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    @rdIII three great new words to add to the lexicon there, haven’t used Maldroit before, only it’s antonym.

    i think Hitch, RD, Denny and Kayroo would enjoy a book called “Democrisis” written by David Roche on the role of democracy and it’s relationship with a country’s stage of development. Generally states you need a middle class to have a democracy or it doesn’t work optimally.

    https://www.amazon.com/Democrisis-Da.../dp/1471751651

    Comment


      Originally posted by Raoul Duke III View Post

      I did no such thing. You're really off the reservation today.
      Pretty sure that phrase is considered offensive these days. https://www.npr.org/sections/codeswi...-be-off-limits

      Rob Capriccioso, citizen of the Sault Tribe of Chippewa Indians, and Washington D.C. Bureau Chief for Indian Country Today writes:
      "I bristle when I hear the phrase because many of the people who use it nonchalantly have likely never thought about its origin, nor have they probably ever visited a reservation."
      Person...Woman...Man......Camera..TV

      Comment


        Originally posted by Goodluck2me View Post
        @rdIII three great new words to add to the lexicon there, haven’t used Maldroit before, only it’s antonym.

        i think Hitch, RD, Denny and Kayroo would enjoy a book called “Democrisis” written by David Roche on the role of democracy and it’s relationship with a country’s stage of development. Generally states you need a middle class to have a democracy or it doesn’t work optimally.

        https://www.amazon.com/Democrisis-Da.../dp/1471751651
        Yikes that sounds terribly Euro\Amero-centric as a concept. Don't like it as a central thesis at all.

        There are successfully democratic poor countries.Like go round the world, and take Costa Rica, India, Botswana and Baltic former Soviets for example, just off the top of my head.
        "We are not Europeans. Those people on the continent are freaks."

        Comment


          Originally posted by ComradeCollie View Post

          Pretty sure that phrase is considered offensive these days. https://www.npr.org/sections/codeswi...-be-off-limits
          Next you'll be telling me I can't compliment racial groups for being good at maths
          "We are not Europeans. Those people on the continent are freaks."

          Comment


            Hitch on China committing a mass genocide of the Uighurs:
            'Well there were some Uighur terrorists before' - they were kind of asking for it
            'It just shows China are serious' - makes it sound more like a professional operation
            'It's clear China have the best interests of the people at heart'


            I think it's clear that China have the best interests of anyone who doesn't step out of line, at heart. So no Uighurs, pro-democracy demonstrators or anyone who criticizes the government in any way.

            I also would not assume just because one criticizes China does that mean they support the US. The US is actually a bigger threat imo given they bomb the hell out any country they feel like and there's always another illegal coup around the corner for any country that doesn't line up behind them.

            Comment


              Originally posted by Raoul Duke III View Post

              Yikes that sounds terribly Euro\Amero-centric as a concept. Don't like it as a central thesis at all.

              There are successfully democratic poor countries.Like go round the world, and take Costa Rica, India, Botswana and Baltic former Soviets for example, just off the top of my head.
              Recommended it based on the fact it covers the topics at hand almost exactly as argued. He’s a Brit that spend huge amounts of time in Asia as MS global strategist, a good speaker and clear writer. Read it 6-7 years ago so it’s not crystal clear in memory.


              Comment


                Originally posted by Hitchhiker's Guide To... View Post

                You'll have to take that up with the Pew Research Center then. That's their estimation, as I think quite respected independent actors, that Russia is currently a hybrid of democracy and authoritarism. Although I'm sure your books on what Russia was like a hundred years ago have given you a unique insight that their 200 professional full-time political researchers have missed.
                Being a “hybrid” of democracy and authoritarianism doesn’t imply the two are close to equal or even affect all aspects of government.

                They have a parliament, with independents, oppositions, bills are submitted, debated, amended, and passed or rejected. In that instance it’s democracy.
                But only because it’s left to look after trivial day to day matters.

                The power, and the control is authoritarian.
                After going through the charade of a few elevations, even Putin isn’t bothered pretending. He announced earlier the constitution needs to be revised earlier this year. Handy power to have while on our last term constitutionally.
                Bur luckily, some MP “suggest” to the lower house that they should reset Putin’s term to zero. To which he acknowledged that it would technically be possible...if the people wished it were so.

