  What was this? I had a quick look on the site but couldn't see anything, have you a link?

                                  I know Denny like 2+2, is it good reading outside of poker?
                                  BFI is worth reading. Not sure about the rest anymore. I used to read OOT but it stopped being worth it.

                                  Think Lloyd is still a sports reg over there.

                                  Comment


                                    Any recommendations for buying ties on-line?

                                    It's usually something I do in B&M shops but have a few work ties that are getting a little scraggly and with no end in sight for this lockdown, I'd prefer picking up a few now.

                                    Comment


                                      Funny the hair on my head has few grey hairs . I dont shave for 3 weeks and my beard is as white Mary's little lamb. Not a good look Spring is coming and I will be sheared

                                      Everton to lose to Fulham was a banker after that Spurs game.

                                      Took me ages to log in . No sign of an improvement the site will expire . Went back in on cryptoscouser over the weekend. The irony of lolpool making me rich.

                                      Comment


                                        Originally posted by Strewelpeter View Post

                                        https://forumserver.twoplustwo.com/2...012-a-1785447/

                                        There are a few people that would know the people involved but I have a suspicion that the guy doing the AMA is a lad who used to be a semi reg in the Aquarium back in the day.
                                        My main memory of working there was the entire CRM backend seemed to run on a Joomla backend and was incredably easy to see what was in everyones balance transation history.
                                        I was only there a wet week, was contracted in for a role that never materialized and ended up in support for about a month before moving on.
                                        People say I should be more humble I hope they understand, they don't listen when you mumble
                                        Get a shiny metal Revolut card! And a free tenner!
                                        https://revolut.com/referral/jamesb8!G10D21

                                        Comment


                                          Originally posted by Solksjaer! View Post
                                          Took me ages to log in . No sign of an improvement the site will expire . Went back in on cryptoscouser over the weekend. The irony of lolpool making me rich.
                                          There's a job added last week meant to clear issues every X hours.
                                          I'll have a look at it tonight, between house, family and work, I'm stretched a little thin atm
                                          People say I should be more humble I hope they understand, they don't listen when you mumble
                                          Get a shiny metal Revolut card! And a free tenner!
                                          https://revolut.com/referral/jamesb8!G10D21

                                          Comment


                                            but as per usual, I manually fiddle and it's grand for a while...
                                            People say I should be more humble I hope they understand, they don't listen when you mumble
                                            Get a shiny metal Revolut card! And a free tenner!
                                            https://revolut.com/referral/jamesb8!G10D21

                                            Comment


                                              Been out of Ireland a long time, and when I was there, pensions was never something even remotely on my mind.

                                              That said, I always had the feeling the whole thing was just ludicrously confusing, almost... designed that way.

                                              Like do you guys have WealthSimple? or the likes?
                                              Or easy and explainable government literature on account types and stuff?

                                              I've prob said it here before but Canada do any unreal job of this stuff.
                                              "The most difficult thing is the decision to act, the rest is merely tenacity."

                                              Comment


                                                Originally posted by Theresa View Post
                                                Been out of Ireland a long time, and when I was there, pensions was never something even remotely on my mind.

                                                That said, I always had the feeling the whole thing was just ludicrously confusing, almost... designed that way.

                                                Like do you guys have WealthSimple? or the likes?
                                                Or easy and explainable government literature on account types and stuff?

                                                I've prob said it here before but Canada do any unreal job of this stuff.
                                                There's plenty of literature on our company plan. Still the gist of it has always been simple, max your AVCs and take advantage of the tax incentive.

                                                Comment


                                                  Originally posted by Strewelpeter View Post

                                                  https://forumserver.twoplustwo.com/2...012-a-1785447/

                                                  There are a few people that would know the people involved but I have a suspicion that the guy doing the AMA is a lad who used to be a semi reg in the Aquarium back in the day.
                                                  Yeah the big American guy, very learned fellow. Posted on boards poker forum mainly about correct live rulings according to Roberts rules. Often read his book at the breaks. Think IonaPaul may have worked at FT at around the same time. I think this is the guy your thinking of.

                                                  Comment


                                                    Mickste got in touch with me on twitter sharing this

                                                    It's incredible.

                                                    Scan the globe and tune in to thousands of radio stations. I know you can Google all this, but this a great app.

                                                    I'm on a Havana station at the moment, I think that's where this link will send you. Zoom out and in to wherever you want.

                                                    http://radio.garden/listen/radio-habana-cuba/FOP80FSZ
                                                    I hold silver in tit for tat, and I love you for that

                                                    Comment


                                                      Originally posted by Theresa View Post
                                                      Been out of Ireland a long time, and when I was there, pensions was never something even remotely on my mind.

                                                      That said, I always had the feeling the whole thing was just ludicrously confusing, almost... designed that way.

                                                      Like do you guys have WealthSimple? or the likes?
                                                      Or easy and explainable government literature on account types and stuff?

                                                      I've prob said it here before but Canada do any unreal job of this stuff.
                                                      Nah. You're spot on. They need some sort of benchmark pension accounts that all providers are obliged to offer with incredibly clear and simple rules.
                                                      "We're not f*cking Burundi" - Big Phil

                                                      Comment


                                                        Originally posted by Hitchhiker's Guide To... View Post

                                                        Nah. You're spot on. They need some sort of benchmark pension accounts that all providers are obliged to offer with incredibly clear and simple rules.
                                                        Here its so simple, two account types, you are eligible for both from 18.
                                                        Every bank, investment firm, and robo advisor offers these two account types.

                                                        RRSP (registered retirement savings plan)
                                                        A plan that reports its holdings yearly to the gov.
                                                        Max contribution per year is 15% of last years gross salary (I think).
                                                        You use it to reduce your taxable income in a given year, and get taxed on the way out when your total income is lower (and so theoretically so is your tax band)
                                                        You can contribute through your employer and most employers give a match.
                                                        Or you can contribute after tax earnings whenever you like (and you are given the tax you did pay back at tax return time).

                                                        So for example, I did 10k worth of contract work this year, I have to pay tax on that, but instead Ill just deposit cash to my RRSP to offset the income. Deferring the tax so simply.

                                                        TFSA
                                                        A plan that reports its holdings yearly to the gov.
                                                        You get 6k contribution room per calendar year.
                                                        You contribute post tax money.
                                                        Any returns you make are entirely tax free.

                                                        Both accounts can hold a range of investment vehicles, cash, bonds, currency, equities, commodities, ETFs, (no crypto yet).

                                                        Every year the CRA updates your contribution room and you can view any deposits, returns, withdrawals on the CRA site.

                                                        So easy.

                                                        I mean maybe Ireland has something similar, but I was impressed with the simplicity of it all here.
                                                        "The most difficult thing is the decision to act, the rest is merely tenacity."

                                                        Comment


                                                          Has anyone heard from The Scuab recently?

                                                          Randomly popped into my head with mention of DBMickStephens
                                                          "The most difficult thing is the decision to act, the rest is merely tenacity."

                                                          Comment


                                                            Originally posted by Theresa View Post
                                                            Has anyone heard from The Scuab recently?

                                                            Randomly popped into my head with mention of DBMickStephens
                                                            Feel like Kayroo has joined in the RD3 avoidance. Really hoping he's just working on some ukulele performance.
                                                            Person...Woman...Man......Camera..TV

                                                            Comment


                                                              Originally posted by ComradeCollie View Post

                                                              Feel like Kayroo has joined in the RD3 avoidance. Really hoping he's just working on some ukulele performance.
                                                              Start checking domain reg's for HorseHeadElite.ie
                                                              People say I should be more humble I hope they understand, they don't listen when you mumble
                                                              Get a shiny metal Revolut card! And a free tenner!
                                                              https://revolut.com/referral/jamesb8!G10D21

                                                              Comment


                                                                Originally posted by ComradeCollie View Post

                                                                Feel like Kayroo has joined in the RD3 avoidance. Really hoping he's just working on some ukulele performance.
                                                                I’ve seen Kayroos name on boards recently so he might be having site issues too.

                                                                Easiest way to check is if real life Hitch can send a tweet that can get real life Kayroo enraged.

                                                                Then when they’re finished their more cordial back & forth, they can come here to take the gloves off.