                The allusion to the people is about as far as democracy goes on the latter front.

                Comment


                  Originally posted by Mellor View Post

                  Being a “hybrid” of democracy and authoritarianism doesn’t imply the two are close to equal or even affect all aspects of government.

                  They have a parliament, with independents, oppositions, bills are submitted, debated, amended, and passed or rejected. In that instance it’s democracy.
                  But only because it’s left to look after trivial day to day matters.

                  The power, and the control is authoritarian.
                  After going through the charade of a few elevations, even Putin isn’t bothered pretending. He announced earlier the constitution needs to be revised earlier this year. Handy power to have while on our last term constitutionally.
                  Bur luckily, some MP “suggest” to the lower house that they should reset Putin’s term to zero. To which he acknowledged that it would technically be possible...if the people wished it were so.

                  The allusion to the people is about as far as democracy goes on the latter front.
                  you do have to appreciate the "well, if the people are really asking me to be their dictator for life....and after all we Russians are used to such a system....then I suppose I selflessly have no choice but to bow to the people's wishes...democratically expressed of course"
                  "We are not Europeans. Those people on the continent are freaks."

                  Comment


                    ...
                    "We're not f*cking Burundi" - Big Phil

                    Comment


                      I think the irony of China's economic success is that it has given the Communist Party the financial means to strengthen and intensify all the many forms of oppression that they employ against their own people. And indeed beyond their own borders.

                      So in this case, increased economic well-being has actually led to worse repression and increased loss of the human rights we take for granted.
                      "We are not Europeans. Those people on the continent are freaks."

                      Comment


                        Originally posted by Raoul Duke III View Post
                        I think the irony of China's economic success is that it has given the Communist Party the financial means to strengthen and intensify all the many forms of oppression that they employ against their own people. And indeed beyond their own borders.

                        So in this case, increased economic well-being has actually led to worse repression and increased loss of the human rights we take for granted.
                        Actually another aspect to this Chinese financial muscle; they can literally buy other countries.

                        Last year, there was a letter sent to the UN condemning Chinese repression in Xinjiang. Signed by 22 countries, all of whom would be regarded as being in the vanguard of human rights
                        Lo and behold, 4 days later,a competing letter appeared - signed by 50 countries. Compliementing China on its unparalleled achievements in the fields of human rights. Well done China.

                        Check out the signatories below:

                        Signatories.png
                        "We are not Europeans. Those people on the continent are freaks."

                        Comment


                          Weather's not great for July

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                            ...
                            "We're not f*cking Burundi" - Big Phil

                            Comment


                              Originally posted by Hitchhiker's Guide To... View Post

                              Yeah. I'm not sure you know what a genocide is.

                              Tl;Dr you can google big words if you don't understand them
                              Eh... Chinese policies against the Uyghurs meets the UN definition of genocide. So... how is it not genocide?

                              Do you know what a genocide is?
                              You are technically correct...the best kind of correct
                              World Record Holder for Long Distance Soul Reads: May 7th 2011

                              Comment


                                ...
                                Last edited by Hitchhiker's Guide To...; 22-07-20, 19:14.
                                "We're not f*cking Burundi" - Big Phil

                                Comment


                                  Originally posted by Hitchhiker's Guide To... View Post

                                  While I commend you for reading the headline of the very first google search result for the keywords: Uighur and genocide; theres maybe a bit more to it actually being genocide than a few Western media pieces saying it is so. Hence presumably why the UN hasn't said this themselves - or even tried to say this (accounting for the China veto). Which you would think would be the more compelling support for it actually being the case - if the UN agreed that it met their definition. Something which is very unlikely to happen as the idea of 'cultural' genocide doesn't have any international legal status as its so vague an idea.
                                  Your point being?

                                  Your whole argument is insane. You don't get into the merits of the report of Dr. Zenz and the Foreign Affairs piece, you just say that it's not enough to be genocide. You don't engage with a legitimate criticism of your view, you attack cardshark's definition of genocide.

                                  This is the sort of reasoning used by Soviet-era Russians sometimes referred to as "And you are hanging blacks". It doesn't excuse the Chinese to give out about how the US treats their prison population. That is not an answer to the point. I mean, are you comfortable defending an authoritarian autocracy that uses forced sterilisation and "education camps"?
                                  You are technically correct...the best kind of correct
                                  World Record Holder for Long Distance Soul Reads: May 7th 2011

                                  Comment


                                    ...
                                    "We're not f*cking Burundi" - Big Phil

                                    Comment


                                      Ok so you're not engaging with the point at all.

                                      Let's get some things straight. The Bar Human Rights Committee of England and Wales published this report recently
                                      https://www.barhumanrights.org.uk/wp...to-Uyghurs.pdf

                                      In it they point to a great number of sources pointing towards a genocide in China as well as torture, religious discrimination and forced sterilisation (among other atrocities). Feel free to scroll through them and tell me how the UN not calling it a genocide means everything is fine.

                                      Classified Chinese communications obtained by the International Consortium of Investigative Journalists known as the "China Cables". Have a read about it here: https://www.icij.org/investigations/china-cables/

                                      The reason that we don't have hard evidence about the genocide? China is the world's leading surveillance state and prevents anyone getting the info.

                                      You are arguing like an intentional internet troll. I'd give you credit for that except you seem to actually believe what you're saying. Albeit, you've never actually attempted to defend China. Just to attack anyone who criticises China. Which is frankly bizarre.
                                      You are technically correct...the best kind of correct
                                      World Record Holder for Long Distance Soul Reads: May 7th 2011

                                      Comment


                                        Originally posted by Raoul Duke III View Post
                                        I think the irony of China's economic success is that it has given the Communist Party the financial means to strengthen and intensify all the many forms of oppression that they employ against their own people. And indeed beyond their own borders..
                                        Where is the oppression beyond their own borders going on?
                                        Turning millions into thousands

                                        Comment


                                          Originally posted by Kayroo View Post
                                          Also your "happiness" test is incredibly poor. Generally people living in autocratic regimes have very high satisfaction ratings with their governments. North Koreans absolutely love their government... Again, the number of people who subscribe to an idea or a form of government is not indicative of its value.
                                          Reminds me of the guy from the Nursing homes association whose only defence of his sector was that all those residents who survived said they were very nice to them and were getting great care
                                          Turning millions into thousands

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                                            "We're not f*cking Burundi" - Big Phil

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                                              "We're not f*cking Burundi" - Big Phil

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                                                Can we take a moment to reflect on the people who will have their premises ransacked in Liverpool tonight .

                                                Comment


                                                  Originally posted by Dice75 View Post
                                                  Anyone watched Money Heist? Mrs has me watching it and on EP4 and losing interest
                                                  ...My opinion usually has a negative effect, but I think its definitely worth keeping up with, 1st 2 parts (seasons) are brilliant imo...

                                                  Comment


                                                    Originally posted by luckforsome View Post

                                                    ...My opinion usually has a negative effect...
                                                    That's an interesting statement, can you expand on it. (Btw because I snipped your post mid sentence I added a "..." at the end for you)

                                                    Comment


                                                      Originally posted by Hitchhiker's Guide To... View Post
                                                      That's the big part of 1984, the book. The war with the unknown Far East. Russians are spies, Chinese are going to take your job, Mexicans are rapists, Jews control the worlds money. Its all playing in the same field, just different degrees.
                                                      The big part of 1984 is how awful Authoritarian regimes are. The propaganda about foreign enemies is a symptom, not the cause.


                                                      Comment


                                                        I may be a bit slow but cant get my head around this looming pension crisis, rather, the solution. They tell us at the moment its roughly 5/1 worker to pensioner and in 20 years will be 2/1. They want to push the retirement age to say 70.

                                                        Does this not literally kick the can down the road and instead of a crisis in 20 years its now 25 years ?
                                                        This too shall pass.

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                                                          Originally posted by oleras View Post
                                                          I may be a bit slow but cant get my head around this looming pension crisis, rather, the solution. They tell us at the moment its roughly 5/1 worker to pensioner and in 20 years will be 2/1. They want to push the retirement age to say 70.