                                                                Comment


                                                                  Originally posted by ComradeCollie View Post

                                                                  Feel like Kayroo has joined in the RD3 avoidance. Really hoping he's just working on some ukulele performance.
                                                                  Kayroo was here a few days ago, pointing out the flaws in my idea that Major Ingram should have used The Generation Game precedents as his defence for cheating on Millionaire.

                                                                  Comment


                                                                    Just out of interest, are people still having site issues today?
                                                                    My usual first load of the day issue didn't seem to happen.
                                                                    Dom fixed the missing gold stars under everyones name, causing errors on every page load.
                                                                    Added the clear system cache issue to scheduled tasks (manually ran it last night as well)
                                                                    One thing I did do was whitelist IPB on my adblocker which stopped one raft of warning on the console.
                                                                    Last edited by DeadParrot; 16-02-21, 10:04.
                                                                    People say I should be more humble I hope they understand, they don't listen when you mumble
                                                                    Get a shiny metal Revolut card! And a free tenner!
                                                                    https://revolut.com/referral/jamesb8!G10D21

                                                                    Comment


                                                                      Originally posted by Theresa View Post

                                                                      Here its so simple, two account types, you are eligible for both from 18.
                                                                      Every bank, investment firm, and robo advisor offers these two account types.

                                                                      RRSP (registered retirement savings plan)
                                                                      A plan that reports its holdings yearly to the gov.
                                                                      Max contribution per year is 15% of last years gross salary (I think).
                                                                      You use it to reduce your taxable income in a given year, and get taxed on the way out when your total income is lower (and so theoretically so is your tax band)
                                                                      You can contribute through your employer and most employers give a match.
                                                                      Or you can contribute after tax earnings whenever you like (and you are given the tax you did pay back at tax return time).

                                                                      So for example, I did 10k worth of contract work this year, I have to pay tax on that, but instead Ill just deposit cash to my RRSP to offset the income. Deferring the tax so simply.

                                                                      TFSA
                                                                      A plan that reports its holdings yearly to the gov.
                                                                      You get 6k contribution room per calendar year.
                                                                      You contribute post tax money.
                                                                      Any returns you make are entirely tax free.

                                                                      Both accounts can hold a range of investment vehicles, cash, bonds, currency, equities, commodities, ETFs, (no crypto yet).

                                                                      Every year the CRA updates your contribution room and you can view any deposits, returns, withdrawals on the CRA site.

                                                                      So easy.

                                                                      I mean maybe Ireland has something similar, but I was impressed with the simplicity of it all here.
                                                                      I wrote an article for the paper on the folly of ignoring your pension quite a while back, I’ll see if I can dig it out.

                                                                      The problem with pensions in Ireland as I see it are
                                                                      - there are two many choices, which are poorly understood by even investment professionals, save for their pension expert team.
                                                                      - too few people start a pension early in their career missing out on huge compounded gains
                                                                      - the government won’t be able to afford all of the public sector pensions in time as people live much longer, and rates stay low, given the refusal of the general public to admit that retirement ages need to increase with later mortality.
                                                                      - the general population aren’t saving well enough for pension, expecting to have a DB type benefit when nearly every new plan is DC and therefore not guaranteed.
                                                                      - people assume they can rely on the state pension of €12k/yr as a base, when in reality that too mightn’t be affordable by 2040 etc.

                                                                      lastly, and ironically the recent moves to shut down ARFs will only further enrage those who took the conscious decision to plan for the future and to be able to leave a lump sum, taking more trust away from the whole system (much like the honey pot dipping in c 2011 when pension money was fleeced).

                                                                      Comment


                                                                        Originally posted by DeadParrot View Post
                                                                        Just out of interest, are people still having site issues today?
                                                                        My usual first load of the day issue didn't seem to happen.
                                                                        One thing I did do was whitelist IPB on my adblocker which stopped one raft of warning on the console.
                                                                        I always use the iPad and posts always come up with errors, but I refresh the page and it loads perfectly then.

                                                                        None of my issues can’t be solved with a refresh

                                                                        Comment


                                                                          iPhone
                                                                          Multiple errors on homepage. Unresponsive.
                                                                          A refresh and/or bashing the logo a few times resolved it.