                                                          Does this not literally kick the can down the road and instead of a crisis in 20 years its now 25 years ?
                                                          It doesn't solve the crisis, but it mitigates it. One of the major problems with pensions is that people now live for twenty or thirty years longer than they used to, on average. So pension funds earn less money than they used to, but they are supposed to pay for peoples pensions for a longer time period. If you can extend the time people are paying into pensions and decrease the time they are receiving pensions its a big win.

                                                          That said, this whole situation is one that politicians have and will continue to kick down the road because it won't be a problem within their elected term. Dammnit maybe Hitch is right! (just a joke, he isn't)

                                                          Comment


                                                            Originally posted by Hectorjelly View Post

                                                            It doesn't solve the crisis, but it mitigates it. One of the major problems with pensions is that people now live for twenty or thirty years longer than they used to, on average. So pension funds earn less money than they used to, but they are supposed to pay for peoples pensions for a longer time period. If you can extend the time people are paying into pensions and decrease the time they are receiving pensions its a big win.

                                                            That said, this whole situation is one that politicians have and will continue to kick down the road because it won't be a problem within their elected term. Dammnit maybe Hitch is right! (just a joke, he isn't)
                                                            You're talking about funded pensions there (which is a huge problem in itself). At least if your pension is funded, you have some personal control over your future retirement. For example, I can completely retire at 50 if I want to. I won't, but 60 certainly seems like a very viable target.

                                                            Unfunded pensions i.e. the public sector and the standard OAP are an even bigger problem as they are paid for out of current spending. That's even more unsustainable than what you outline above, and for the reasons you outline (people living longer, ratio of working to retired to increasing). I think anyone middle-aged or younger who thinks the same level of unfunded pension provision as what is currently available will be around in their retirement is completely deluded. A point I think our resident pensions expert has made many times....
                                                            "We are not Europeans. Those people on the continent are freaks."

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                                                              ...
                                                              "We're not f*cking Burundi" - Big Phil

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                                                                "We're not f*cking Burundi" - Big Phil

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                                                                  Originally posted by Hitchhiker's Guide To... View Post
                                                                  The key to solving the pension crisis is, quite simply, for people to actually save for their pensions. Something that a ridiculous number of people don't do.

                                                                  The huge majority of people who complain about public sector pensions begin high, don't save even slightly close to the same 13% of their pay each year into a pension. (the pensions are still high, but maybe because of the assumed employer contribution which happens in private sector pensions but not public sector).

                                                                  Not sure when pension auto-enrollment is starting / started? But that's a big step in the right direction. The problem being that it is 12% (unless it has changed) pension saving per year - 4% employee, 4% employer, 4% state. While really you need that percentage to be up around 20%.
                                                                  I think the issue with PS pensions is not that they exist, it's the gold-plated DB nature of them and the fact that they are unfunded - we pay for them out of current tax revenues.
                                                                  Pensions like that literally don't exist in the private sector any more, certainly for anyone still working.

                                                                  13% sounds like a lot for a pension contribution but if you take what it would actually cost to fund a PS pension, it would be a multiple of that 13%. In fact you would have to pay more than 50% of salary to fund a PS pension. V will have the numbers.

                                                                  So fine - have a great pension, that's great. But please don't ask everyone else to pay for it. That's where the complaints come from.
                                                                  "We are not Europeans. Those people on the continent are freaks."

                                                                  Comment


                                                                    We need some kind of virus that targets the older generation and the poor .

                                                                    I see Trump is sending Feds into Doonbeg due to a millyup in the clubhouse last week over slow play.

                                                                    Comment


                                                                      Where do you get 13% from by the way Hitch?
                                                                      "We are not Europeans. Those people on the continent are freaks."

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                                                                        ...
                                                                        "We're not f*cking Burundi" - Big Phil

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                                                                          "We're not f*cking Burundi" - Big Phil

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                                                                            Originally posted by Hitchhiker's Guide To... View Post

                                                                            Has it changed: thought it was 6.5% contribution and 6.5% levy when I was last there.
                                                                            you might want to fast forward a few years
                                                                            "We are not Europeans. Those people on the continent are freaks."