                                                                          Comment


                                                                            Originally posted by DeadParrot View Post
                                                                            Just out of interest, are people still having site issues today?
                                                                            My usual first load of the day issue didn't seem to happen.
                                                                            Dom fixed the missing gold stars under everyones name, causing errors on every page load.
                                                                            Added the clear system cache issue to scheduled tasks (manually ran it last night as well)
                                                                            One thing I did do was whitelist IPB on my adblocker which stopped one raft of warning on the console.
                                                                            seems to load quickly this morning, hasn't been like that for quite some time.

                                                                            Comment


                                                                              Originally posted by Goodluck2me View Post

                                                                              I wrote an article for the paper on the folly of ignoring your pension quite a while back, I’ll see if I can dig it out.

                                                                              The problem with pensions in Ireland as I see it are
                                                                              - there are two many choices, which are poorly understood by even investment professionals, save for their pension expert team.
                                                                              - too few people start a pension early in their career missing out on huge compounded gains
                                                                              - the government won’t be able to afford all of the public sector pensions in time as people live much longer, and rates stay low, given the refusal of the general public to admit that retirement ages need to increase with later mortality.
                                                                              - the general population aren’t saving well enough for pension, expecting to have a DB type benefit when nearly every new plan is DC and therefore not guaranteed.
                                                                              - people assume they can rely on the state pension of €12k/yr as a base, when in reality that too mightn’t be affordable by 2040 etc.

                                                                              lastly, and ironically the recent moves to shut down ARFs will only further enrage those who took the conscious decision to plan for the future and to be able to leave a lump sum, taking more trust away from the whole system (much like the honey pot dipping in c 2011 when pension money was fleeced).
                                                                              What the craic with this new government led pension auto-enrolment? Due to start in 2022?
                                                                              https://www.iapf.ie/News/News/?id=151
                                                                              Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

                                                                              Comment


                                                                                Originally posted by DeadParrot View Post
                                                                                Just out of interest, are people still having site issues today?
                                                                                My usual first load of the day issue didn't seem to happen.
                                                                                Dom fixed the missing gold stars under everyones name, causing errors on every page load.
                                                                                Added the clear system cache issue to scheduled tasks (manually ran it last night as well)
                                                                                One thing I did do was whitelist IPB on my adblocker which stopped one raft of warning on the console.
                                                                                Pretty zippy today.
                                                                                Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

                                                                                Comment


                                                                                  Yeah, good work lads, site is flying this morn.
                                                                                  I hold silver in tit for tat, and I love you for that

                                                                                  Comment


                                                                                    Ipad/Ifone/andriod users.
                                                                                    I might have to look further into mobile performance metrics, I've done a bit but
                                                                                    not really my wheelhouse.
                                                                                    I know there is a standalone vbulletin app for mobile.
                                                                                    I don't however know if it'd be money pissed up a rope.
                                                                                    People say I should be more humble I hope they understand, they don't listen when you mumble
                                                                                    Get a shiny metal Revolut card! And a free tenner!
                                                                                    https://revolut.com/referral/jamesb8!G10D21

                                                                                    Comment


                                                                                      Originally posted by DeadParrot View Post
                                                                                      Ipad/Ifone/andriod users.
                                                                                      I might have to look further into mobile performance metrics, I've done a bit but
                                                                                      not really my wheelhouse.
                                                                                      I know there is a standalone vbulletin app for mobile.
                                                                                      I don't however know if it'd be money pissed up a rope.
                                                                                      I’ve moved to the darkside recently and I find my iPhone/iPad better than my Samsung. I’m still using both but the Samsung is older.
                                                                                      As anecdotal as it can be but just an fyi.

                                                                                      Comment


                                                                                        "Secret" Paddys day rave being reported by every news outlet this morning. Anyone that has already bought a ticket must be raging.
                                                                                        Jayzus, Sheila! I forgot me feckin' trousers

                                                                                        Comment


                                                                                          Originally posted by Theresa View Post

                                                                                          Here its so simple, two account types, you are eligible for both from 18.
                                                                                          Every bank, investment firm, and robo advisor offers these two account types.

                                                                                          So easy.

                                                                                          I mean maybe Ireland has something similar, but I was impressed with the simplicity of it all here.
                                                                                          This is the key and everything else can be filed under nice-to-have. There's no default fund concept in Ireland. They just don't have that level of sophistication in regulation. Should be the same in all utilities, where there is a default electricity, mobile, etc plan, that has some level of regulation over what that plan contains. People really need simple defaults that have some level of regulatory protection as otherwise companies abuse peoples confusion.
                                                                                          "We're not f*cking Burundi" - Big Phil

                                                                                          Comment


                                                                                            In the UK, for example, they have forced electricity companies to do this - to introduce a default plan that is the same across all companies for ease of comparison. Companies can offer anything else they want also, but they must offer that default plan.

                                                                                            Compare that to the mess of Ireland, where, for the one stat I know off the top of my head, there are 400 possible health insurance plans and no default plan that everyone can easily understand and compare across companies.
                                                                                            "We're not f*cking Burundi" - Big Phil

                                                                                            Comment


                                                                                              Originally posted by DeadParrot View Post
                                                                                              My usual first load of the day issue didn't seem to happen.
                                                                                              Yeah, thats the killer one, and seems fixed today anyway.
                                                                                              "We're not f*cking Burundi" - Big Phil

                                                                                              Comment


                                                                                                Originally posted by DeadParrot View Post

                                                                                                **Further update.**
                                                                                                It's a bit of a mess. We are gonna proceed with the caretaker option, money will stay in escrow with our solicitors (which is nice for them !) and we have the place "rent free", we should get keys next week or so.
                                                                                                Mortgage will draw down as normal.
                                                                                                I need to start refurbs as soon as we get keys so I've negotiated another month with our landlord. So here until end of march which hopefully gives us time to get everything into the house and sorted.
                                                                                                I've asked for written confirmation about permissions to make changes and insurance liability in the event we are caretakers of property.
                                                                                                I think we'll be out of pocket the months rent as the costs involved of suing the other solicitors for < 2k seem cost prohibitive.
                                                                                                Hopefully we can sort something, just takes the gleam off the whole thing. If I wasn't under pressure, I think I'd bin it all off.
                                                                                                ***Not a brick in the wall***
                                                                                                Solictor issued notice to resolve to the other two firms (our sellers and next door buyers counsel) to sort it out within 28 days or we pull contract and sue for expenses/losses.
                                                                                                We can't even go for caretaker role as the legal party we are dealing with technically don't own the property.
                                                                                                And even if we did, legally we cannot hang a photo in the place. Given the FIL needs that would create an inhabitable environment for him and mean we couldn;t properly do anything to make the house "ours".
                                                                                                As we are in contract, we are left a little in limbo, I would honestly walk away if given the choice.
                                                                                                People say I should be more humble I hope they understand, they don't listen when you mumble
                                                                                                Get a shiny metal Revolut card! And a free tenner!
                                                                                                https://revolut.com/referral/jamesb8!G10D21

                                                                                                Comment


                                                                                                  they've taken it as a challenge to see if they can stress you. hodl!
                                                                                                  "We're not f*cking Burundi" - Big Phil

                                                                                                  Comment


                                                                                                    Originally posted by Hitchhiker's Guide To... View Post

                                                                                                    This is the key and everything else can be filed under nice-to-have. There's no default fund concept in Ireland. They just don't have that level of sophistication in regulation. Should be the same in all utilities, where there is a default electricity, mobile, etc plan, that has some level of regulation over what that plan contains. People really need simple defaults that have some level of regulatory protection as otherwise companies abuse peoples confusion.
                                                                                                    Speaking of utilities, my sister got her first job after college recently and moved into a flat which is set up for prepay electricity. The landlord doesn't allow any of the meters be changed to take advantage of monthly bills. Probably he's been stung in past.

                                                                                                    The costs are ridiculous compared to a standard direct debit. Over the course of a year she'd be paying easily more than 50% vs the cheapest deal on the market. The sad thing is that they completely fleece vulnerable people who prepaid tariffs are designed to "help" - those on jobseekers or part time workers etc who don't have decent cash flow. I'm not being conservative in saying that the difference could be more than €4-500 in a year. This is a significant amount of money to those people at the end of the year.