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                                                                              ...
                                                                              "We're not f*cking Burundi" - Big Phil

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                                                                                Pensions? The Axis of Rationality will have to deploy Raoul for this one. Not an area I can help with
                                                                                You are technically correct...the best kind of correct
                                                                                World Record Holder for Long Distance Soul Reads: May 7th 2011

                                                                                Comment


                                                                                  Originally posted by Raoul Duke III View Post
                                                                                  So fine - have a great pension, that's great. But please don't ask everyone else to pay for it. That's where the complaints come from.
                                                                                  The public gets us at a big discount on market rates for 40 years so it's the least they can do!

                                                                                  My pension+levy looks to come to around 10.2% of gross.

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                                                                                    It's not just public pensions that have the problem. even funded pensions are predicated on the pension fund making 7% a year. In a world with negative interest rates 7% is very difficult to make. The upshot will be pension funds taking on bigger and bigger risk, which will lead to some of them blowing up. https://www.ft.com/content/2a6ec6aa-...8-83789a2bc481

                                                                                    Comment


                                                                                      Originally posted by Raoul Duke III View Post
                                                                                      So fine - have a great pension, that's great. But please don't ask everyone else to pay for it. That's where the complaints come from.
                                                                                      The public gets us at a big discount on market rates for 40 years so it's the least they can do!

                                                                                      My pension+levy looks to come to around 10.2 % of gross.

                                                                                      Comment


                                                                                        Originally posted by Hitchhiker's Guide To... View Post

                                                                                        Now I'm scared. I'm being so screwed on rent and school fees, that I can't handle any more knocks to the family income!
                                                                                        no, no - it's good news (see Zuut).

                                                                                        You are of course wrong again on the 13% bit. But you should be used to that by now.
                                                                                        "We are not Europeans. Those people on the continent are freaks."

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                                                                                          "We're not f*cking Burundi" - Big Phil

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                                                                                            Originally posted by zuutroy View Post
                                                                                            My pension+levy looks to come to around 10.2 % of gross.
                                                                                            Cool, so now we know what you pay towards your pension. We have a baseline.

                                                                                            Now, in terms of what you get - what are the headline terms of your pension?
                                                                                            1. retirement age?
                                                                                            2. % of final salary?
                                                                                            3. index-linked?
                                                                                            4. lump sum?
                                                                                            (this is public information so not like I'm asking you to disclose anything private)
                                                                                            "We are not Europeans. Those people on the continent are freaks."

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                                                                                              Attached Files
                                                                                              "We're not f*cking Burundi" - Big Phil

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                                                                                                1. 65 I think because I joined a long time ago...think it's 67 now? Don't really mind as I'll probably work as long as I'm allowed.

                                                                                                2. 1.25% per year of service up to a max of 50%

                                                                                                3. I think so...You continue to get x% of whatever the current salary for whatever your retirement point on the scale was.

                                                                                                4. 1.5x final salary if you've completed 40 years....Pro-rated if you haven't.

                                                                                                Comment


                                                                                                  Originally posted by zuutroy View Post
                                                                                                  1. 65 I think because I joined a long time ago...think it's 67 now? Don't really mind as I'll probably work as long as I'm allowed.

                                                                                                  2. 1.25% per year of service up to a max of 50%

                                                                                                  3. I think so...You continue to get x% of whatever the current salary for whatever your retirement point on the scale was.

                                                                                                  4. 1.5x final salary if you've completed 40 years....Pro-rated if you haven't.
                                                                                                  How long do you plan on living after retirement?

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                                                                                                    ...
                                                                                                    "We're not f*cking Burundi" - Big Phil

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                                                                                                      Originally posted by zuutroy View Post
                                                                                                      1. 65 I think because I joined a long time ago...think it's 67 now? Don't really mind as I'll probably work as long as I'm allowed.

                                                                                                      2. 1.25% per year of service up to a max of 50%

                                                                                                      3. I think so...You continue to get x% of whatever the current salary for whatever your retirement point on the scale was.