                                                                                                    My sister is only staying for a couple of months while she finds a more suitable rental and can afford the more expensive charges but it's a joke that utility companies can charge so much.

                                                                                                    Comment


                                                                                                      Originally posted by Hitchhiker's Guide To... View Post
                                                                                                      they've taken it as a challenge to see if they can stress you. hodl!

                                                                                                      My famed chillness is taking a bit of a battering.
                                                                                                      I've spoken to my boss about taking some time as I'm starting to feel a little wooly.
                                                                                                      I can deal with a lot but this, home caring, home schooling, work and general cabin fever is taking its toll.
                                                                                                      Uncertainty is a bitch. I guess legally our landlord can't get rid of us but she's losing money the longer we are here as we have a sweetheard rent which again, bothers me a bit..
                                                                                                      People say I should be more humble I hope they understand, they don't listen when you mumble
                                                                                                      Get a shiny metal Revolut card! And a free tenner!
                                                                                                      https://revolut.com/referral/jamesb8!G10D21

                                                                                                      Comment


                                                                                                        Originally posted by DeadParrot View Post


                                                                                                        My famed chillness is taking a bit of a battering.
                                                                                                        I've spoken to my boss about taking some time as I'm starting to feel a little wooly.
                                                                                                        I can deal with a lot but this, home caring, home schooling, work and general cabin fever is taking its toll.
                                                                                                        Uncertainty is a bitch. I guess legally our landlord can't get rid of us but she's losing money the longer we are here as we have a sweetheard rent which again, bothers me a bit..
                                                                                                        I think buying/selling houses is an incredibly stressful thing.

                                                                                                        I didn't have that stress buying my own house but I can certainly relate to the difficulty. When I was trying to get a host of people to agree on the buying/selling of a house for my mam a little over a year ago the stress was ridiculous, it really is all consuming.

                                                                                                        Comment


                                                                                                          Originally posted by DeadParrot View Post


                                                                                                          My famed chillness is taking a bit of a battering.
                                                                                                          I've spoken to my boss about taking some time as I'm starting to feel a little wooly.
                                                                                                          I can deal with a lot but this, home caring, home schooling, work and general cabin fever is taking its toll.
                                                                                                          Uncertainty is a bitch. I guess legally our landlord can't get rid of us but she's losing money the longer we are here as we have a sweetheard rent which again, bothers me a bit..
                                                                                                          Good work on the site. Loads quickly

                                                                                                          Considering squatters take an age to move just move into the new gaff. Rent free .

                                                                                                          Comment


                                                                                                            Originally posted by Murdrum View Post

                                                                                                            I think buying/selling houses is an incredibly stressful thing.

                                                                                                            I didn't have that stress buying my own house but I can certainly relate to the difficulty. When I was trying to get a host of people to agree on the buying/selling of a house for my mam a little over a year ago the stress was ridiculous, it really is all consuming.
                                                                                                            the buying was ok...I had more than the usual amount of hoops to jump through as COVID has mortgage protection risk factors dialled to 11.
                                                                                                            The MP is under my name alone and needed the bank to sign off on that which took time.
                                                                                                            Of couse, if this falls down we have to start all over again.
                                                                                                            People say I should be more humble I hope they understand, they don't listen when you mumble
                                                                                                            Get a shiny metal Revolut card! And a free tenner!
                                                                                                            https://revolut.com/referral/jamesb8!G10D21

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                                                                                                              Just had a scenario in work that in an analogy sense, went something like this...


                                                                                                              'Hiya, can I buy a car off you. How much is that?'

                                                                                                              'Twenty grand'

                                                                                                              'thanks, but I actually want three cars'

                                                                                                              'ok, sixty grand'

                                                                                                              "What the fuck!! You said twenty grand, fuck off''.


                                                                                                              I hold silver in tit for tat, and I love you for that

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                                                                                                                Originally posted by Lazare View Post
                                                                                                                Just had a scenario in work that in an analogy sense, went something like this...


                                                                                                                'Hiya, can I buy a car off you. How much is that?'

                                                                                                                'Twenty grand'

                                                                                                                'thanks, but I actually want three cars'

                                                                                                                'ok, sixty grand'

                                                                                                                "What the fuck!! You said twenty grand, fuck off''.