                                                                                                      4. 1.5x final salary if you've completed 40 years....Pro-rated if you haven't.
                                                                                                      OK, so let's do a little exercise.
                                                                                                      Prepare the assumptions:
                                                                                                      1. I have no idea what you earn but let's say 80k (probably short-changing you here )
                                                                                                      2. let's say you will retire at 65
                                                                                                      3. let's say you are 40 (close enough, right)
                                                                                                      4. imagine for a second you are a private sector worker and you have been diligently contributing 10% p.a. since you started working and your fund now stands at 200k (this is a really generous assumption but it works to your benefit)

                                                                                                      and let's plug your numbers into a pension calculator

                                                                                                      and let's tell the calculator you want to have a target retirement income of 50%, i.e. 40k p.a.
                                                                                                      That's a nice chunk of change for a retiree.
                                                                                                      Ignore the state pension for now as everyone gets this - let's just focus on what you get via your own funding.

                                                                                                      calculator says:

                                                                                                      you are not expected to meet your Target Pension of €40,000 p.a. in retirement.You need to increase your contributions to 25.3% of Salary a year in order to meet your Target Pension. Alternatively, you could consider reducing your Target Pension in retirement or retiring at a later age.
                                                                                                      now we can argue about ARFs vs Annuities etc but you are not meeting the Hitch test for pension funding i.e.

                                                                                                      Originally posted by Hitchhiker's Guide To... View Post
                                                                                                      The key to solving the pension crisis is, quite simply, for people to actually save for their pensions. Something that a ridiculous number of people don't do.
                                                                                                      and
                                                                                                      Originally posted by Hitchhiker's Guide To... View Post
                                                                                                      Really wish they would switch to a funded model. Where they actually set aside the substantial amount contributed each year by public sector workers towards their pension.
                                                                                                      Ironically Hitch was relatively close for once with his estimate of:

                                                                                                      Originally posted by Hitchhiker's Guide To... View Post
                                                                                                      T The problem being that it is 12% (unless it has changed) pension saving per year - 4% employee, 4% employer, 4% state. While really you need that percentage to be up around 20%.
                                                                                                      although that was obviously an underestimate



                                                                                                      "We are not Europeans. Those people on the continent are freaks."

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                                                                                                        How much money was spent plastering Imelda mays cringe poem up on billboards around the country (saw 1st one in the wild yesterday)
                                                                                                        if a child wrote that you’d roll your eyes and pat them on the head not sure why it’s getting the billboard treatment

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                                                                                                          Your pensions will be seized and you will just sit there and take it

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                                                                                                            "We're not f*cking Burundi" - Big Phil

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                                                                                                              Originally posted by Hitchhiker's Guide To... View Post
                                                                                                              Remember Raoul that zuut is on the old pension scheme. It's a different scheme now - the single superannuation scheme. % of final salary is gone for a start.
                                                                                                              I'm using the numbers he supplied
                                                                                                              "We are not Europeans. Those people on the continent are freaks."

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                                                                                                                "We're not f*cking Burundi" - Big Phil

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                                                                                                                  "We're not f*cking Burundi" - Big Phil

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                                                                                                                    Originally posted by Hitchhiker's Guide To... View Post
                                                                                                                    I see Saoirse McHugh has left Greens to join (unstated as of yet) Sinn Fein. She may find the discipline in SF a bit more effective and rigorous at managing her.
                                                                                                                    Multiple election loser throws toys out of pram , what’s the story here?

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                                                                                                                      Originally posted by Hitchhiker's Guide To... View Post
                                                                                                                      Remember Raoul that zuut is on the old pension scheme. It's a different scheme now - the single superannuation scheme. % of final salary is gone for a start.
                                                                                                                      I'm not seeing the average in your diagram? Is that "renumeration"?
                                                                                                                      Last edited by Tar.Aldarion; 23-07-20, 10:06.

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                                                                                                                        Originally posted by Hitchhiker's Guide To... View Post

                                                                                                                        and it was very impressive number clicking skills - I meant to compliment you on that.

                                                                                                                        I was just completing the picture for the interested reader (of which I'd highly doubt there are many left), that the generosity of the old scheme has been replaced by a new scheme which doesn't offer the same benefits.
                                                                                                                        please give us the equivalent new scheme details and we can click numbers on that too.
                                                                                                                        "We are not Europeans. Those people on the continent are freaks."

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                                                                                                                          "We're not f*cking Burundi" - Big Phil

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