                                                                                                                Tell him you sell blinds NOT cars ))))

                                                                                                                Comment


                                                                                                                  Originally posted by Lazare View Post
                                                                                                                  Just had a scenario in work that in an analogy sense, went something like this...


                                                                                                                  'Hiya, can I buy a car off you. How much is that?'

                                                                                                                  'Twenty grand'

                                                                                                                  'thanks, but I actually want three cars'

                                                                                                                  'ok, sixty grand'

                                                                                                                  "What the fuck!! You said twenty grand, fuck off''.

                                                                                                                  what colour where the cars?

                                                                                                                  Comment


                                                                                                                    Originally posted by Lazare View Post
                                                                                                                    Just had a scenario in work that in an analogy sense, went something like this...


                                                                                                                    'Hiya, can I buy a car off you. How much is that?'

                                                                                                                    'Twenty grand'

                                                                                                                    'thanks, but I actually want three cars'

                                                                                                                    'ok, sixty grand'

                                                                                                                    "What the fuck!! You said twenty grand, fuck off''.

                                                                                                                    I was told a similar one a few months ago by a friend who’s a carpenter.

                                                                                                                    “Hi, how much to hang 6 doors?”

                                                                                                                    “Hi, it’s x euros per door”

                                                                                                                    ”No problem, I’ll see you tomorrow”

                                                                                                                    —Tomorrow

                                                                                                                    ”I see you have 9 doors, do you want me to hang the other 3?”

                                                                                                                    ”Yes please”

                                                                                                                    ”No problem, that will be 9 * x euros”

                                                                                                                    ”You said it 6 * x euros”

                                                                                                                    “Sorry price is per door”

                                                                                                                    Cue the customer getting annoyed and my mate just walking out.
                                                                                                                    I’d definitely bottle it there and probably hang 9 for the price of 5

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                                                                                                                      Originally posted by The Istanbul View Post

                                                                                                                      Tell him you sell blinds NOT cars ))))
                                                                                                                      A project in Dublin Airport for a contractor.

                                                                                                                      Spec emailed to me last month had 6x systems on it. I quoted.

                                                                                                                      My contact gets to site and turns out there's 14x systems.

                                                                                                                      Contractor wants the 14 systems, but at a cheaper price than was quoted for 6.

                                                                                                                      Are people on crack or what.
                                                                                                                      I hold silver in tit for tat, and I love you for that

                                                                                                                      Comment


                                                                                                                        Originally posted by DeadParrot View Post
                                                                                                                        My usual first load of the day issue didn't seem to happen.
                                                                                                                        Happiness is not a goal; it is a by-product. ~Eleanor Roosevelt

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                                                                                                                          Originally posted by Hitchhiker's Guide To... View Post

                                                                                                                          This is the key and everything else can be filed under nice-to-have. There's no default fund concept in Ireland. They just don't have that level of sophistication in regulation. Should be the same in all utilities, where there is a default electricity, mobile, etc plan, that has some level of regulation over what that plan contains. People really need simple defaults that have some level of regulatory protection as otherwise companies abuse peoples confusion.
                                                                                                                          Re Utilities business

                                                                                                                          A few years ago I was able to save a business customer 5k (approx 30/35%) on his electricity bill over a 12 month contract. He was with a well known provider but had slipped out of a contract rate so was paying though the nose on the "standard variable rate" probably for several years.


                                                                                                                          Some providers will send a renewal letter at the end of your contract with a renewal offer. This rate will typically be 7/8 % higher than if you were a new customer. These are opt out offers so once a time period has elapsed they consider you in contract and subject to terms and conditions.
                                                                                                                          Others just the let the customer revert to the ridic high rate and then hope you dont get switched.

                                                                                                                          Seems to me theres something dysfunctional in a market where you can be paying up to 35% more for electricity due to falling out of contract and not being aware of it.
                                                                                                                          I know there should be an bonus on the customer to look after their affairs but it seems a high price to pay.

                                                                                                                          The regulator couldnt care less about the shenanigans going on in the business market at any rate.



                                                                                                                          Last edited by dinekes; 16-02-21, 13:40.

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